Personal loans in Mifflinburg, PA
Two households in Mifflinburg with comparable incomes can still be offered different rates; the city's 3,441 residents are not the reason. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Mifflinburg's 3,441 residents. With 3,441 residents, Mifflinburg outranks about 72% of the communities in Pennsylvania. Price two or three terms so you can see which payment is truly affordable in Mifflinburg. A 2020-to-2023 comparison shows Mifflinburg down by about 1.1%. The next larger city is Lewisburg, PA about 9 miles away.
Mifflinburg by the numbers
Only a few things actually differ by place — population, area, location, and the Pennsylvania rules a lender must follow — and they are below.
- Population: 3,441 residents; Mifflinburg is the 283rd-largest of 1,013 places in Pennsylvania (US Census Bureau, Vintage 2023).
- Population trend: A drop of about 1.1% from 2020 to 2023.
- Absolute change: 39 residents lost between 2020 and 2023.
- Size percentile: with 3,441 residents, Mifflinburg is larger than about 72% of Pennsylvania's Census places.
- Population density: about 1,907 people per square mile (Census land area 1.8 sq mi).
- Land area: Mifflinburg covers 1.8 square miles, the 249th-largest area among Pennsylvania's 1,013 places.
- Within Pennsylvania: about 0.1% of the state's population lives in Mifflinburg.
- Nationally: Mifflinburg is the 5,873rd-largest of 19,457 Census places in the dataset.
- Growth rank: Mifflinburg's 2020-to-2023 change ranks 476th of 1,013 places in Pennsylvania.
- State comparison: Pennsylvania's places average -0.9% for 2020-to-2023, against Mifflinburg's 1.1%.
- Density in Pennsylvania: Mifflinburg ranks 530th by people per square mile.
- Density in context: Mifflinburg's 1,907 people per square mile sit against a Pennsylvania median of 1,990.
- Location: coordinates 40.9196, -77.0474 (US Census Bureau Gazetteer).
- Nearest larger cities: Lewisburg (9 mi); Milton (12 mi); Selinsgrove (13 mi); Northumberland (13 mi); Sunbury (14 mi). Living near a larger metro rarely changes what is available in Mifflinburg.
- Smaller communities close by: New Berlin (4 mi); Hartleton (6 mi); Middleburg (9 mi), each with its own Census population profile.
- Within a 50-mile radius: 93 smaller Census places.
- Larger places within 100 miles: 166.
How Pennsylvania law applies in Mifflinburg
When Pennsylvania does not publish a figure, the row links to the source instead of inventing a number; Mifflinburg is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Pennsylvania Department of Banking and Securities (DoBS) Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 6% per annum maximum for loans of $50,000 or less where no lower rate is contracted (41 P.S. 201(a)). Source says: "the maximum lawful rate of interest for the loan or use of money... shall be six per cent per annum" (Loan Interest and Protection Law, Section 201(a)). | Pennsylvania General Assembly (Laws of Pennsylvania, Act 6 of 1974) as of 2026-09-16 |
| Payday lending status | No separate payday-lending license; non-bank lenders are limited to 6% (unlicensed) or up to 24% (CDCA-licensed), so high-cost payday loans are not permitted. Source says: "if a lender is licensed by the Department in accord with the CDCA, it can charge between 6-24% on loans under $25,000" (DoBS interpretive letter, May 11, 2023). | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
The geography behind Mifflinburg
Mifflinburg covers about 1.8 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. Spread across it are roughly 1,907 residents per square mile. Philadelphia, the largest place in Pennsylvania, is about 119 miles from Mifflinburg. Counting outward 50 miles, 31 larger communities surround Mifflinburg. Within the same 50 miles lie 93 smaller Census places.
The anatomy of a Mifflinburg personal loan
Mifflinburg is a small community of about 3,441 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The APR tracks your credit score rather than Mifflinburg's rank of 283rd in Pennsylvania: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Because the payment is fixed, the total cost of a Mifflinburg loan is knowable in advance — unlike a revolving card balance.
Mifflinburg against the rest of Pennsylvania
Within Pennsylvania, Mifflinburg holds roughly 0.1% of all residents, the 283rd-largest share among 1,013 places. Its 2020-to-2023 change ranks 476th of 1,013 Pennsylvania places, putting it near the 53th percentile for growth. By density, at about 1,907 people per square mile, it ranks 530th in Pennsylvania. In land area, Mifflinburg ranks 249th among Pennsylvania's 1,013 places.
Borrowing reach in Mifflinburg
Mifflinburg is moderately settled, with about 1,907 people per square mile and 31 larger places within 50 miles. A Pennsylvania licence lets a lender serve Mifflinburg without a local office, so branch density does not change what its 3,441 residents are offered. The nearest larger city, Lewisburg, PA about 9 miles away.
Common questions
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What loan size can I expect in Mifflinburg?
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Does comparing loans in Mifflinburg cost me credit score points?
Nearby places
- New Berlin, PA — population 787
- Hartleton, PA — population 248
- Middleburg, PA — population 1,318
- Lewisburg, PA — population 5,255
- Freeburg, PA — population 558
- Beavertown, PA — population 993
- Milton, PA — population 6,497
- Selinsgrove, PA — population 5,562