Personal loans in Marietta, NC
Marietta is a small community of about 107 residents, and a personal loan taken out here is governed by North Carolina statute.
To lend to Marietta's 107 residents, a company must hold a North Carolina licence, and each sourced row below names the regulator behind it. With 107 residents, Marietta outranks about 4% of the communities in North Carolina. Verify the lender's North Carolina licence against the regulator named below before borrowing in Marietta. Population in Marietta climbed about 0.9% over the three years from 2020 to 2023. The next larger city is Lake View, SC about 3 miles away.
Marietta: population, trend and location
Set out below is Marietta's local context next to the state-level rules that reach every lender here.
- Population: the Census counts 107 residents in Marietta (Vintage 2023 subcounty estimate), the 528th-largest figure among North Carolina's 549 places.
- Population trend: Up about 0.9% from the 2020 Census base to the 2023 estimate.
- People gained or lost: about 1 more since the 2020 base.
- Size percentile: with 107 residents, Marietta is larger than about 4% of North Carolina's Census places.
- Population density: 96 people per square mile on 1.1 square miles of land.
- Land area rank: Marietta's 1.1 square miles rank 414th of 549 places in North Carolina.
- State population share: Marietta accounts for about 0.0% of everyone in North Carolina.
- National standing: Marietta ranks 18,019th of 19,457 US places.
- Growth rank: Marietta's 2020-to-2023 change ranks 340th of 549 places in North Carolina.
- State comparison: North Carolina's places average +2.9% for 2020-to-2023, against Marietta's 0.9%.
- Density rank: Marietta is the 537th most densely settled place in North Carolina.
- Against the state median: Marietta runs about 96 residents per square mile, where the North Carolina median is 758.
- Location: 34.3682, -79.1249 (US Census Bureau Gazetteer).
- Nearest larger cities: Lake View (3 mi); Fair Bluff (6 mi); Fairmont (9 mi); Proctorville (9 mi); Nichols (9 mi). Living near a larger metro rarely changes what is available in Marietta.
- Nearest smaller places: Orrum (9 mi); McDonald (13 mi); Raynham (15 mi).
- Smaller neighbours: 6 places smaller than Marietta sit within 50 miles.
- At 100 miles: 238 larger Census places fall inside that radius.
North Carolina consumer-lending rules applied in Marietta
The rows below set out what a licensed lender must follow in North Carolina, and so for Marietta's roughly 107 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | North Carolina Office of the Commissioner of Banks (NCCOB) Source says: "Lenders operating under the CFA must be licensed by and are subject to regulation by the NCCOB." | North Carolina Office of the Commissioner of Banks as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | For loans of $25,000 or less: greater of the 6-month U.S. Treasury bill rate + 6% or 16% (G.S. 24-1.1(c)); any agreed rate above $25,000 Source says: "plus six percent (6%), rounded upward or downward ... or sixteen percent (16%), whichever is greater" | North Carolina General Assembly as of 2026-09-16 |
| Payday lending status | Payday lenders shut down in North Carolina; online payday lending remains an enforcement target Source says: "Payday Lenders: Shut Down In NC, But Still Victimizing Borrowers Online" | North Carolina Department of Justice (Office of the Attorney General) as of 2026-09-16 |
How personal loans work in Marietta
In Marietta, a small community of about 107, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The rate you see advertised is a range, not a promise, until a lender reviews your file in Marietta. Shortening the term on a Marietta loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
A pre-application checklist for Marietta
Before you apply in Marietta, a community of about 107, work through these steps:
- Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
- Model the payment on the calculator before a lender models it for you.
- Get several pre-qualifications and compare APR side by side before choosing.
- Verify the lender's North Carolina licence with the regulator listed on this page.
- Borrow only what the purpose requires, not the maximum you are offered.
- Write down the purpose of the loan and your repayment plan before you apply.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
None of these steps is Marietta-specific: the same North Carolina licensing and disclosure rules reach all 107 residents.
How Marietta compares across North Carolina
Within North Carolina, Marietta holds roughly 0.0% of all residents, the 528th-largest share among 549 places. On the 2020-to-2023 trend, Marietta stands 340th among North Carolina's 549 places — roughly the 38th percentile. Its roughly 96 residents per square mile place it 537th among North Carolina's places. Between 2020 and 2023 the count changed by roughly 1 residents.
Where Marietta sits
The Census Gazetteer records about 1.1 square miles of land within Marietta, with no significant water area listed. That land carries about 96 people per square mile. The state's population centre of gravity, Charlotte, is roughly 113 miles away. A 50-mile radius around Marietta takes in 66 places that are larger. Within the same 50 miles lie 6 smaller Census places.
Common questions
What are my options in Marietta if my credit is poor?
What loan size can I expect in Marietta?
Do I have to pledge anything to borrow in Marietta?
Does comparing loans in Marietta cost me credit score points?
Nearby places
- Lake View, SC — population 765
- Fair Bluff, NC — population 737
- Fairmont, NC — population 2,203
- Nichols, SC — population 223
- Proctorville, NC — population 120
- Orrum, NC — population 59
- Boardman, NC — population 163
- McDonald, NC — population 92