Personal loans in Mason, WV
With roughly 834 residents, Mason is a small community, and the lending rules its borrowers live under are written in West Virginia, not by the city. Work out your debt-to-income ratio first; lenders weigh it heavily, and Mason's 834 residents are no exception. Mason is home to roughly 834 people and stands 113th by size out of 230 Census places in West Virginia. To lend to Mason's 834 residents, a company must hold a West Virginia licence, and each sourced row below names the regulator behind it. From the 2020 Census base to the 2023 estimate, the population declined by about 2.9%. Borrowers who want a bigger city can look to Pomeroy, OH about 1 miles away.
Where Mason stands
Read the local figures below as context; read the sourced West Virginia table as the rulebook a lender here must follow.
- Population: about 834 people live here, which puts Mason 113th of 230 Census places in West Virginia (Vintage 2023).
- Population trend: The 2020-to-2023 change is negative, near 2.9%.
- People gained or lost: about 25 fewer since the 2020 base.
- Size percentile: about 51% of West Virginia communities are smaller than Mason (834 residents).
- Population density: about 1,431 people per square mile across 0.6 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area: Mason covers 0.6 square miles, the 141st-largest area among West Virginia's 230 places.
- Within West Virginia: about 0.1% of the state's population lives in Mason.
- National standing: Mason ranks 11,005th of 19,457 US places.
- Growth in West Virginia: Mason stands 108th by percentage change from 2020 to 2023, among 230 places.
- State comparison: West Virginia's places average -3.0% for 2020-to-2023, against Mason's 2.9%.
- Density rank: Mason places 71st among West Virginia's places by people per square mile.
- Density in context: Mason's 1,431 people per square mile sit against a West Virginia median of 1,021.
- Location: coordinates 39.0165, -82.0330 (US Census Bureau Gazetteer).
- Nearest larger cities: Pomeroy (1 mi); Middleport (2 mi); New Haven (4 mi); Point Pleasant (13 mi); Ravenswood (15 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Nearest smaller towns: Hartford City (3 mi); Syracuse (4 mi); Rutland (5 mi).
- Within a 50-mile radius: 42 smaller Census places.
- Larger places within 100 miles: 203.
Mason in state context
Set beside West Virginia's 230 places, Mason ranks 113th by population and holds about 0.1% of the state total. For population change between 2020 and 2023, Mason ranks 108th of 230 in West Virginia (about the 53th percentile). Its roughly 1,431 residents per square mile place it 71st among West Virginia's places. The population moved by about 25 people between 2020 and 2023, a 2.9% shift.
Lender access in Mason
Mason is a moderately settled community of about 834 people, with 42 larger places inside a 50-mile radius. Whether Mason has a local branch or not, a West Virginia-licensed lender can serve its 834 people online on the same terms. The nearest bigger place is Pomeroy, OH about 1 miles away.
Which West Virginia laws govern a loan in Mason
For the roughly 834 residents of Mason, the rules below are West Virginia's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | West Virginia Division of Financial Institutions (WV DFI) Source says: The West Virginia Division of Financial Institutions is charged with the regulation and supervision of financial institutions chartered by the State of West Virginia. | West Virginia Division of Financial Institutions (WV DFI) as of 2026-09-16 |
| Payday lending status | Traditional payday lending is generally prohibited; check cashers are regulated under W. Va. Code ch. 32A Source says: Traditional "Payday Lenders" are generally prohibited within this state. | West Virginia Division of Financial Institutions (WV DFI) as of 2026-09-16 |
| Small-loan / installment lender licensing | Regulated consumer lender license required from the Commissioner (W. Va. Code § 46A-4-101) Source says: Unless a person has first obtained a license from the commissioner authorizing the person to make regulated consumer loans | West Virginia Legislature (West Virginia Code) as of 2026-09-16 |
Land, water and location for Mason
The Census Gazetteer records about 0.6 square miles of land within Mason, with no significant water area listed. With 834 residents, the land area yields roughly 1,431 people per square mile. The largest place in West Virginia, Charleston, lies about 51 miles away. Counting outward 50 miles, 42 larger communities surround Mason. Within the same 50 miles lie 42 smaller Census places.
A pre-application checklist for Mason
Complete these steps first when you borrow in Mason (834 residents):
- Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
- Model the payment on the calculator before a lender models it for you.
- Gather at least three pre-qualified offers and line up the APR, not the headline rate.
- Confirm the lender holds a West Virginia licence by checking the regulator named above.
- Weigh a shorter term's higher payment against the interest it saves.
- Borrow only what the purpose requires, not the maximum you are offered.
- Decide the purpose and how you will repay it before approaching any lender.
None of these steps is Mason-specific: the same West Virginia licensing and disclosure rules reach all 834 residents.
Common questions
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Does comparing loans in Mason cost me credit score points?
Nearby places
- Pomeroy, OH — population 1,526
- Middleport, OH — population 2,156
- Hartford City, WV — population 494
- Syracuse, OH — population 779
- New Haven, WV — population 1,418
- Rutland, OH — population 416
- Cheshire, OH — population 124
- Racine, OH — population 671