Personal loans in Mertzon, TX

With an estimated 766 residents, Mertzon is the 881st-largest of 1,224 places in Texas. Begin with the payment, then weigh APR and total interest across the lenders that reach Mertzon's 766 residents. Which products a lender may offer to Mertzon's 766 residents follows from the Texas consumer-lending framework. The closest larger city is San Angelo, TX about 25 miles away.

What the Census records for Mertzon

Here is the sourced Census picture for Mertzon, plus the Texas lending rules that apply to a loan taken out here.

• Population: an estimated 766 residents, 881st of 1,224 places in Texas (Census Vintage 2023 subcounty estimate).
• Population trend: About 2.1% above the 2020 Census base.
• Change in people: the 2020-to-2023 comparison is a gain of about 16 residents.
• Size percentile: about 28% of Texas's Census places are smaller than Mertzon.
• Population density: about 504 people per square mile (Census land area 1.5 sq mi).
• By land area: Mertzon ranks 851st among Texas's 1,224 places, at 1.5 sq mi.
• State share: roughly 0.0% of Texas's residents live in Mertzon (766 people).
• National standing: Mertzon ranks 11,378th of 19,457 US places.
• Growth rank: Mertzon's 2020-to-2023 change ranks 628th of 1,224 places in Texas.
• State comparison: Texas's places average +6.5% for 2020-to-2023, against Mertzon's 2.1%.
• Density in Texas: Mertzon ranks 878th by people per square mile.
• Density in context: Mertzon's 504 people per square mile sit against a Texas median of 840.
• Location: 31.2620 / -100.8208, per the US Census Bureau Gazetteer.
• Nearest larger cities: San Angelo (25 mi); Eldorado (31 mi); Big Lake (38 mi); Sterling City (41 mi); Miles (44 mi). Larger metros often have more branches, but online lenders reach Mertzon on the same terms.
• Smaller places nearby: Paint Rock (56 mi); Blackwell (64 mi); Rankin (66 mi).
• Smaller neighbours: 0 places smaller than Mertzon sit within 50 miles.
• Larger places within 100 miles: 31.

How a Mertzon personal loan is priced

With roughly 766 residents, Mertzon is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Two numbers drive a Mertzon loan: the APR, which includes fees, and the term, which decides how long you keep paying. The term you choose in Mertzon decides the split between a comfortable payment and the total interest you pay.

Mertzon's place among Texas's 1,224 places

Within Texas, Mertzon holds roughly 0.0% of all residents, the 881st-largest share among 1,224 places. On the 2020-to-2023 trend, Mertzon stands 628th among Texas's 1,224 places — roughly the 49th percentile. Its roughly 504 residents per square mile place it 878th among Texas's places. In land area, Mertzon ranks 851st among Texas's 1,224 places.

The geography behind Mertzon

Mertzon's land area is roughly 1.5 square miles, and the Gazetteer records no significant water area within it. With 766 residents, the land area yields roughly 504 people per square mile. Houston, the largest place in Texas, is about 339 miles from Mertzon. A 50-mile radius around Mertzon takes in 7 places that are larger. By land area it ranks 851st of 1,224 Texas places.

Lender access in Mertzon

Mertzon is moderately settled, with about 504 people per square mile and 7 larger places within 50 miles. Whether Mertzon has a local branch or not, a Texas-licensed lender can serve its 766 people online on the same terms. The nearest bigger place is San Angelo, TX about 25 miles away.

The Texas lending rules that reach Mertzon

Below are the Texas rules that apply to a loan made in Mertzon, each with the regulator that issued it.