Personal loans in Maquoketa, IA

Borrowing in Maquoketa: the local picture

Most of what governs a Maquoketa loan is written in Iowa law rather than in the city; the sourced notes below make that split concrete.

• Population: about 6,051, ranked 67th of 940 places in Iowa (Census Vintage 2023 subcounty estimate).
• Population trend: A decline of about 1.3% across the 2020-to-2023 comparison.
• People gained or lost: about 79 fewer since the 2020 base.
• Size percentile: roughly 93% of Iowa places rank below Maquoketa.
• Density: the Census land area of 4.5 sq mi holds about 1,340 people per square mile.
• Land area rank: Maquoketa's 4.5 square miles rank 98th of 940 places in Iowa.
• Water area rank: Maquoketa ranks 115th among Iowa's 940 places, with 0.03 sq mi.
• State share: roughly 0.2% of Iowa's residents live in Maquoketa (6,051 people).
• Nationally: Maquoketa is the 4,339th-largest of 19,457 Census places in the dataset.
• Growth rank: Maquoketa ranks 484th among Iowa's 940 places for the 2020-to-2023 change.
• Versus Iowa: the state average change is -0.7%, while Maquoketa moved 1.3%.
• Density rank: Maquoketa is the 119th most densely settled place in Iowa.
• Density in context: Maquoketa's 1,340 people per square mile sit against a Iowa median of 672.
• Location: it lies at 42.0605, -90.6639 in the Census Gazetteer.
• Nearest larger cities: Clinton (26 mi); Eldridge (29 mi); Dubuque (30 mi); Davenport (35 mi); Bettendorf (35 mi). Online lenders reach Maquoketa no matter how far the nearest branch is.
• Smaller places close by: Delmar (5 mi); Andrew (7 mi); Baldwin (9 mi).
• Within a 50-mile radius: 142 smaller Census places.
• At 100 miles: 59 larger Census places fall inside that radius.

A practical checklist for Maquoketa borrowers

For Maquoketa's roughly 6,051 residents, these are the steps that most influence the offer:

1. Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Confirm the lender holds a Iowa licence by checking the regulator named above.
5. Check that the monthly payment fits your budget next to your existing obligations.
6. Weigh a shorter term's higher payment against the interest it saves.
7. Do not borrow more than the expense calls for, even if a lender approves a larger amount.

None of these steps is Maquoketa-specific: the same Iowa licensing and disclosure rules reach all 6,051 residents.

How lenders reach Maquoketa

Maquoketa is moderately settled, with about 1,340 people per square mile and 13 larger places within 50 miles. What is available to Maquoketa's 6,051 borrowers is set by Iowa licensing and your own credit, not by how many branches are nearby. The nearest bigger place is Clinton, IA about 26 miles away.

Which Iowa laws govern a loan in Maquoketa

This table holds the Iowa rate and licensing rules for consumer loans made to Maquoketa's 6,051 residents.

Maquoketa's place among Iowa's 940 places

Maquoketa is the 67th-largest of 940 Census places in Iowa and contains about 0.2% of the state's people. Its 2020-to-2023 change ranks 484th of 940 Iowa places, putting it near the 49th percentile for growth. At about 1,340 people per square mile, Maquoketa is the 119th most densely settled place in Iowa. Within 50 miles sit 142 smaller Census places, alongside the 13 that are larger.

Land, water and location for Maquoketa

Maquoketa covers about 4.5 square miles of land, with 0.03 square miles of water inside its boundaries (Census Gazetteer). Spread across it are roughly 1,340 residents per square mile. The largest place in Iowa, Des Moines, lies about 155 miles away. Maquoketa has 13 larger places within a 50-mile radius. By land area it ranks 98th of 940 Iowa places.