Personal loans in McKittrick, MO
When Missouri caps or restricts a product, lenders either change the terms or withdraw it from McKittrick as from the rest of the state. McKittrick is home to roughly 81 people and stands 819th by size out of 937 Census places in Missouri.
McKittrick, Missouri — home to about 81 people — is a small community, so the terms you are offered follow Missouri law rather than any local rule. The 2020 count to the 2023 estimate shows about 2.5% growth in McKittrick. Rate-shopping from McKittrick costs nothing at pre-qualification, where a soft pull leaves your credit file alone. The nearest larger city is Hermann, MO about 3 miles away.
McKittrick: population, trend and location
Two layers matter for a McKittrick borrower: the local population picture and Missouri's consumer-lending statutes.
- Population: an estimated 81 residents, 819th of 937 places in Missouri (Census Vintage 2023 subcounty estimate).
- Population trend: The 2020-to-2023 change is positive, near 2.5%.
- Absolute change: 2 residents added between 2020 and 2023.
- Size percentile: roughly 13% of Missouri places rank below McKittrick.
- Land and density: 0.5 square miles of land carry roughly 166 residents per square mile.
- Land area: McKittrick covers 0.5 square miles, the 591st-largest area among Missouri's 937 places.
- Within Missouri: about 0.0% of the state's population lives in McKittrick.
- Nationally: McKittrick is the 18,470th-largest of 19,457 Census places in the dataset.
- Growth in Missouri: McKittrick stands 216th by percentage change from 2020 to 2023, among 937 places.
- Versus Missouri: the state average change is +0.8%, while McKittrick moved 2.5%.
- Density rank: McKittrick places 875th among Missouri's places by people per square mile.
- Density in context: McKittrick's 166 people per square mile sit against a Missouri median of 743.
- Location: mapped by the US Census Bureau at 38.7399, -91.4452.
- Nearest larger cities: Hermann (3 mi); Rhineland (4 mi); Berger (8 mi); Gasconade (8 mi); High Hill (10 mi). Online lenders reach McKittrick no matter how far the nearest branch is.
- Smaller places nearby: Pendleton (13 mi); Truxton (21 mi); Three Creeks (27 mi).
- Within a 50-mile radius: 10 smaller Census places.
- Within 100 miles: 479 places are larger than McKittrick.
What shapes a McKittrick personal loan
In McKittrick, a small community of about 81, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Because pricing is borrower-level, two people in McKittrick can be quoted different APRs on the same amount and term. Because the payment is fixed, the total cost of a McKittrick loan is knowable in advance — unlike a revolving card balance.
The Missouri lending rules that reach McKittrick
Below are the Missouri rules that apply to a loan made in McKittrick, each with the regulator that issued it.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Missouri Division of Finance (Department of Commerce and Insurance) Source says: "We regulate state-chartered banks, trust companies, consumer credit facilities, mortgage brokers, and savings and loan institutions" | Missouri Division of Finance as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10% per annum, or the higher published 'market rate' (RSMo § 408.030) Source says: "a rate of interest not exceeding ten percent per annum on money due or to become due upon any contract" | Missouri Revisor of Statutes as of 2026-09-16 |
| Payday lending status | Legal and licensed — unsecured loans of $500 or less require a license from the Director of the Division of Finance (RSMo § 408.500) Source says: "in the business of making unsecured loans of five hundred dollars or less shall obtain a license from the director of the division of finance" | Missouri Revisor of Statutes as of 2026-09-16 |
How lenders reach McKittrick
With about 166 residents per square mile, McKittrick is lightly settled, and 103 larger Census places sit within 50 miles. Lenders licensed in Missouri reach McKittrick's 81 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Hermann, MO about 3 miles away.
McKittrick's place among Missouri's 937 places
Within Missouri, McKittrick holds roughly 0.0% of all residents, the 819th-largest share among 937 places. Its 2020-to-2023 change ranks 216th of 937 Missouri places, putting it near the 77th percentile for growth. Its roughly 166 residents per square mile place it 875th among Missouri's places. By land area, its 0.5 square miles rank 591st of 937 places in Missouri.
McKittrick on the map
McKittrick covers about 0.5 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. That land carries about 166 people per square mile. For the state's biggest city, Kansas City, the distance is roughly 169 miles. A 50-mile radius around McKittrick takes in 103 places that are larger. Within the same 50 miles lie 10 smaller Census places.
Common questions
What are my options in McKittrick if my credit is poor?
What loan size can I expect in McKittrick?
Do I have to pledge anything to borrow in McKittrick?
Does comparing loans in McKittrick cost me credit score points?
Nearby places
- Hermann, MO — population 2,186
- Rhineland, MO — population 139
- Berger, MO — population 259
- Gasconade, MO — population 168
- High Hill, MO — population 182
- New Florence, MO — population 641
- Jonesburg, MO — population 771
- Morrison, MO — population 94