Personal loans in Manorville, PA

With roughly 370 residents, Manorville is a small community, and the lending rules its borrowers live under are written in Pennsylvania, not by the city. With 370 residents, Manorville outranks about 18% of the communities in Pennsylvania.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

The 2020 count to the 2023 estimate shows about 1.9% decline in Manorville. Price two or three terms so you can see which payment is truly affordable in Manorville. For a bigger market, look to Ford City, PA about 1 miles away. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Manorville's 370 residents.

Manorville by the numbers

Manorville is a small community; the notes below cover its population profile and the statewide rules that apply.

Land, water and location for Manorville

Manorville covers about 0.1 square miles of land, with 0.02 square miles of water inside its boundaries (Census Gazetteer). That land carries about 3,663 people per square mile. The state's population centre of gravity, Philadelphia, is roughly 237 miles away. A 50-mile radius around Manorville takes in 241 places that are larger. The 100-mile radius contains 531 larger places.

Lender access in Manorville

Manorville is a fairly dense community of about 370 people, with 241 larger places inside a 50-mile radius. Lenders licensed in Pennsylvania reach Manorville's 370 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Ford City, PA about 1 miles away.

Which Pennsylvania laws govern a loan in Manorville

Pennsylvania has no separate rate rule for Manorville; the sourced rows below are what reach every lender that serves its 370 people.

RuleDetailSource
State lending regulatorPennsylvania Department of Banking and Securities (DoBS)
Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania."
Pennsylvania Department of Banking and Securities
as of 2026-09-16
Payday lending statusNo separate payday-lending license; non-bank lenders are limited to 6% (unlicensed) or up to 24% (CDCA-licensed), so high-cost payday loans are not permitted.
Source says: "if a lender is licensed by the Department in accord with the CDCA, it can charge between 6-24% on loans under $25,000" (DoBS interpretive letter, May 11, 2023).
Pennsylvania Department of Banking and Securities
as of 2026-09-16
Small-loan / installment lender licensingConsumer Discount Company Act license required for non-mortgage consumer loans above 6%; licensed lenders may charge up to 24% on loans of $25,000 or less.
Source says: "A consumer discount company is a business corporation that negotiates or makes non-mortgage loans or advances of money on credit."
Pennsylvania Department of Banking and Securities
as of 2026-09-16

Where Manorville sits in Pennsylvania

Manorville is the 828th-largest of 1,013 Census places in Pennsylvania and contains about 0.0% of the state's people. On the 2020-to-2023 trend, Manorville stands 613th among Pennsylvania's 1,013 places — roughly the 39th percentile. At about 3,663 people per square mile, Manorville is the 226th most densely settled place in Pennsylvania. By land area, its 0.1 square miles rank 989th of 1,013 places in Pennsylvania.

How personal loans work in Manorville

A Manorville personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 370 residents. Federal Truth in Lending rules require a Manorville lender to disclose the APR and finance charge before you sign. Shortening the term on a Manorville loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Manorville if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Manorville is the same as anywhere in Pennsylvania.
What loan size can I expect in Manorville?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Manorville?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Manorville cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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