Personal loans in Malone, FL

Compare APR, not the interest rate, because the APR folds in most fees on a Malone loan. Rate ceilings, licensing requirements and product limits for Malone are all set at the Florida level. Malone lost roughly 19.9% of its population across the 2020-to-2023 comparison. The nearest larger metro is Marianna, FL about 15 miles away.

Where Malone stands

Two layers matter for a Malone borrower: the local population picture and Florida's consumer-lending statutes.

• Population: 1,567 residents; Malone is the 311th-largest of 411 places in Florida (US Census Bureau, Vintage 2023).
• Population trend: About 19.9% below the 2020 Census base.
• Absolute change: 390 residents lost between 2020 and 2023.
• Size percentile: Malone sits ahead of around 24% of Florida places, at 1,567 people.
• Density: the Census land area of 3.0 sq mi holds about 514 people per square mile.
• By land area: Malone ranks 257th among Florida's 411 places, at 3.0 sq mi.
• Within Florida: about 0.0% of the state's population lives in Malone.
• National rank: Malone is the 8,540th most populous of the 19,457 Census places covered here.
• Growth in Florida: Malone stands 410th by percentage change from 2020 to 2023, among 411 places.
• Against the state trend: Malone's 19.9% change compares with a Florida average of +5.5% across its 411 places.
• Density in Florida: Malone ranks 319th by people per square mile.
• Density vs Florida: Malone's 514 people per square mile compare with a state median of 1,608.
• Location: mapped by the US Census Bureau at 30.9590, -85.1622.
• Nearest larger cities: Marianna (15 mi); Ashford (16 mi); Donalsonville (18 mi); Cowarts (19 mi); Rehobeth (20 mi). Larger metros often have more branches, but online lenders reach Malone on the same terms.
• Smaller towns nearby: Bascom (3 mi); Greenwood (6 mi); Cottonwood (10 mi).
• Smaller neighbours: 43 places smaller than Malone sit within 50 miles.
• Larger places within 100 miles: 78.

The Florida lending rules that reach Malone

This table holds the Florida rate and licensing rules for consumer loans made to Malone's 1,567 residents.

Malone in state context

Malone is the 311th-largest of 411 Census places in Florida and contains about 0.0% of the state's people. For population change between 2020 and 2023, Malone ranks 410th of 411 in Florida (about the 0th percentile). Its roughly 514 residents per square mile place it 319th among Florida's places. Between 2020 and 2023 the count changed by roughly 390 residents.

A pre-application checklist for Malone

For Malone's roughly 1,567 residents, these are the steps that most influence the offer:

1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
2. Model the payment on the calculator before a lender models it for you.
3. Shop at least three lenders and judge them on APR and total cost.
4. Verify the lender's Florida licence with the regulator listed on this page.
5. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
6. Read the disclosure for an origination fee and any prepayment penalty before signing.
7. Check that the monthly payment fits your budget next to your existing obligations.

The process is identical across Florida; what changes is your credit file, not the fact that Malone holds 1,567 people.

Malone: area, density and distance

Malone covers about 3.0 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. The resulting density is about 514 people per square mile. Jacksonville, the largest place in Florida, is about 212 miles from Malone. Malone has 30 larger places within a 50-mile radius. The 100-mile radius contains 78 larger places.

The anatomy of a Malone personal loan

Malone is a small community of about 1,567 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The rate you see advertised is a range, not a promise, until a lender reviews your file in Malone. Because the payment is fixed, the total cost of a Malone loan is knowable in advance — unlike a revolving card balance.