Personal loans in Marietta, OH
For a borrower among the roughly 13,090 residents of Marietta, a personal loan is a tool whose cost turns on the terms, not the address. Census figures put the 2020-to-2023 decrease in Marietta at about 2.2%. At about 13,090 residents, Marietta is larger than roughly 85% of the places in Ohio. Rate-shopping from Marietta costs nothing at pre-qualification, where a soft pull leaves your credit file alone. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Marietta's 13,090 residents. The next larger city is Parkersburg, WV about 12 miles away.
What the Census records for Marietta
Read the local figures below as context; read the sourced Ohio table as the rulebook a lender here must follow.
- Population: about 13,090, ranked 140th of 924 places in Ohio (Census Vintage 2023 subcounty estimate).
- Population trend: A decline of about 2.2% across the 2020-to-2023 comparison.
- People gained or lost: about 294 fewer since the 2020 base.
- Size percentile: roughly 85% of Ohio places rank below Marietta.
- Population density: about 1,553 people per square mile (Census land area 8.4 sq mi).
- By land area: Marietta ranks 126th among Ohio's 924 places, at 8.4 sq mi.
- Water: Marietta holds about 0.32 square miles, the 39th-largest water area in Ohio.
- State share: roughly 0.2% of Ohio's residents live in Marietta (13,090 people).
- National rank: Marietta is the 2,608th most populous of the 19,457 Census places covered here.
- Growth rank: Marietta ranks 769th among Ohio's 924 places for the 2020-to-2023 change.
- Versus Ohio: the state average change is +0.9%, while Marietta moved 2.2%.
- Density rank: Marietta places 333rd among Ohio's places by people per square mile.
- Density vs Ohio: Marietta's 1,553 people per square mile compare with a state median of 1,289.
- Location: latitude 39.4232, longitude -81.4464 (Census Gazetteer).
- Nearest larger cities: Parkersburg (12 mi); Athens (36 mi); Zanesville (48 mi); Clarksburg (59 mi); Wheeling (60 mi). Larger metros often have more branches, but online lenders reach Marietta on the same terms.
- Smaller places nearby: Williamstown (2 mi); Lowell (8 mi); North Hills (8 mi).
- Smaller places within 50 miles: 98 of them.
- At 100 miles: 35 larger Census places fall inside that radius.
Getting a loan in Marietta
Marietta is a moderately settled community of about 13,090 people, with 3 larger places inside a 50-mile radius. What is available to Marietta's 13,090 borrowers is set by Ohio licensing and your own credit, not by how many branches are nearby. The nearest bigger place is Parkersburg, WV about 12 miles away.
Ohio rules behind a Marietta personal loan
These are Ohio's sourced lending facts as they reach Marietta's 13,090 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Ohio Department of Commerce, Division of Financial Institutions (Consumer Finance Section). Source says: "The Consumer Finance Section is responsible for regulating non-depository consumer lenders and related consumer finance businesses." | Ohio Department of Commerce - Division of Financial Institutions as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 8% per annum maximum by written agreement for the general case; higher rates permitted only in specified cases (e.g., principal over $100,000, business loans, certain mortgages). Source says: "may stipulate therein for the payment of interest upon the amount thereof at any rate not exceeding eight per cent per annum payable annually" (Ohio Rev. Code 1343.01(A)). [codes.ohio.gov content retrieved via search-engine fetch of the official section; direct connections blocked from our network] | Ohio Laws (Ohio Revised Code - official state publication) as of 2026-09-16 |
| Payday lending status | Legal for licensed short-term lenders; interest capped at 28% per annum; total fees and charges capped at 60% of the originally contracted loan amount. Source says: "(A) Interest not exceeding a rate of twenty-eight per cent per annum" (Ohio Rev. Code 1321.40); total fees/charges capped at "a total amount of fees and charges that exceeds sixty per cent of the originally contracted loan amount" (1321.403). | Ohio Laws (Ohio Revised Code - official state publication) as of 2026-09-16 |
Marietta in state context
Within Ohio, Marietta holds roughly 0.2% of all residents, the 140th-largest share among 924 places. For population change between 2020 and 2023, Marietta ranks 769th of 924 in Ohio (about the 17th percentile). At about 1,553 people per square mile, Marietta is the 333rd most densely settled place in Ohio. The population moved by about 294 people between 2020 and 2023, a 2.2% shift.
Marietta on the map
The Census Gazetteer records 8.4 square miles of land and 0.32 square miles of water within Marietta. Spread across it are roughly 1,553 residents per square mile. Columbus, the largest place in Ohio, is about 90 miles from Marietta. A 50-mile radius around Marietta takes in 3 places that are larger. The 100-mile radius contains 35 larger places.
Before you apply in Marietta
Complete these steps first when you borrow in Marietta (13,090 residents):
- Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Shop at least three lenders and judge them on APR and total cost.
- Make sure the lender appears in the Ohio regulator's licence list.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
- Look for an origination fee or prepayment penalty in the written disclosure.
- Make sure the new payment leaves room in a budget you already keep.
What differs between Marietta and the rest of Ohio is not the process but the borrower's own file, among the 13,090 people here.
Common questions
What are my options in Marietta if my credit is poor?
What loan size can I expect in Marietta?
Do I have to pledge anything to borrow in Marietta?
Does comparing loans in Marietta cost me credit score points?
Nearby places
- Williamstown, WV — population 2,955
- Lowell, OH — population 553
- North Hills, WV — population 817
- Vienna, WV — population 10,457
- Lower Salem, OH — population 74
- Belmont, WV — population 834
- Parkersburg, WV — population 29,025
- Belpre, OH — population 6,614