Personal loans in Mazeppa, MN
Population in Mazeppa climbed about 0.9% over the three years from 2020 to 2023. Roughly 884 residents live in Mazeppa, the 373rd-largest community in Minnesota. The roughly 884 people who live in Mazeppa borrow under Minnesota rules; city hall sets no personal-loan rate. Pull your credit reports and line up at least three offers before you apply from Mazeppa. For the 884 people in Mazeppa, Minnesota runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. The nearest larger metro is Zumbrota, MN about 7 miles away.
Borrowing in Mazeppa: the local picture
Mazeppa is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: the Census counts 884 residents in Mazeppa (Vintage 2023 subcounty estimate), the 373rd-largest figure among Minnesota's 853 places.
- Population trend: A gain of roughly 0.9% between 2020 and 2023.
- Change in people: the 2020-to-2023 comparison is a gain of about 8 residents.
- Size percentile: about 56% of Minnesota's Census places are smaller than Mazeppa.
- Land and density: 1.1 square miles of land carry roughly 812 residents per square mile.
- Land area: Mazeppa covers 1.1 square miles, the 476th-largest area among Minnesota's 853 places.
- State population share: Mazeppa accounts for about 0.0% of everyone in Minnesota.
- National rank: Mazeppa sits 10,761st by population among the 19,457 places in this dataset.
- Growth rank: Mazeppa ranks 247th among Minnesota's 853 places for the 2020-to-2023 change.
- Versus Minnesota: the state average change is +0.1%, while Mazeppa moved 0.9%.
- Density rank: Mazeppa is the 345th most densely settled place in Minnesota.
- Density in context: Mazeppa's 812 people per square mile sit against a Minnesota median of 607.
- Location: 44.2737, -92.5402 (Census Gazetteer coordinates).
- Nearest larger cities: Zumbrota (7 mi); Pine Island (7 mi); Oronoco (8 mi); Goodhue (10 mi); Wanamingo (12 mi). A branch is convenient; it is not what sets your APR.
- Nearest smaller places: Zumbro Falls (6 mi); Bellechester (7 mi); Hammond (9 mi).
- Smaller neighbours: 56 places smaller than Mazeppa sit within 50 miles.
- Larger places within 100 miles: 306.
Where Mazeppa sits
Mazeppa's land area is roughly 1.1 square miles, and the Gazetteer records no significant water area within it. That land carries about 812 people per square mile. For the state's biggest city, Minneapolis, the distance is roughly 60 miles. A 50-mile radius around Mazeppa takes in 68 places that are larger. Within the same 50 miles lie 56 smaller Census places.
What a Mazeppa borrower is actually offered
With roughly 884 residents, Mazeppa is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The rate you see advertised is a range, not a promise, until a lender reviews your file in Mazeppa. A longer term lowers the monthly payment on a Mazeppa loan but raises total interest, so the smallest payment is not the cheapest loan.
Mazeppa's place among Minnesota's 853 places
Set beside Minnesota's 853 places, Mazeppa ranks 373rd by population and holds about 0.0% of the state total. For population change between 2020 and 2023, Mazeppa ranks 247th of 853 in Minnesota (about the 71th percentile). Its roughly 812 residents per square mile place it 345th among Minnesota's places. In land area, Mazeppa ranks 476th among Minnesota's 853 places.
How Minnesota law applies in Mazeppa
When Minnesota does not publish a figure, the row links to the source instead of inventing a number; Mazeppa is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Minnesota Department of Commerce (commissioner of commerce) Source says: ""Commissioner" means the commissioner of commerce" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 6% per year legal rate of interest; a different rate may be contracted for in writing (Minn. Stat. § 334.01) Source says: "The interest for any legal indebtedness shall be at the rate of $6 upon $100 for a year" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
| Payday lending status | Legal and licensed; APR capped at 36%, or up to 50% with an ability-to-repay analysis (Minn. Stat. §§ 47.60, 47.601, 47.603) Source says: "The cap on that annual percentage rate is set at either 36%, or up to 50% if the lender conducts an ability to repay analysis" | Minnesota Department of Commerce as of 2026-09-16 |
A pre-application checklist for Mazeppa
Before you apply in Mazeppa, a community of about 884, work through these steps:
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Collect three or more offers and compare them on APR, not on the advertised rate.
- Check the Minnesota regulator's records to confirm the lender is licensed here.
- Borrow only what the purpose requires, not the maximum you are offered.
- Decide the purpose and how you will repay it before approaching any lender.
- If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
What differs between Mazeppa and the rest of Minnesota is not the process but the borrower's own file, among the 884 people here.
Common questions
What are my options in Mazeppa if my credit is poor?
What loan size can I expect in Mazeppa?
Do I have to pledge anything to borrow in Mazeppa?
Does comparing loans in Mazeppa cost me credit score points?
Nearby places
- Bellechester, MN — population 176
- Zumbro Falls, MN — population 156
- Oronoco, MN — population 1,781
- Pine Island, MN — population 3,871
- Zumbrota, MN — population 4,005
- Goodhue, MN — population 1,245
- Hammond, MN — population 131
- Millville, MN — population 150