Personal loans in Macksburg, OH

Macksburg by the numbers

Most of what governs a Macksburg loan is written in Ohio law rather than in the city; the sourced notes below make that split concrete.

• Population: 114 residents; Macksburg is the 888th-largest of 924 places in Ohio (US Census Bureau, Vintage 2023).
• Population trend: The 2020-to-2023 change is negative, near 1.7%.
• Net change: roughly 2 fewer people than the 2020 Census counted.
• Size percentile: bigger than about 4% of the places in Ohio, with 114 residents in Macksburg.
• Population density: 528 people per square mile on 0.2 square miles of land.
• Land area rank: Macksburg's 0.2 square miles rank 843rd of 924 places in Ohio.
• State population share: Macksburg accounts for about 0.0% of everyone in Ohio.
• National rank: Macksburg sits 17,884th by population among the 19,457 places in this dataset.
• Growth rank: Macksburg's 2020-to-2023 change ranks 665th of 924 places in Ohio.
• State comparison: Ohio's places average +0.9% for 2020-to-2023, against Macksburg's 1.7%.
• Density in Ohio: Macksburg ranks 798th by people per square mile.
• Density in context: Macksburg's 528 people per square mile sit against a Ohio median of 1,289.
• Location: it lies at 39.6311, -81.4568 in the Census Gazetteer.
• Nearest larger cities: Lowell (8 mi); Caldwell (9 mi); Beverly (11 mi); Belle Valley (12 mi); Sarahsville (12 mi). A branch is convenient; it is not what sets your APR.
• Nearest smaller towns: Dexter City (2 mi); Lower Salem (6 mi); Stafford (11 mi).
• Smaller neighbours: 14 places smaller than Macksburg sit within 50 miles.
• Larger places within 100 miles: 579.

What is available to Macksburg borrowers

Macksburg is a moderately settled community of about 114 people, with 101 larger places inside a 50-mile radius. A Ohio licence lets a lender serve Macksburg without a local office, so branch density does not change what its 114 residents are offered. The nearest bigger place is Lowell, OH about 8 miles away.

The geography behind Macksburg

Inside Macksburg's boundaries lie about 0.2 square miles of land, with no significant water area recorded. The resulting density is about 528 people per square mile. The state's population centre of gravity, Columbus, is roughly 85 miles away. A 50-mile radius around Macksburg takes in 101 places that are larger. By land area it ranks 843rd of 924 Ohio places.

How personal loans work in Macksburg

A Macksburg personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 114 residents. A lender serving Macksburg's 114 residents must disclose the APR and finance charge in writing before you sign. Because the payment is fixed, the total cost of a Macksburg loan is knowable in advance — unlike a revolving card balance.

The state rulebook for Macksburg

Below are the Ohio rules that apply to a loan made in Macksburg, each with the regulator that issued it.

What to do before borrowing in Macksburg

For Macksburg's roughly 114 residents, these are the steps that most influence the offer:

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
4. Make sure the lender appears in the Ohio regulator's licence list.
5. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
6. Read the disclosure for an origination fee and any prepayment penalty before signing.
7. Check that the monthly payment fits your budget next to your existing obligations.

In Macksburg as elsewhere in Ohio, the written terms — not the advertisement — are what count for its 114 residents.