Personal loans in McNeil, AR

What the Census records for McNeil

Most of what governs a McNeil loan is written in Arkansas law rather than in the city; the sourced notes below make that split concrete.

• Population: about 373, ranked 300th of 500 places in Arkansas (Census Vintage 2023 subcounty estimate).
• Population trend: Down about 2.6% from the 2020 Census base to the 2023 estimate.
• Absolute change: 10 residents lost between 2020 and 2023.
• Size percentile: bigger than about 40% of the places in Arkansas, with 373 residents in McNeil.
• Land and density: 1.3 square miles of land carry roughly 294 residents per square mile.
• By land area: McNeil ranks 315th among Arkansas's 500 places, at 1.3 sq mi.
• State population share: McNeil accounts for about 0.0% of everyone in Arkansas.
• National rank: McNeil sits 14,378th by population among the 19,457 places in this dataset.
• Growth rank: McNeil's 2020-to-2023 change ranks 354th of 500 places in Arkansas.
• Against the state trend: McNeil's 2.6% change compares with a Arkansas average of +0.3% across its 500 places.
• Density rank: McNeil places 305th among Arkansas's places by people per square mile.
• Density in context: McNeil's 294 people per square mile sit against a Arkansas median of 386.
• Location: coordinates 33.3479, -93.2084 (US Census Bureau Gazetteer).
• Nearest larger cities: Magnolia (5 mi); Waldo (5 mi); Stephens (9 mi); Stamps (17 mi); Lewisville (22 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Smaller communities close by: Willisville (13 mi); Buckner (13 mi); Rosston (17 mi), each with its own Census population profile.
• Smaller places within 50 miles: 31 of them.
• Larger places within 100 miles: 138.

McNeil: area, density and distance

The Census Gazetteer records about 1.3 square miles of land within McNeil, with no significant water area listed. Spread across it are roughly 294 residents per square mile. Little Rock, the largest place in Arkansas, is about 107 miles from McNeil. A 50-mile radius around McNeil takes in 31 places that are larger. The 100-mile radius contains 138 larger places.

Before you apply in McNeil

For McNeil's roughly 373 residents, these are the steps that most influence the offer:

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Look the lender up in the Arkansas regulator's licence records before you sign.
5. Choose a term you can live with; stretching it lowers the payment but raises total interest.
6. Keep the amount to the expense; an approval is not a reason to take more.
7. Write down the purpose of the loan and your repayment plan before you apply.

None of these steps is McNeil-specific: the same Arkansas licensing and disclosure rules reach all 373 residents.

McNeil against the rest of Arkansas

Against Arkansas's other places, McNeil accounts for about 0.0% of the state's population and ranks 300th of 500 by size. Its 2020-to-2023 change ranks 354th of 500 Arkansas places, putting it near the 29th percentile for growth. Its roughly 294 residents per square mile place it 305th among Arkansas's places. Between 2020 and 2023 the count changed by roughly 10 residents.

How lenders reach McNeil

At roughly 294 people per square mile, McNeil is lightly settled; 31 larger places lie within 50 miles. Distance to a branch rarely matters for McNeil's 373 residents: the application is online and the price follows your credit file. The nearest bigger place is Magnolia, AR about 5 miles away.

How Arkansas law applies in McNeil

Below are the Arkansas rules that apply to a loan made in McNeil, each with the regulator that issued it.