Personal loans in Marked Tree, AR

The roughly 2,202 people who live in Marked Tree borrow under Arkansas rules; city hall sets no personal-loan rate. Decide the purpose of the loan and your repayment plan before sharing any details with a Marked Tree lender.

By the Personalloaner Editorial Team · Last updated 2026-09-16

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With an estimated 2,202 residents, Marked Tree is the 127th-largest of 500 places in Arkansas. For the 2,202 people in Marked Tree, Arkansas runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. The 2020 count to the 2023 estimate shows about 3.4% decline in Marked Tree. The closest larger city is Trumann, AR about 12 miles away.

Where Marked Tree stands

Only a few things actually differ by place — population, area, location, and the Arkansas rules a lender must follow — and they are below.

Population: about 2,202 people live here, which puts Marked Tree 127th of 500 Census places in Arkansas (Vintage 2023).
Population trend: Roughly 3.4% fewer residents than the 2020 Census counted.
Absolute change: 77 residents lost between 2020 and 2023.
Size percentile: about 75% of Arkansas communities are smaller than Marked Tree (2,202 residents).
Density: roughly 381 residents per square mile, spread over 5.8 sq mi of land.
Land area: Marked Tree covers 5.8 square miles, the 108th-largest area among Arkansas's 500 places.
Water area: Marked Tree has 0.04 square miles of water, ranking 108th of 500 places in Arkansas.
Share of state population: Marked Tree's 2,202 residents are about 0.1% of Arkansas.
National rank: Marked Tree is 7,278th of 19,457 places nationwide.
Growth rank: Marked Tree ranks 389th among Arkansas's 500 places for the 2020-to-2023 change.
Versus Arkansas: the state average change is +0.3%, while Marked Tree moved 3.4%.
Density rank: Marked Tree places 254th among Arkansas's places by people per square mile.
Density in context: Marked Tree's 381 people per square mile sit against a Arkansas median of 386.
Location: 35.5279 / -90.4266, per the US Census Bureau Gazetteer.
Nearest larger cities: Trumann (12 mi); Harrisburg (17 mi); Lake City (20 mi); Jonesboro (25 mi); Marion (26 mi). Online lenders reach Marked Tree no matter how far the nearest branch is.
Smaller communities close by: Tyronza (5 mi); Lepanto (8 mi); Birdsong (10 mi), each with its own Census population profile.
Smaller neighbours: 77 places smaller than Marked Tree sit within 50 miles.
At 100 miles: 87 larger Census places fall inside that radius.

Where Marked Tree sits in Arkansas

Against Arkansas's other places, Marked Tree accounts for about 0.1% of the state's population and ranks 127th of 500 by size. Its 2020-to-2023 change ranks 389th of 500 Arkansas places, putting it near the 22th percentile for growth. Its roughly 381 residents per square mile place it 254th among Arkansas's places. Between 2020 and 2023 the count changed by roughly 77 residents.

Before you apply in Marked Tree

A sensible order of operations for a loan in Marked Tree, home to about 2,202 people:

Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
Test your amount and term in the personal loan calculator first.
Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
Confirm the lender holds a Arkansas licence by checking the regulator named above.
Weigh a shorter term's higher payment against the interest it saves.
Do not borrow more than the expense calls for, even if a lender approves a larger amount.
Be clear on what the loan is for and how it gets repaid.

In Marked Tree as elsewhere in Arkansas, the written terms — not the advertisement — are what count for its 2,202 residents.

Inside a Marked Tree personal loan

With roughly 2,202 residents, Marked Tree is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The rate you see advertised is a range, not a promise, until a lender reviews your file in Marked Tree. Shortening the term on a Marked Tree loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

What is available to Marked Tree borrowers

Marked Tree is lightly settled, with about 381 people per square mile and 30 larger places within 50 miles. Whether Marked Tree has a local branch or not, a Arkansas-licensed lender can serve its 2,202 people online on the same terms. The nearest larger city, Trumann, AR about 12 miles away.

What Arkansas law requires in Marked Tree

Every row below records a Arkansas rule, its publisher and its retrieval date — the same rules a Marked Tree lender must follow.

Rule	Detail	Source
State lending regulator	Arkansas State Bank Department Source says: "The Department is charged with regulating state-chartered commercial banks with main offices in Arkansas".	Arkansas State Bank Department as of 2026-09-16
Payday lending status	Not permitted — all storefront payday lending eliminated; the Attorney General has worked to eliminate all forms of payday lending since 2008 Source says: "the Attorney General's office has worked to eliminate all forms of payday lending in Arkansas"; "all storefront payday loan operations in Arkansas have been shut down".	Arkansas Attorney General — Consumer Protection Division as of 2026-09-16
Small-loan / installment lender licensing	See the latest published figure value_text left null: the State Bank Department does not publish a consumer small-loan license rate schedule that could be verified; storefront payday lending has been eliminated (see Payday lending status). See the linked regulator page for the licensee categories it supervises.	Arkansas State Bank Department as of 2026-09-16

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Common questions

What are my options in Marked Tree if my credit is poor?

Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Marked Tree is the same as anywhere in Arkansas.

What loan size can I expect in Marked Tree?

Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.

Do I have to pledge anything to borrow in Marked Tree?

For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.

Does comparing loans in Marked Tree cost me credit score points?

Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

Tyronza, AR — population 684
Lepanto, AR — population 1,660
Gilmore, AR — population 173
Trumann, AR — population 7,400
Birdsong, AR — population 29
Turrell, AR — population 500
Dyess, AR — population 322
Bay, AR — population 1,821