Personal loans in Marthasville, MO
The trend for Marthasville between 2020 and 2023 is upward by roughly 3.2%. A personal loan in Marthasville is priced from your credit file and income, not from the fact that the city holds 1,283 people.
An estimated 1,283 people make their home in Marthasville, a figure that ranks 299th in Missouri. For a bigger market, look to Washington, MO about 6 miles away. When Missouri caps or restricts a product, lenders either change the terms or withdraw it from Marthasville as from the rest of the state. Use the calculator on this page to price an amount and term before you commit in Marthasville.
The Marthasville data picture
Here is the sourced Census picture for Marthasville, plus the Missouri lending rules that apply to a loan taken out here.
- Population: 1,283 — Marthasville ranks 299th of 937 communities in Missouri (US Census Bureau, Vintage 2023).
- Population trend: About 3.2% above the 2020 Census base.
- People gained or lost: about 40 more since the 2020 base.
- Size percentile: Marthasville's 1,283 people outrank roughly 68% of the places in Missouri.
- Density: roughly 1,502 residents per square mile, spread over 0.9 sq mi of land.
- By land area: Marthasville ranks 458th among Missouri's 937 places, at 0.9 sq mi.
- Share of Missouri: Marthasville holds about 0.0% of the state's population, some 1,283 people.
- National rank: Marthasville is 9,299th of 19,457 places nationwide.
- Growth rank: Marthasville's 2020-to-2023 change ranks 170th of 937 places in Missouri.
- Versus Missouri: the state average change is +0.8%, while Marthasville moved 3.2%.
- Density rank: Marthasville places 134th among Missouri's places by people per square mile.
- Density in context: Marthasville's 1,502 people per square mile sit against a Missouri median of 743.
- Location: 38.6309, -91.0580 (Census Gazetteer coordinates).
- Nearest larger cities: Washington (6 mi); New Haven (9 mi); Warrenton (14 mi); Union (14 mi); Wright City (14 mi). Lenders licensed in the state serve Marthasville whether or not they keep a local branch.
- Smaller places nearby: Three Creeks (5 mi); Innsbrook (9 mi); Augusta (10 mi).
- Within a 50-mile radius: 94 smaller Census places.
- Larger places within 100 miles: 215.
How lenders reach Marthasville
Marthasville is a moderately settled community of about 1,283 people, with 103 larger places inside a 50-mile radius. Lenders licensed in Missouri reach Marthasville's 1,283 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Washington, MO about 6 miles away.
What a Marthasville borrower is actually offered
Marthasville is a small community of about 1,283 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. A lender serving Marthasville's 1,283 residents must disclose the APR and finance charge in writing before you sign. Because the payment is fixed, the total cost of a Marthasville loan is knowable in advance — unlike a revolving card balance.
Where Marthasville sits
Marthasville's land area is roughly 0.9 square miles, and the Gazetteer records no significant water area within it. With 1,283 residents, the land area yields roughly 1,502 people per square mile. Kansas City, the largest place in Missouri, is about 191 miles from Marthasville. Marthasville has 103 larger places within a 50-mile radius. By land area it ranks 458th of 937 Missouri places.
How Marthasville compares across Missouri
Set beside Missouri's 937 places, Marthasville ranks 299th by population and holds about 0.0% of the state total. Its 2020-to-2023 change ranks 170th of 937 Missouri places, putting it near the 82th percentile for growth. By density, at about 1,502 people per square mile, it ranks 134th in Missouri. In land area, Marthasville ranks 458th among Missouri's 937 places.
Missouri rules behind a Marthasville personal loan
For the roughly 1,283 residents of Marthasville, the rules below are Missouri's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Missouri Division of Finance (Department of Commerce and Insurance) Source says: "We regulate state-chartered banks, trust companies, consumer credit facilities, mortgage brokers, and savings and loan institutions" | Missouri Division of Finance as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10% per annum, or the higher published 'market rate' (RSMo § 408.030) Source says: "a rate of interest not exceeding ten percent per annum on money due or to become due upon any contract" | Missouri Revisor of Statutes as of 2026-09-16 |
| Payday lending status | Legal and licensed — unsecured loans of $500 or less require a license from the Director of the Division of Finance (RSMo § 408.500) Source says: "in the business of making unsecured loans of five hundred dollars or less shall obtain a license from the director of the division of finance" | Missouri Revisor of Statutes as of 2026-09-16 |
Common questions
What are my options in Marthasville if my credit is poor?
What loan size can I expect in Marthasville?
Do I have to pledge anything to borrow in Marthasville?
Does comparing loans in Marthasville cost me credit score points?
Nearby places
- Three Creeks, MO — population 6
- Washington, MO — population 15,450
- Innsbrook, MO — population 639
- New Haven, MO — population 2,389
- Augusta, MO — population 264
- Truesdale, MO — population 923
- New Melle, MO — population 538
- Wright City, MO — population 5,354