Personal loans in Mifflin, PA

If you are weighing a personal loan in Mifflin, start from the payment you can carry; its 518 residents face the same statewide rules. The Census counts 518 people in Mifflin, the 759th-largest figure among Pennsylvania's 1,013 places. Mifflin shed about 2.6% of its population between the 2020 base and the 2023 estimate. Consumer lending that reaches Mifflin's 518 residents is governed by Pennsylvania statute; no city ordinance changes it. Judge Mifflin offers on total cost, not on how quickly the money arrives. The nearest larger metro is Mifflintown, PA about 1 miles away.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Mifflin by the numbers

What follows is Mifflin's place in the Census record, alongside the Pennsylvania rules that govern a personal loan made here.

Mifflin in state context

Within Pennsylvania, Mifflin holds roughly 0.0% of all residents, the 759th-largest share among 1,013 places. For population change between 2020 and 2023, Mifflin ranks 826th of 1,013 in Pennsylvania (about the 18th percentile). Its roughly 2,977 residents per square mile place it 326th among Pennsylvania's places. The population moved by about 14 people between 2020 and 2023, a 2.6% shift.

Where Mifflin sits

The Census Gazetteer records about 0.2 square miles of land within Mifflin, with no significant water area listed. Spread across it are roughly 2,977 residents per square mile. The largest place in Pennsylvania, Philadelphia, lies about 126 miles away. Mifflin has 91 larger places within a 50-mile radius. The 100-mile radius contains 400 larger places.

A practical checklist for Mifflin borrowers

Complete these steps first when you borrow in Mifflin (518 residents):

  1. Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
  2. Run the numbers on the personal loan calculator so you know the payment before you apply.
  3. Get several pre-qualifications and compare APR side by side before choosing.
  4. Make sure the lender appears in the Pennsylvania regulator's licence list.
  5. Keep the amount to the expense; an approval is not a reason to take more.
  6. Be clear on what the loan is for and how it gets repaid.
  7. If the balances are already a strain, seek nonprofit credit counselling before adding a loan.

The process is identical across Pennsylvania; what changes is your credit file, not the fact that Mifflin holds 518 people.

The state rulebook for Mifflin

When Pennsylvania does not publish a figure, the row links to the source instead of inventing a number; Mifflin is bound by the same rules.

RuleDetailSource
State lending regulatorPennsylvania Department of Banking and Securities (DoBS)
Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania."
Pennsylvania Department of Banking and Securities
as of 2026-09-16
Payday lending statusNo separate payday-lending license; non-bank lenders are limited to 6% (unlicensed) or up to 24% (CDCA-licensed), so high-cost payday loans are not permitted.
Source says: "if a lender is licensed by the Department in accord with the CDCA, it can charge between 6-24% on loans under $25,000" (DoBS interpretive letter, May 11, 2023).
Pennsylvania Department of Banking and Securities
as of 2026-09-16
Small-loan / installment lender licensingConsumer Discount Company Act license required for non-mortgage consumer loans above 6%; licensed lenders may charge up to 24% on loans of $25,000 or less.
Source says: "A consumer discount company is a business corporation that negotiates or makes non-mortgage loans or advances of money on credit."
Pennsylvania Department of Banking and Securities
as of 2026-09-16

Getting a loan in Mifflin

With about 2,977 residents per square mile, Mifflin is fairly dense, and 91 larger Census places sit within 50 miles. A Pennsylvania licence lets a lender serve Mifflin without a local office, so branch density does not change what its 518 residents are offered. For a larger market, the closest option is Mifflintown, PA about 1 miles away.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Mifflin if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Mifflin is the same as anywhere in Pennsylvania.
What loan size can I expect in Mifflin?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Mifflin?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Mifflin cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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