Personal loans in Meadow Bridge, WV
Meadow Bridge, West Virginia — home to about 314 people — is a small community, so the terms you are offered follow West Virginia law rather than any local rule.
With an estimated 314 residents, Meadow Bridge is the 177th-largest of 230 places in West Virginia. Verify the lender's West Virginia licence against the regulator named below before borrowing in Meadow Bridge. Meadow Bridge shed about 4.0% of its population between the 2020 base and the 2023 estimate. State law, not city hall, decides what a lender may do to Meadow Bridge's roughly 314 residents, and a state regulator supervises it. The closest larger place is Rainelle, WV about 9 miles away.
Local context for Meadow Bridge
The figures below are Meadow Bridge's own — Census population, land area and coordinates — followed by the West Virginia rules.
- Population: about 314 people live here, which puts Meadow Bridge 177th of 230 Census places in West Virginia (Vintage 2023).
- Population trend: A decline of about 4.0% across the 2020-to-2023 comparison.
- Net change: roughly 13 fewer people than the 2020 Census counted.
- Size percentile: Meadow Bridge's 314 people outrank roughly 23% of the places in West Virginia.
- Land and density: 0.4 square miles of land carry roughly 837 residents per square mile.
- Land area rank: Meadow Bridge's 0.4 square miles rank 188th of 230 places in West Virginia.
- State population share: Meadow Bridge accounts for about 0.1% of everyone in West Virginia.
- Nationally: Meadow Bridge is the 14,964th-largest of 19,457 Census places in the dataset.
- Growth rank: Meadow Bridge's 2020-to-2023 change ranks 151st of 230 places in West Virginia.
- Versus West Virginia: the state average change is -3.0%, while Meadow Bridge moved 4.0%.
- Density in West Virginia: Meadow Bridge ranks 141st by people per square mile.
- Density in context: Meadow Bridge's 837 people per square mile sit against a West Virginia median of 1,021.
- Location: the Census Gazetteer records it at 37.8604, -80.8555.
- Nearest larger cities: Rainelle (9 mi); Rupert (12 mi); Hinton (13 mi); Alderson (15 mi); Mount Hope (17 mi). For most borrowers the comparison happens online, not at a branch.
- Smaller places nearby: Thurmond (14 mi); Quinwood (16 mi); Pax (23 mi).
- Smaller neighbours: 17 places smaller than Meadow Bridge sit within 50 miles.
- Within 100 miles: 161 places are larger than Meadow Bridge.
Land, water and location for Meadow Bridge
Inside Meadow Bridge's boundaries lie about 0.4 square miles of land, with no significant water area recorded. That land carries about 837 people per square mile. Charleston, the largest place in West Virginia, is about 54 miles from Meadow Bridge. Counting outward 50 miles, 47 larger communities surround Meadow Bridge. The 100-mile radius contains 161 larger places.
What is available to Meadow Bridge borrowers
Meadow Bridge is a moderately settled community of about 314 people, with 47 larger places inside a 50-mile radius. Lenders licensed in West Virginia reach Meadow Bridge's 314 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Rainelle, WV about 9 miles away.
Meadow Bridge's place among West Virginia's 230 places
Against West Virginia's other places, Meadow Bridge accounts for about 0.1% of the state's population and ranks 177th of 230 by size. Its 2020-to-2023 change ranks 151st of 230 West Virginia places, putting it near the 34th percentile for growth. By density, at about 837 people per square mile, it ranks 141st in West Virginia. Between 2020 and 2023 the count changed by roughly 13 residents.
How personal loans work in Meadow Bridge
Most loans made to Meadow Bridge's 314 residents are unsecured, so nothing is pledged and the lender relies on your credit history. The APR tracks your credit score rather than Meadow Bridge's rank of 177th in West Virginia: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. A longer term lowers the monthly payment on a Meadow Bridge loan but raises total interest, so the smallest payment is not the cheapest loan.
West Virginia consumer-lending rules applied in Meadow Bridge
Below are the West Virginia rules that apply to a loan made in Meadow Bridge, each with the regulator that issued it.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | West Virginia Division of Financial Institutions (WV DFI) Source says: The West Virginia Division of Financial Institutions is charged with the regulation and supervision of financial institutions chartered by the State of West Virginia. | West Virginia Division of Financial Institutions (WV DFI) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 31% per year on unsecured loans of $3,500 or less; 27% on $3,500–$15,000; 18% above $15,000 (W. Va. Code § 46A-4-107) Source says: the loan finance charge, calculated according to the actuarial method, may not exceed 31 percent per year | West Virginia Legislature (West Virginia Code) as of 2026-09-16 |
| Payday lending status | Traditional payday lending is generally prohibited; check cashers are regulated under W. Va. Code ch. 32A Source says: Traditional "Payday Lenders" are generally prohibited within this state. | West Virginia Division of Financial Institutions (WV DFI) as of 2026-09-16 |
Common questions
What are my options in Meadow Bridge if my credit is poor?
What loan size can I expect in Meadow Bridge?
Do I have to pledge anything to borrow in Meadow Bridge?
Does comparing loans in Meadow Bridge cost me credit score points?
Nearby places
- Rainelle, WV — population 1,159
- Hinton, WV — population 2,142
- Rupert, WV — population 847
- Thurmond, WV — population 2
- Quinwood, WV — population 213
- Alderson, WV — population 941
- Beckley, WV — population 16,576
- Mount Hope, WV — population 1,276