Personal loans in Meire Grove, MN

Meire Grove is a small community of about 184 residents, and a personal loan taken out here is governed by Minnesota statute. Population in Meire Grove climbed about 2.2% over the three years from 2020 to 2023.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

At about 184 residents, Meire Grove is larger than roughly 23% of the places in Minnesota. Use the calculator on this page to price an amount and term before you commit in Meire Grove. Every figure below is Minnesota's own, applied to Meire Grove's 184 residents, with the publisher and retrieval date attached. The closest larger city is Greenwald, MN about 2 miles away.

The Meire Grove data picture

Only a few things actually differ by place — population, area, location, and the Minnesota rules a lender must follow — and they are below.

How Meire Grove compares across Minnesota

Meire Grove is the 658th-largest of 853 Census places in Minnesota and contains about 0.0% of the state's people. For population change between 2020 and 2023, Meire Grove ranks 163rd of 853 in Minnesota (about the 81th percentile). Its roughly 473 residents per square mile place it 501st among Minnesota's places. By land area, its 0.4 square miles rank 738th of 853 places in Minnesota.

Where Meire Grove sits

Meire Grove's land area is roughly 0.4 square miles, and the Gazetteer records no significant water area within it. With 184 residents, the land area yields roughly 473 people per square mile. The state's population centre of gravity, Minneapolis, is roughly 90 miles away. Within 50 miles of Meire Grove there are 84 larger Census places. Within the same 50 miles lie 25 smaller Census places.

How Minnesota law applies in Meire Grove

Minnesota has no separate rate rule for Meire Grove; the sourced rows below are what reach every lender that serves its 184 people.

RuleDetailSource
State lending regulatorMinnesota Department of Commerce (commissioner of commerce)
Source says: ""Commissioner" means the commissioner of commerce"
Minnesota Legislature, Office of the Revisor of Statutes
as of 2026-09-16
Payday lending statusLegal and licensed; APR capped at 36%, or up to 50% with an ability-to-repay analysis (Minn. Stat. §§ 47.60, 47.601, 47.603)
Source says: "The cap on that annual percentage rate is set at either 36%, or up to 50% if the lender conducts an ability to repay analysis"
Minnesota Department of Commerce
as of 2026-09-16
Small-loan / installment lender licensingRegulated loan license required from the commissioner for loans within the Chapter 56 threshold (Minn. Stat. § 56.01)
Source says: "without first obtaining a license from the commissioner, no person shall engage in the business of making loans of money"
Minnesota Legislature, Office of the Revisor of Statutes
as of 2026-09-16

Before you apply in Meire Grove

A sensible order of operations for a loan in Meire Grove, home to about 184 people:

  1. Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
  2. Model the payment on the calculator before a lender models it for you.
  3. Get several pre-qualifications and compare APR side by side before choosing.
  4. Confirm the Minnesota licence with the regulator named above before committing.
  5. Check the disclosure for fees that raise the true cost above the quoted rate.
  6. Test the payment against your current bills before you commit.
  7. Choose a term you can live with; stretching it lowers the payment but raises total interest.

The process is identical across Minnesota; what changes is your credit file, not the fact that Meire Grove holds 184 people.

The anatomy of a Meire Grove personal loan

Most loans made to Meire Grove's 184 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Because pricing is borrower-level, two people in Meire Grove can be quoted different APRs on the same amount and term. Shortening the term on a Meire Grove loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Meire Grove if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Meire Grove is the same as anywhere in Minnesota.
What loan size can I expect in Meire Grove?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Meire Grove?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Meire Grove cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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