Personal loans in Manassa, CO
In Manassa, one of 270 Census places in Colorado, the figure to compare across lenders is the APR, not the advertised rate. With an estimated 961 residents, Manassa is the 152nd-largest of 270 places in Colorado. A 2020-to-2023 comparison shows Manassa up by about 1.5%. If debt is already a strain, a nonprofit credit counsellor can help Manassa residents before they take on more. The next larger city is Alamosa, CO about 21 miles away. A lender that serves Manassa operates under Colorado lending statutes and a Colorado supervisor.
Manassa by the numbers
Only a few things actually differ by place — population, area, location, and the Colorado rules a lender must follow — and they are below.
- Population: the Census counts 961 residents in Manassa (Vintage 2023 subcounty estimate), the 152nd-largest figure among Colorado's 270 places.
- Population trend: Higher by roughly 1.5% since the 2020 count.
- People gained or lost: about 14 more since the 2020 base.
- Size percentile: roughly 44% of Colorado places rank below Manassa.
- Population density: about 1,032 people per square mile across 0.9 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area rank: Manassa's 0.9 square miles rank 167th of 270 places in Colorado.
- Within Colorado: about 0.0% of the state's population lives in Manassa.
- National rank: Manassa sits 10,392nd by population among the 19,457 places in this dataset.
- Growth rank: Manassa's 2020-to-2023 change ranks 92nd of 270 places in Colorado.
- State comparison: Colorado's places average +2.3% for 2020-to-2023, against Manassa's 1.5%.
- Density rank: Manassa is the 143rd most densely settled place in Colorado.
- Density in context: Manassa's 1,032 people per square mile sit against a Colorado median of 1,126.
- Location: latitude 37.1738, longitude -105.9373 (Census Gazetteer).
- Nearest larger cities: Alamosa (21 mi); Monte Vista (30 mi); Questa (37 mi); Center (41 mi); Del Norte (42 mi). Living near a larger metro rarely changes what is available in Manassa.
- Nearest smaller towns: Romeo (3 mi); Sanford (6 mi); La Jara (7 mi).
- Smaller neighbours: 10 places smaller than Manassa sit within 50 miles.
- At 100 miles: 17 larger Census places fall inside that radius.
Where Manassa sits
Manassa's land area is roughly 0.9 square miles, and the Gazetteer records no significant water area within it. The resulting density is about 1,032 people per square mile. The largest place in Colorado, Denver, lies about 188 miles away. Manassa has 5 larger places within a 50-mile radius. By land area it ranks 167th of 270 Colorado places.
The state rulebook for Manassa
These are Colorado's sourced lending facts as they reach Manassa's 961 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Colorado Attorney General's Office — Consumer Credit Unit (Administrator of the Uniform Consumer Credit Code) Source says: "The Consumer Credit Unit regulates (through licensure/registration programs) companies and individuals involved in consumer lending"; it "licenses non-bank lenders such as finance companies and payday lenders". | Colorado Attorney General — Consumer Protection Section as of 2026-09-16 |
| Payday lending status | Permitted but capped at 36% APR (Proposition 111, effective February 1, 2019) Source says: "a finance charge for each deferred deposit loan or payday loan that must not exceed an annual percentage rate of thirty-six percent". | Colorado General Assembly — C.R.S. § 5-3.1-105 (Deferred Deposit Loan Act) as of 2026-09-16 |
| Small-loan / installment lender licensing | Supervised lender license required from the UCCC Administrator (master license required for more than one place of business); deferred deposit lenders must hold a supervised lender's license Source says: "if a supervised lender has more than one place of business, they must obtain a master license"; "no person shall engage in the business of deferred deposit loans without having first obtained a supervised lender's license" (C.R.S. § 5-3.1-116). | Colorado Attorney General — Uniform Consumer Credit Code licensing as of 2026-09-16 |
What a Manassa borrower is actually offered
In Manassa, a small community of about 961, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The APR tracks your credit score rather than Manassa's rank of 152nd in Colorado: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Because the payment is fixed, the total cost of a Manassa loan is knowable in advance — unlike a revolving card balance.
How lenders reach Manassa
With about 1,032 residents per square mile, Manassa is moderately settled, and 5 larger Census places sit within 50 miles. What is available to Manassa's 961 borrowers is set by Colorado licensing and your own credit, not by how many branches are nearby. The nearest bigger place is Alamosa, CO about 21 miles away.
Manassa against the rest of Colorado
Within Colorado, Manassa holds roughly 0.0% of all residents, the 152nd-largest share among 270 places. For population change between 2020 and 2023, Manassa ranks 92nd of 270 in Colorado (about the 66th percentile). Its roughly 1,032 residents per square mile place it 143rd among Colorado's places. In land area, Manassa ranks 167th among Colorado's 270 places.
Common questions
What are my options in Manassa if my credit is poor?
What loan size can I expect in Manassa?
Do I have to pledge anything to borrow in Manassa?
Does comparing loans in Manassa cost me credit score points?
Nearby places
- Romeo, CO — population 307
- Sanford, CO — population 892
- La Jara, CO — population 716
- Antonito, CO — population 622
- Alamosa, CO — population 9,883
- Monte Vista, CO — population 4,070
- Blanca, CO — population 336
- San Luis, CO — population 622