Personal loans in Mifflin, PA
If you are weighing a personal loan in Mifflin, start from the payment you can carry; its 518 residents face the same statewide rules. The Census counts 518 people in Mifflin, the 759th-largest figure among Pennsylvania's 1,013 places. Mifflin shed about 2.6% of its population between the 2020 base and the 2023 estimate. Consumer lending that reaches Mifflin's 518 residents is governed by Pennsylvania statute; no city ordinance changes it. Judge Mifflin offers on total cost, not on how quickly the money arrives. The nearest larger metro is Mifflintown, PA about 1 miles away.
Mifflin by the numbers
What follows is Mifflin's place in the Census record, alongside the Pennsylvania rules that govern a personal loan made here.
- Population: a Census-estimated 518, 759th among Pennsylvania's 1,013 places (Vintage 2023).
- Population trend: The 2020-to-2023 change is negative, near 2.6%.
- People gained or lost: about 14 fewer since the 2020 base.
- Size percentile: bigger than about 25% of the places in Pennsylvania, with 518 residents in Mifflin.
- Population density: about 2,977 people per square mile (Census land area 0.2 sq mi).
- Land area rank: Mifflin's 0.2 square miles rank 946th of 1,013 places in Pennsylvania.
- State population share: Mifflin accounts for about 0.0% of everyone in Pennsylvania.
- National rank: Mifflin sits 13,019th by population among the 19,457 places in this dataset.
- Growth rank: Mifflin's 2020-to-2023 change ranks 826th of 1,013 places in Pennsylvania.
- State comparison: Pennsylvania's places average -0.9% for 2020-to-2023, against Mifflin's 2.6%.
- Density rank: Mifflin places 326th among Pennsylvania's places by people per square mile.
- Density in context: Mifflin's 2,977 people per square mile sit against a Pennsylvania median of 1,990.
- Location: mapped by the US Census Bureau at 40.5686, -77.4045.
- Nearest larger cities: Mifflintown (1 mi); Port Royal (3 mi); Thompsontown (9 mi); Lewistown (9 mi); Juniata Terrace (9 mi). For most borrowers the comparison happens online, not at a branch.
- Smaller communities within reach: Landisburg (16 mi); Blain (17 mi); McVeytown (18 mi).
- Within a 50-mile radius: 34 smaller Census places.
- Larger places within 100 miles: 400.
Mifflin in state context
Within Pennsylvania, Mifflin holds roughly 0.0% of all residents, the 759th-largest share among 1,013 places. For population change between 2020 and 2023, Mifflin ranks 826th of 1,013 in Pennsylvania (about the 18th percentile). Its roughly 2,977 residents per square mile place it 326th among Pennsylvania's places. The population moved by about 14 people between 2020 and 2023, a 2.6% shift.
Where Mifflin sits
The Census Gazetteer records about 0.2 square miles of land within Mifflin, with no significant water area listed. Spread across it are roughly 2,977 residents per square mile. The largest place in Pennsylvania, Philadelphia, lies about 126 miles away. Mifflin has 91 larger places within a 50-mile radius. The 100-mile radius contains 400 larger places.
A practical checklist for Mifflin borrowers
Complete these steps first when you borrow in Mifflin (518 residents):
- Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Get several pre-qualifications and compare APR side by side before choosing.
- Make sure the lender appears in the Pennsylvania regulator's licence list.
- Keep the amount to the expense; an approval is not a reason to take more.
- Be clear on what the loan is for and how it gets repaid.
- If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
The process is identical across Pennsylvania; what changes is your credit file, not the fact that Mifflin holds 518 people.
The state rulebook for Mifflin
When Pennsylvania does not publish a figure, the row links to the source instead of inventing a number; Mifflin is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Pennsylvania Department of Banking and Securities (DoBS) Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Payday lending status | No separate payday-lending license; non-bank lenders are limited to 6% (unlicensed) or up to 24% (CDCA-licensed), so high-cost payday loans are not permitted. Source says: "if a lender is licensed by the Department in accord with the CDCA, it can charge between 6-24% on loans under $25,000" (DoBS interpretive letter, May 11, 2023). | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Discount Company Act license required for non-mortgage consumer loans above 6%; licensed lenders may charge up to 24% on loans of $25,000 or less. Source says: "A consumer discount company is a business corporation that negotiates or makes non-mortgage loans or advances of money on credit." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
Getting a loan in Mifflin
With about 2,977 residents per square mile, Mifflin is fairly dense, and 91 larger Census places sit within 50 miles. A Pennsylvania licence lets a lender serve Mifflin without a local office, so branch density does not change what its 518 residents are offered. For a larger market, the closest option is Mifflintown, PA about 1 miles away.
Common questions
What are my options in Mifflin if my credit is poor?
What loan size can I expect in Mifflin?
Do I have to pledge anything to borrow in Mifflin?
Does comparing loans in Mifflin cost me credit score points?
Nearby places
- Mifflintown, PA — population 818
- Port Royal, PA — population 793
- McClure, PA — population 885
- Thompsontown, PA — population 623
- Lewistown, PA — population 8,418
- Burnham, PA — population 1,965
- Juniata Terrace, PA — population 553
- Landisburg, PA — population 223