Personal loans in McClure, OH
The first question in McClure is not the rate on offer but whether the payment fits; about 694 people live here under Ohio lending law. Price two or three terms so you can see which payment is truly affordable in McClure. An estimated 694 people make their home in McClure, a figure that ranks 597th in Ohio. Every figure below is Ohio's own, applied to McClure's 694 residents, with the publisher and retrieval date attached. McClure lost roughly 0.4% of its population across the 2020-to-2023 comparison. The closest larger place is Grand Rapids, OH about 4 miles away.
McClure: the sourced local profile
What follows is McClure's place in the Census record, alongside the Ohio rules that govern a personal loan made here.
- Population: 694 residents; McClure is the 597th-largest of 924 places in Ohio (US Census Bureau, Vintage 2023).
- Population trend: The 2020-to-2023 change is negative, near 0.4%.
- Absolute change: 3 residents lost between 2020 and 2023.
- Size percentile: roughly 35% of Ohio places rank below McClure.
- Population density: about 1,394 people per square mile (Census land area 0.5 sq mi).
- Land area rank: McClure's 0.5 square miles rank 689th of 924 places in Ohio.
- Within Ohio: about 0.0% of the state's population lives in McClure.
- National rank: McClure is the 11,827th most populous of the 19,457 Census places covered here.
- Growth rank: McClure ranks 330th among Ohio's 924 places for the 2020-to-2023 change.
- Versus Ohio: the state average change is +0.9%, while McClure moved 0.4%.
- Density rank: McClure is the 410th most densely settled place in Ohio.
- Against the state median: McClure runs about 1,394 residents per square mile, where the Ohio median is 1,289.
- Location: the Census Gazetteer records it at 41.3710, -83.9414.
- Nearest larger cities: Grand Rapids (4 mi); Liberty Center (6 mi); Weston (8 mi); Napoleon (10 mi); Deshler (11 mi). Living near a larger metro rarely changes what is available in McClure.
- Nearest smaller towns: Malinta (6 mi); Milton Center (8 mi); Custar (8 mi) — useful context for the surrounding area.
- Smaller places within 50 miles: 69 of them.
- Larger places within 100 miles: 384.
What a McClure borrower is actually offered
A McClure personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 694 residents. The APR tracks your credit score rather than McClure's rank of 597th in Ohio: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. The term you choose in McClure decides the split between a comfortable payment and the total interest you pay.
How McClure compares across Ohio
Within Ohio, McClure holds roughly 0.0% of all residents, the 597th-largest share among 924 places. On the 2020-to-2023 trend, McClure stands 330th among Ohio's 924 places — roughly the 64th percentile. Its roughly 1,394 residents per square mile place it 410th among Ohio's places. Within 50 miles sit 69 smaller Census places, alongside the 88 that are larger.
What to do before borrowing in McClure
Before you apply in McClure, a community of about 694, work through these steps:
- Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
- Use the loan calculator to test the payment on your intended amount and term.
- Gather at least three pre-qualified offers and line up the APR, not the headline rate.
- Make sure the lender appears in the Ohio regulator's licence list.
- If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
- Look for an origination fee or prepayment penalty in the written disclosure.
- Check that the monthly payment fits your budget next to your existing obligations.
None of these steps is McClure-specific: the same Ohio licensing and disclosure rules reach all 694 residents.
Which Ohio laws govern a loan in McClure
Every row below records a Ohio rule, its publisher and its retrieval date — the same rules a McClure lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Ohio Department of Commerce, Division of Financial Institutions (Consumer Finance Section). Source says: "The Consumer Finance Section is responsible for regulating non-depository consumer lenders and related consumer finance businesses." | Ohio Department of Commerce - Division of Financial Institutions as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer finance licenses required for non-depository lenders, including Consumer Installment Loan Act lenders, General Loan Law lenders, short-term lenders, and small loan lenders. Source says: "We issue and manage licenses for companies and individuals under multiple Ohio statutes." (page's regulated-statutes list names Consumer Installment Loan Act lenders, General Loan Law lenders, Short-term lenders, Small loan lenders). | Ohio Department of Commerce - Division of Financial Institutions as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 8% per annum maximum by written agreement for the general case; higher rates permitted only in specified cases (e.g., principal over $100,000, business loans, certain mortgages). Source says: "may stipulate therein for the payment of interest upon the amount thereof at any rate not exceeding eight per cent per annum payable annually" (Ohio Rev. Code 1343.01(A)). [codes.ohio.gov content retrieved via search-engine fetch of the official section; direct connections blocked from our network] | Ohio Laws (Ohio Revised Code - official state publication) as of 2026-09-16 |
Borrowing reach in McClure
McClure is a moderately settled community of about 694 people, with 88 larger places inside a 50-mile radius. Lenders licensed in Ohio reach McClure's 694 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Grand Rapids, OH about 4 miles away.
Common questions
What are my options in McClure if my credit is poor?
What loan size can I expect in McClure?
Do I have to pledge anything to borrow in McClure?
Does comparing loans in McClure cost me credit score points?
Nearby places
- Grand Rapids, OH — population 928
- Liberty Center, OH — population 1,097
- Malinta, OH — population 228
- Custar, OH — population 178
- Milton Center, OH — population 134
- Weston, OH — population 1,472
- Deshler, OH — population 1,567
- Hamler, OH — population 604