Personal loans in Marion, OH
Population in Marion dropped about 1.3% over the three years from 2020 to 2023. An estimated 35,531 people make their home in Marion, a figure that ranks 39th in Ohio. If you are weighing a personal loan in Marion, start from the payment you can carry; its 35,531 residents face the same statewide rules. Begin with the payment, then weigh APR and total interest across the lenders that reach Marion's 35,531 residents. Lenders active in Marion report to a Ohio supervisor, identified in the sourced rows below. A larger market lies at Delaware, OH about 22 miles away.
Borrowing in Marion: the local picture
Here is the sourced Census picture for Marion, plus the Ohio lending rules that apply to a loan taken out here.
- Population: 35,531 — Marion ranks 39th of 924 communities in Ohio (US Census Bureau, Vintage 2023).
- Population trend: Down about 1.3% from the 2020 Census base to the 2023 estimate.
- People gained or lost: about 481 fewer since the 2020 base.
- Size percentile: Marion's 35,531 people outrank roughly 96% of the places in Ohio.
- Density: roughly 2,741 residents per square mile, spread over 13.0 sq mi of land.
- Land area rank: Marion's 13.0 square miles rank 68th of 924 places in Ohio.
- Water area rank: Marion ranks 155th among Ohio's 924 places, with 0.09 sq mi.
- Share of Ohio: Marion holds about 0.5% of the state's population, some 35,531 people.
- Nationally: Marion is the 1,129th-largest of 19,457 Census places in the dataset.
- Growth in Ohio: Marion stands 565th by percentage change from 2020 to 2023, among 924 places.
- Against the state trend: Marion's 1.3% change compares with a Ohio average of +0.9% across its 924 places.
- Density in Ohio: Marion ranks 82nd by people per square mile.
- Against the state median: Marion runs about 2,741 residents per square mile, where the Ohio median is 1,289.
- Location: 40.5967 / -83.1232, per the US Census Bureau Gazetteer.
- Nearest larger cities: Delaware (22 mi); Mansfield (33 mi); Dublin (33 mi); Westerville (35 mi); Hilliard (39 mi). A branch is convenient; it is not what sets your APR.
- Smaller places nearby: Green Camp (6 mi); Morral (8 mi); Caledonia (9 mi).
- Smaller places within 50 miles: 147 of them.
- Within 100 miles: 28 places are larger than Marion.
Ohio consumer-lending rules applied in Marion
Ohio has no separate rate rule for Marion; the sourced rows below are what reach every lender that serves its 35,531 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Ohio Department of Commerce, Division of Financial Institutions (Consumer Finance Section). Source says: "The Consumer Finance Section is responsible for regulating non-depository consumer lenders and related consumer finance businesses." | Ohio Department of Commerce - Division of Financial Institutions as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 8% per annum maximum by written agreement for the general case; higher rates permitted only in specified cases (e.g., principal over $100,000, business loans, certain mortgages). Source says: "may stipulate therein for the payment of interest upon the amount thereof at any rate not exceeding eight per cent per annum payable annually" (Ohio Rev. Code 1343.01(A)). [codes.ohio.gov content retrieved via search-engine fetch of the official section; direct connections blocked from our network] | Ohio Laws (Ohio Revised Code - official state publication) as of 2026-09-16 |
| Payday lending status | Legal for licensed short-term lenders; interest capped at 28% per annum; total fees and charges capped at 60% of the originally contracted loan amount. Source says: "(A) Interest not exceeding a rate of twenty-eight per cent per annum" (Ohio Rev. Code 1321.40); total fees/charges capped at "a total amount of fees and charges that exceeds sixty per cent of the originally contracted loan amount" (1321.403). | Ohio Laws (Ohio Revised Code - official state publication) as of 2026-09-16 |
What is available to Marion borrowers
Marion is a fairly dense community of about 35,531 people, with 10 larger places inside a 50-mile radius. Distance to a branch rarely matters for Marion's 35,531 residents: the application is online and the price follows your credit file. The nearest bigger place is Delaware, OH about 22 miles away.
How Marion compares across Ohio
Within Ohio, Marion holds roughly 0.5% of all residents, the 39th-largest share among 924 places. For population change between 2020 and 2023, Marion ranks 565th of 924 in Ohio (about the 39th percentile). At about 2,741 people per square mile, Marion is the 82nd most densely settled place in Ohio. Between 2020 and 2023 the count changed by roughly 481 residents.
What a Marion borrower is actually offered
A Marion personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 35,531 residents. Because pricing is borrower-level, two people in Marion can be quoted different APRs on the same amount and term. A longer term lowers the monthly payment on a Marion loan but raises total interest, so the smallest payment is not the cheapest loan.
Land, water and location for Marion
Inside Marion's boundaries lie roughly 13.0 square miles of land and 0.09 square miles of water. With 35,531 residents, the land area yields roughly 2,741 people per square mile. For the state's biggest city, Columbus, the distance is roughly 43 miles. Within 50 miles of Marion there are 10 larger Census places. By land area it ranks 68th of 924 Ohio places.
Common questions
What are my options in Marion if my credit is poor?
What loan size can I expect in Marion?
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Does comparing loans in Marion cost me credit score points?
Nearby places
- Green Camp, OH — population 304
- Morral, OH — population 371
- Waldo, OH — population 316
- Prospect, OH — population 1,052
- Caledonia, OH — population 550
- New Bloomington, OH — population 414
- Harpster, OH — population 156
- Nevada, OH — population 693