Personal loans in McLouth, KS

Rate-shopping from McLouth costs nothing at pre-qualification, where a soft pull leaves your credit file alone. Population in McLouth dropped about 2.7% over the three years from 2020 to 2023. For the 835 people in McLouth, Kansas runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. A larger market lies at Oskaloosa, KS about 6 miles away.

McLouth by the numbers

Two layers matter for a McLouth borrower: the local population picture and Kansas's consumer-lending statutes.

• Population: 835 people, a figure that places McLouth 218th among the 625 Census places in Kansas (US Census Bureau, Vintage 2023).
• Population trend: A loss of roughly 2.7% between 2020 and 2023.
• Absolute change: 23 residents lost between 2020 and 2023.
• Size percentile: roughly 65% of Kansas's places have fewer residents than McLouth's 835.
• Population density: 1,450 people per square mile on 0.6 square miles of land.
• By land area: McLouth ranks 292nd among Kansas's 625 places, at 0.6 sq mi.
• State population share: McLouth accounts for about 0.0% of everyone in Kansas.
• National standing: McLouth ranks 10,998th of 19,457 US places.
• Growth rank: McLouth's 2020-to-2023 change ranks 486th of 625 places in Kansas.
• State comparison: Kansas's places average -1.0% for 2020-to-2023, against McLouth's 2.7%.
• Density in Kansas: McLouth ranks 94th by people per square mile.
• Density vs Kansas: McLouth's 1,450 people per square mile compare with a state median of 764.
• Location: 39.1964, -95.2086 (Census Gazetteer coordinates).
• Nearest larger cities: Oskaloosa (6 mi); Tonganoxie (9 mi); Perry (13 mi); Basehor (16 mi); Lawrence (17 mi). Online lenders reach McLouth no matter how far the nearest branch is.
• Smaller places close by: Winchester (9 mi); Easton (11 mi); Ozawkie (14 mi).
• Smaller neighbours: 70 places smaller than McLouth sit within 50 miles.
• At 100 miles: 156 larger Census places fall inside that radius.

How McLouth compares across Kansas

Set beside Kansas's 625 places, McLouth ranks 218th by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, McLouth stands 486th among Kansas's 625 places — roughly the 22th percentile. By density, at about 1,450 people per square mile, it ranks 94th in Kansas. Between 2020 and 2023 the count changed by roughly 23 residents.

Where McLouth sits

McLouth's land area is roughly 0.6 square miles, and the Gazetteer records no significant water area within it. The resulting density is about 1,450 people per square mile. Wichita, the largest place in Kansas, is about 156 miles from McLouth. Within 50 miles of McLouth there are 78 larger Census places. The 100-mile radius contains 156 larger places.

The state rulebook for McLouth

Below are the Kansas rules that apply to a loan made in McLouth, each with the regulator that issued it.

Before you apply in McLouth

A sensible order of operations for a loan in McLouth, home to about 835 people:

1. Get your credit reports, dispute what is wrong, and only then start shopping.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Gather at least three pre-qualified offers and line up the APR, not the headline rate.
4. Make sure the lender appears in the Kansas regulator's licence list.
5. If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
6. Look for an origination fee or prepayment penalty in the written disclosure.
7. Test the payment against your current bills before you commit.

In McLouth as elsewhere in Kansas, the written terms — not the advertisement — are what count for its 835 residents.

Lender access in McLouth

McLouth is a moderately settled community of about 835 people, with 78 larger places inside a 50-mile radius. Distance to a branch rarely matters for McLouth's 835 residents: the application is online and the price follows your credit file. The nearest bigger place is Oskaloosa, KS about 6 miles away.