Personal loans in McIntosh, AL

Get pre-qualified with several lenders, then compare APR rather than the headline rate for a McIntosh loan. From the 2020 Census base to the 2023 estimate, the population declined by about 3.9%. A single loan can carry different costs on either side of a state line, and McIntosh sits on the Alabama side of that line. The closest larger place is Mount Vernon, AL about 12 miles away.

What the Census records for McIntosh

Here is the sourced Census picture for McIntosh, plus the Alabama lending rules that apply to a loan taken out here.

• Population: an estimated 197 residents, 407th of 462 places in Alabama (Census Vintage 2023 subcounty estimate).
• Population trend: A decline of about 3.9% across the 2020-to-2023 comparison.
• Absolute change: 8 residents lost between 2020 and 2023.
• Size percentile: about 12% of Alabama communities are smaller than McIntosh (197 residents).
• Population density: about 198 people per square mile across 1.0 square miles of land (Census Gazetteer area, Vintage 2023 population).
• By land area: McIntosh ranks 419th among Alabama's 462 places, at 1.0 sq mi.
• State population share: McIntosh accounts for about 0.0% of everyone in Alabama.
• National standing: McIntosh ranks 16,536th of 19,457 US places.
• Growth rank: McIntosh's 2020-to-2023 change ranks 401st of 462 places in Alabama.
• Against the state trend: McIntosh's 3.9% change compares with a Alabama average of +1.0% across its 462 places.
• Density rank: McIntosh places 286th among Alabama's places by people per square mile.
• Density vs Alabama: McIntosh's 198 people per square mile compare with a state median of 259.
• Location: the Census Gazetteer records it at 31.2650, -88.0284.
• Nearest larger cities: Mount Vernon (12 mi); Citronelle (17 mi); Chatom (19 mi); Jackson (20 mi); Creola (27 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Smaller places close by: Toxey (48 mi); Needham (53 mi); Pollard (53 mi).
• Within a 50-mile radius: 1 smaller Census places.
• At 100 miles: 129 larger Census places fall inside that radius.

McIntosh on the map

The Census Gazetteer records about 1.0 square miles of land within McIntosh, with no significant water area listed. Spread across it are roughly 198 residents per square mile. The largest place in Alabama, Huntsville, lies about 250 miles away. McIntosh has 34 larger places within a 50-mile radius. Within the same 50 miles lie 1 smaller Census places.

How lenders reach McIntosh

McIntosh is lightly settled, with about 198 people per square mile and 34 larger places within 50 miles. What is available to McIntosh's 197 borrowers is set by Alabama licensing and your own credit, not by how many branches are nearby. The nearest larger city, Mount Vernon, AL about 12 miles away.

What a McIntosh borrower is actually offered

A McIntosh personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 197 residents. Two numbers drive a McIntosh loan: the APR, which includes fees, and the term, which decides how long you keep paying. Because the payment is fixed, the total cost of a McIntosh loan is knowable in advance — unlike a revolving card balance.

The Alabama lending rules that reach McIntosh

The rows below set out what a licensed lender must follow in Alabama, and so for McIntosh's roughly 197 residents.

McIntosh against the rest of Alabama

Set beside Alabama's 462 places, McIntosh ranks 407th by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, McIntosh stands 401st among Alabama's 462 places — roughly the 13th percentile. Its roughly 198 residents per square mile place it 286th among Alabama's places. Within 50 miles sit 1 smaller Census places, alongside the 34 that are larger.