Personal loans in Maypearl, TX

For a borrower among the roughly 965 residents of Maypearl, a personal loan is a tool whose cost turns on the terms, not the address. A single loan can carry different costs on either side of a state line, and Maypearl sits on the Texas side of that line. For a community of about 965, the practical step is to compare APR across at least three lenders before committing. The nearest larger city is Venus, TX about 10 miles away.

Local context for Maypearl

The figures below are Maypearl's own — Census population, land area and coordinates — followed by the Texas rules.

• Population: 965 residents; Maypearl is the 811th-largest of 1,224 places in Texas (US Census Bureau, Vintage 2023).
• Population trend: About 5.3% above the 2020 Census base.
• Net change: roughly 49 more people than the 2020 Census counted.
• Size percentile: about 34% of Texas's Census places are smaller than Maypearl.
• Population density: about 1,275 people per square mile across 0.8 square miles of land (Census Gazetteer area, Vintage 2023 population).
• Land area rank: Maypearl's 0.8 square miles rank 1,078th of 1,224 places in Texas.
• Water area rank: Maypearl ranks 512th among Texas's 1,224 places, with 0.01 sq mi.
• Share of state population: Maypearl's 965 residents are about 0.0% of Texas.
• National rank: Maypearl is 10,382nd of 19,457 places nationwide.
• Growth rank: Maypearl's 2020-to-2023 change ranks 418th of 1,224 places in Texas.
• State comparison: Texas's places average +6.5% for 2020-to-2023, against Maypearl's 5.3%.
• Density in Texas: Maypearl ranks 362nd by people per square mile.
• Density vs Texas: Maypearl's 1,275 people per square mile compare with a state median of 840.
• Location: mapped by the US Census Bureau at 32.3112, -97.0067.
• Nearest larger cities: Venus (10 mi); Grandview (10 mi); Midlothian (11 mi); Italy (11 mi); Waxahachie (11 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Smaller towns nearby: Milford (14 mi); Carl's Corner (16 mi); Coyote Flats (17 mi).
• Smaller places within 50 miles: 49 of them.
• Larger places within 100 miles: 265.

How a Maypearl personal loan is priced

Maypearl is a small community of about 965 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. A lender serving Maypearl's 965 residents must disclose the APR and finance charge in writing before you sign. The term you choose in Maypearl decides the split between a comfortable payment and the total interest you pay.

Where Maypearl sits

Maypearl's land area is about 0.8 square miles; a further 0.01 square miles is water. With 965 residents, the land area yields roughly 1,275 people per square mile. The largest place in Texas, Houston, lies about 199 miles away. A 50-mile radius around Maypearl takes in 106 places that are larger. The 100-mile radius contains 265 larger places.

How lenders reach Maypearl

With about 1,275 residents per square mile, Maypearl is moderately settled, and 106 larger Census places sit within 50 miles. A Texas licence lets a lender serve Maypearl without a local office, so branch density does not change what its 965 residents are offered. For a larger market, the closest option is Venus, TX about 10 miles away.

Which Texas laws govern a loan in Maypearl

Read the table as a lender's compliance picture for Maypearl: the rule, the sourced figure, the publisher and the date.

How Maypearl compares across Texas

Against Texas's other places, Maypearl accounts for about 0.0% of the state's population and ranks 811th of 1,224 by size. Its 2020-to-2023 change ranks 418th of 1,224 Texas places, putting it near the 66th percentile for growth. By density, at about 1,275 people per square mile, it ranks 362nd in Texas. The population moved by about 49 people between 2020 and 2023, a 5.3% shift.