Personal loans in Medford, OK

Medford is a small community in Oklahoma, with an estimated 885 residents, and every licensed lender here follows the same state rulebook. Read the disclosure for an origination fee and any prepayment penalty before signing in Medford. For the 885 people in Medford, Oklahoma runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. For a bigger market, look to Caldwell, KS about 18 miles away.

What the Census records for Medford

Set out below is Medford's local context next to the state-level rules that reach every lender here.

• Population: 885 people, a figure that places Medford 227th among the 590 Census places in Oklahoma (US Census Bureau, Vintage 2023).
• Population trend: A drop of about 3.0% from 2020 to 2023.
• Net change: roughly 27 fewer people than the 2020 Census counted.
• Size percentile: with 885 residents, Medford is larger than about 62% of Oklahoma's Census places.
• Land and density: 1.6 square miles of land carry roughly 570 residents per square mile.
• Land area rank: Medford's 1.6 square miles rank 268th of 590 places in Oklahoma.
• State population share: Medford accounts for about 0.0% of everyone in Oklahoma.
• National rank: Medford sits 10,757th by population among the 19,457 places in this dataset.
• Growth in Oklahoma: Medford stands 546th by percentage change from 2020 to 2023, among 590 places.
• State comparison: Oklahoma's places average +1.3% for 2020-to-2023, against Medford's 3.0%.
• Density in Oklahoma: Medford ranks 285th by people per square mile.
• Density in context: Medford's 570 people per square mile sit against a Oklahoma median of 546.
• Location: 36.8034, -97.7382 (Census Gazetteer coordinates).
• Nearest larger cities: Caldwell (18 mi); Blackwell (24 mi); Tonkawa (25 mi); North Enid (26 mi); Enid (28 mi). Living near a larger metro rarely changes what is available in Medford.
• Nearest smaller places: Jefferson (6 mi); Renfrow (10 mi); Pond Creek (10 mi).
• Smaller neighbours: 56 places smaller than Medford sit within 50 miles.
• At 100 miles: 113 larger Census places fall inside that radius.

Where Medford sits

The Census Gazetteer records about 1.6 square miles of land within Medford, with no significant water area listed. Spread across it are roughly 570 residents per square mile. The state's population centre of gravity, Oklahoma City, is roughly 93 miles away. Within 50 miles of Medford there are 19 larger Census places. The 100-mile radius contains 113 larger places.

What is available to Medford borrowers

Medford is moderately settled, with about 570 people per square mile and 19 larger places within 50 miles. Whether Medford has a local branch or not, a Oklahoma-licensed lender can serve its 885 people online on the same terms. For a larger market, the closest option is Caldwell, KS about 18 miles away.

Oklahoma consumer-lending rules applied in Medford

The rows below set out what a licensed lender must follow in Oklahoma, and so for Medford's roughly 885 residents.

How Medford compares across Oklahoma

Within Oklahoma, Medford holds roughly 0.0% of all residents, the 227th-largest share among 590 places. For population change between 2020 and 2023, Medford ranks 546th of 590 in Oklahoma (about the 7th percentile). At about 570 people per square mile, Medford is the 285th most densely settled place in Oklahoma. The population moved by about 27 people between 2020 and 2023, a 3.0% shift.

The anatomy of a Medford personal loan

Medford is a small community of about 885 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The rate you see advertised is a range, not a promise, until a lender reviews your file in Medford. Shortening the term on a Medford loan raises the monthly payment but cuts the interest; lengthening it does the reverse.