Personal loans in Macedonia, OH

In Macedonia, one of 924 Census places in Ohio, the figure to compare across lenders is the APR, not the advertised rate. A lender that serves Macedonia operates under Ohio lending statutes and a Ohio supervisor. Compare APR, not the interest rate, because the APR folds in most fees on a Macedonia loan. For a bigger market, look to Twinsburg, OH about 3 miles away.

Macedonia: the sourced local profile

Here is the sourced Census picture for Macedonia, plus the Ohio lending rules that apply to a loan taken out here.

• Population: 12,025 residents; Macedonia is the 151st-largest of 924 places in Ohio (US Census Bureau, Vintage 2023).
• Population trend: About 1.2% below the 2020 Census base.
• People gained or lost: about 148 fewer since the 2020 base.
• Size percentile: about 84% of Ohio's Census places are smaller than Macedonia.
• Density: the Census land area of 9.7 sq mi holds about 1,236 people per square mile.
• By land area: Macedonia ranks 104th among Ohio's 924 places, at 9.7 sq mi.
• Water: Macedonia holds about 0.03 square miles, the 252nd-largest water area in Ohio.
• Share of state population: Macedonia's 12,025 residents are about 0.2% of Ohio.
• National rank: Macedonia sits 2,773rd by population among the 19,457 places in this dataset.
• Growth rank: Macedonia ranks 526th among Ohio's 924 places for the 2020-to-2023 change.
• Versus Ohio: the state average change is +0.9%, while Macedonia moved 1.2%.
• Density rank: Macedonia places 489th among Ohio's places by people per square mile.
• Against the state median: Macedonia runs about 1,236 residents per square mile, where the Ohio median is 1,289.
• Location: coordinates 41.3149, -81.5016 (US Census Bureau Gazetteer).
• Nearest larger cities: Twinsburg (3 mi); Bedford (6 mi); Solon (6 mi); Hudson (6 mi); Brecksville (6 mi). Online lenders reach Macedonia no matter how far the nearest branch is.
• Nearest smaller towns: Northfield (2 mi); Glenwillow (3 mi); Oakwood (4 mi).
• Smaller neighbours: 135 places smaller than Macedonia sit within 50 miles.
• Within 100 miles: 90 places are larger than Macedonia.

Land, water and location for Macedonia

Macedonia covers about 9.7 square miles of land, with 0.03 square miles of water inside its boundaries (Census Gazetteer). With 12,025 residents, the land area yields roughly 1,236 people per square mile. Columbus, the largest place in Ohio, is about 120 miles from Macedonia. A 50-mile radius around Macedonia takes in 65 places that are larger. The 100-mile radius contains 90 larger places.

Macedonia in state context

Within Ohio, Macedonia holds roughly 0.2% of all residents, the 151st-largest share among 924 places. Its 2020-to-2023 change ranks 526th of 924 Ohio places, putting it near the 43th percentile for growth. By density, at about 1,236 people per square mile, it ranks 489th in Ohio. In land area, Macedonia ranks 104th among Ohio's 924 places.

The state rulebook for Macedonia

For the roughly 12,025 residents of Macedonia, the rules below are Ohio's own; each row carries its publisher and retrieval date.

What a Macedonia borrower is actually offered

In Macedonia, a small town of about 12,025, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. A lender serving Macedonia's 12,025 residents must disclose the APR and finance charge in writing before you sign. The term you choose in Macedonia decides the split between a comfortable payment and the total interest you pay.

A pre-application checklist for Macedonia

For Macedonia's roughly 12,025 residents, these are the steps that most influence the offer:

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Model the payment on the calculator before a lender models it for you.
3. Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
4. Verify the lender's Ohio licence with the regulator listed on this page.
5. Look for an origination fee or prepayment penalty in the written disclosure.
6. Make sure the new payment leaves room in a budget you already keep.
7. Weigh a shorter term's higher payment against the interest it saves.

What differs between Macedonia and the rest of Ohio is not the process but the borrower's own file, among the 12,025 people here.