Personal loans in Mathis, TX
A personal loan in Mathis is priced from your credit file and income, not from the fact that the city holds 4,285 people. About 4,285 people live in Mathis, placing it 409th of 1,224 Census places in Texas.
Compare APR, not the interest rate, because the APR folds in most fees on a Mathis loan. Population in Mathis dropped about 1.0% over the three years from 2020 to 2023. Every figure below is Texas's own, applied to Mathis's 4,285 residents, with the publisher and retrieval date attached. The nearest larger metro is Sinton, TX about 20 miles away.
Mathis: the sourced local profile
The figures below are Mathis's own — Census population, land area and coordinates — followed by the Texas rules.
- Population: about 4,285 people live here, which puts Mathis 409th of 1,224 Census places in Texas (Vintage 2023).
- Population trend: Roughly 1.0% fewer residents than the 2020 Census counted.
- Change in people: the 2020-to-2023 comparison is a loss of about 45 residents.
- Size percentile: roughly 67% of Texas places rank below Mathis.
- Land and density: 3.3 square miles of land carry roughly 1,292 residents per square mile.
- Land area rank: Mathis's 3.3 square miles rank 497th of 1,224 places in Texas.
- Share of Texas: Mathis holds about 0.0% of the state's population, some 4,285 people.
- National rank: Mathis is the 5,268th most populous of the 19,457 Census places covered here.
- Growth rank: Mathis's 2020-to-2023 change ranks 967th of 1,224 places in Texas.
- State comparison: Texas's places average +6.5% for 2020-to-2023, against Mathis's 1.0%.
- Density rank: Mathis places 356th among Texas's places by people per square mile.
- Density vs Texas: Mathis's 1,292 people per square mile compare with a state median of 840.
- Location: 28.0909, -97.8170 (US Census Bureau Gazetteer).
- Nearest larger cities: Sinton (20 mi); Beeville (22 mi); Robstown (22 mi); Alice (28 mi); Portland (33 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Smaller towns nearby: Lakeside (3 mi); Lake City (4 mi); San Patricio (8 mi).
- Smaller neighbours: 23 places smaller than Mathis sit within 50 miles.
- At 100 miles: 22 larger Census places fall inside that radius.
The anatomy of a Mathis personal loan
With roughly 4,285 residents, Mathis is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. A lender serving Mathis's 4,285 residents must disclose the APR and finance charge in writing before you sign. Because the payment is fixed, the total cost of a Mathis loan is knowable in advance — unlike a revolving card balance.
What is available to Mathis borrowers
Mathis is a moderately settled community of about 4,285 people, with 10 larger places inside a 50-mile radius. Distance to a branch rarely matters for Mathis's 4,285 residents: the application is online and the price follows your credit file. The nearest larger city, Sinton, TX about 20 miles away.
Steps to take before a Mathis loan
Before you hand your details to a lender in Mathis, where the population is near 4,285:
- Pull your credit reports first and correct any error before a lender sees the file.
- Model the payment on the calculator before a lender models it for you.
- Shop at least three lenders and judge them on APR and total cost.
- Look the lender up in the Texas regulator's licence records before you sign.
- Test the payment against your current bills before you commit.
- Weigh a shorter term's higher payment against the interest it saves.
- Keep the amount to the expense; an approval is not a reason to take more.
What differs between Mathis and the rest of Texas is not the process but the borrower's own file, among the 4,285 people here.
Texas consumer-lending rules applied in Mathis
Below are the Texas rules that apply to a loan made in Mathis, each with the regulator that issued it.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Texas Office of Consumer Credit Commissioner (OCCC) Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10% per year maximum; a greater rate is usurious unless otherwise provided by law (Tex. Fin. Code § 302.001) Source says: The maximum rate or amount of interest is 10 percent a year except as otherwise provided by law. | Texas Legislature (Texas Constitution and Statutes) as of 2026-09-16 |
| Payday lending status | Legal via licensed credit access businesses (payday/title-loan brokers); the third-party lender itself is not licensed (Tex. Fin. Code ch. 393) Source says: the credit access business that serves as the broker is the licensee in this regulated industry | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
Mathis's place among Texas's 1,224 places
Within Texas, Mathis holds roughly 0.0% of all residents, the 409th-largest share among 1,224 places. On the 2020-to-2023 trend, Mathis stands 967th among Texas's 1,224 places — roughly the 21th percentile. Its roughly 1,292 residents per square mile place it 356th among Texas's places. The population moved by about 45 people between 2020 and 2023, a 1.0% shift.
Common questions
What are my options in Mathis if my credit is poor?
What loan size can I expect in Mathis?
Do I have to pledge anything to borrow in Mathis?
Does comparing loans in Mathis cost me credit score points?
Nearby places
- Lakeside, TX — population 354
- Lake City, TX — population 484
- San Patricio, TX — population 432
- Orange Grove, TX — population 1,178
- Odem, TX — population 2,302
- Sinton, TX — population 5,551
- Beeville, TX — population 13,211
- Agua Dulce, TX — population 675