Personal loans in Manassa, CO

In Manassa, one of 270 Census places in Colorado, the figure to compare across lenders is the APR, not the advertised rate. With an estimated 961 residents, Manassa is the 152nd-largest of 270 places in Colorado. A 2020-to-2023 comparison shows Manassa up by about 1.5%. If debt is already a strain, a nonprofit credit counsellor can help Manassa residents before they take on more. The next larger city is Alamosa, CO about 21 miles away. A lender that serves Manassa operates under Colorado lending statutes and a Colorado supervisor.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Manassa by the numbers

Only a few things actually differ by place — population, area, location, and the Colorado rules a lender must follow — and they are below.

Where Manassa sits

Manassa's land area is roughly 0.9 square miles, and the Gazetteer records no significant water area within it. The resulting density is about 1,032 people per square mile. The largest place in Colorado, Denver, lies about 188 miles away. Manassa has 5 larger places within a 50-mile radius. By land area it ranks 167th of 270 Colorado places.

The state rulebook for Manassa

These are Colorado's sourced lending facts as they reach Manassa's 961 residents; the state has no city-level rate rule.

RuleDetailSource
State lending regulatorColorado Attorney General's Office — Consumer Credit Unit (Administrator of the Uniform Consumer Credit Code)
Source says: "The Consumer Credit Unit regulates (through licensure/registration programs) companies and individuals involved in consumer lending"; it "licenses non-bank lenders such as finance companies and payday lenders".
Colorado Attorney General — Consumer Protection Section
as of 2026-09-16
Payday lending statusPermitted but capped at 36% APR (Proposition 111, effective February 1, 2019)
Source says: "a finance charge for each deferred deposit loan or payday loan that must not exceed an annual percentage rate of thirty-six percent".
Colorado General Assembly — C.R.S. § 5-3.1-105 (Deferred Deposit Loan Act)
as of 2026-09-16
Small-loan / installment lender licensingSupervised lender license required from the UCCC Administrator (master license required for more than one place of business); deferred deposit lenders must hold a supervised lender's license
Source says: "if a supervised lender has more than one place of business, they must obtain a master license"; "no person shall engage in the business of deferred deposit loans without having first obtained a supervised lender's license" (C.R.S. § 5-3.1-116).
Colorado Attorney General — Uniform Consumer Credit Code licensing
as of 2026-09-16

What a Manassa borrower is actually offered

In Manassa, a small community of about 961, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The APR tracks your credit score rather than Manassa's rank of 152nd in Colorado: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Because the payment is fixed, the total cost of a Manassa loan is knowable in advance — unlike a revolving card balance.

How lenders reach Manassa

With about 1,032 residents per square mile, Manassa is moderately settled, and 5 larger Census places sit within 50 miles. What is available to Manassa's 961 borrowers is set by Colorado licensing and your own credit, not by how many branches are nearby. The nearest bigger place is Alamosa, CO about 21 miles away.

Manassa against the rest of Colorado

Within Colorado, Manassa holds roughly 0.0% of all residents, the 152nd-largest share among 270 places. For population change between 2020 and 2023, Manassa ranks 92nd of 270 in Colorado (about the 66th percentile). Its roughly 1,032 residents per square mile place it 143rd among Colorado's places. In land area, Manassa ranks 167th among Colorado's 270 places.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Manassa if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Manassa is the same as anywhere in Colorado.
What loan size can I expect in Manassa?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Manassa?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Manassa cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

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