Personal loans in Mansfield, GA
Mansfield counts about 469 people, and what is genuinely local about borrowing here is limited — Georgia law does the governing.
For the 469 people in Mansfield, Georgia runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. Mansfield is home to roughly 469 people and stands 395th by size out of 536 Census places in Georgia. Work out your debt-to-income ratio first; lenders weigh it heavily, and Mansfield's 469 residents are no exception. Mansfield gained roughly 6.6% in population across the 2020-to-2023 comparison. Borrowers who want a bigger city can look to Newborn, GA about 2 miles away.
Mansfield: the sourced local profile
What follows is Mansfield's place in the Census record, alongside the Georgia rules that govern a personal loan made here.
- Population: 469 people, a figure that places Mansfield 395th among the 536 Census places in Georgia (US Census Bureau, Vintage 2023).
- Population trend: A rise of about 6.6% from 2020 to 2023.
- Absolute change: 29 residents added between 2020 and 2023.
- Size percentile: Mansfield's 469 people outrank roughly 26% of the places in Georgia.
- Population density: about 417 people per square mile across 1.1 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area: Mansfield covers 1.1 square miles, the 438th-largest area among Georgia's 536 places.
- Share of state population: Mansfield's 469 residents are about 0.0% of Georgia.
- National standing: Mansfield ranks 13,430th of 19,457 US places.
- Growth in Georgia: Mansfield stands 103rd by percentage change from 2020 to 2023, among 536 places.
- State comparison: Georgia's places average +3.4% for 2020-to-2023, against Mansfield's 6.6%.
- Density rank: Mansfield places 325th among Georgia's places by people per square mile.
- Against the state median: Mansfield runs about 417 residents per square mile, where the Georgia median is 536.
- Location: the Census Gazetteer records it at 33.5174, -83.7346.
- Nearest larger cities: Newborn (2 mi); Covington (9 mi); Social Circle (9 mi); Porterdale (10 mi); Rutledge (10 mi). For most borrowers the comparison happens online, not at a branch.
- Smaller communities close by: Shady Dale (12 mi); Jersey (14 mi); Bostwick (20 mi), each with its own Census population profile.
- Within a 50-mile radius: 25 smaller Census places.
- At 100 miles: 255 larger Census places fall inside that radius.
Borrowing reach in Mansfield
Mansfield is lightly settled, with about 417 people per square mile and 97 larger places within 50 miles. What is available to Mansfield's 469 borrowers is set by Georgia licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Newborn, GA about 2 miles away.
Before you apply in Mansfield
Complete these steps first when you borrow in Mansfield (469 residents):
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Test your amount and term in the personal loan calculator first.
- Shop at least three lenders and judge them on APR and total cost.
- Look the lender up in the Georgia regulator's licence records before you sign.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
- Decide the purpose and how you will repay it before approaching any lender.
- If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
None of these steps is Mansfield-specific: the same Georgia licensing and disclosure rules reach all 469 residents.
The geography behind Mansfield
Inside Mansfield's boundaries lie about 1.1 square miles of land, with no significant water area recorded. With 469 residents, the land area yields roughly 417 people per square mile. The largest place in Georgia, Atlanta, lies about 43 miles away. Mansfield has 97 larger places within a 50-mile radius. The 100-mile radius contains 255 larger places.
Mansfield against the rest of Georgia
Against Georgia's other places, Mansfield accounts for about 0.0% of the state's population and ranks 395th of 536 by size. For population change between 2020 and 2023, Mansfield ranks 103rd of 536 in Georgia (about the 81th percentile). By density, at about 417 people per square mile, it ranks 325th in Georgia. By land area, its 1.1 square miles rank 438th of 536 places in Georgia.
Georgia consumer-lending rules applied in Mansfield
Read the table as a lender's compliance picture for Mansfield: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Georgia Department of Banking and Finance (DBF) Source says: "The Non-depository division supervises mortgage lenders, mortgage brokers, and mortgage loan originators, as well as installment lenders, check cashers, and money transmitters". | Georgia Department of Banking and Finance as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | See the latest published figure value_text left null: Georgia's rate ceilings are set by O.C.G.A. Title 7, Chapter 4 (O.C.G.A. §§ 7-4-1 to 7-4-21); the Department of Banking and Finance does not publish the figure and the official code host could not be fetched, so no figure is asserted. | Georgia Department of Banking and Finance as of 2026-09-16 |
| Payday lending status | Prohibited (payday lending illegal in Georgia) Source says: "Payday lending is illegal in Georgia." | Georgia Department of Banking and Finance as of 2026-09-16 |
Common questions
What are my options in Mansfield if my credit is poor?
What loan size can I expect in Mansfield?
Do I have to pledge anything to borrow in Mansfield?
Does comparing loans in Mansfield cost me credit score points?
Nearby places
- Newborn, GA — population 731
- Social Circle, GA — population 5,330
- Covington, GA — population 14,677
- Rutledge, GA — population 916
- Porterdale, GA — population 1,884
- Oxford, GA — population 2,294
- Shady Dale, GA — population 286
- Jersey, GA — population 151