Personal loans in Macedonia, IL
For a borrower among the roughly 29 residents of Macedonia, a personal loan is a tool whose cost turns on the terms, not the address. Roughly 29 residents live in Macedonia, the 1,288th-largest community in Illinois. For a bigger market, look to Ewing, IL about 8 miles away. Census data show virtually no population shift in Macedonia between 2020 and 2023. Every figure below is Illinois's own, applied to Macedonia's 29 residents, with the publisher and retrieval date attached. For a community of about 29, the practical step is to compare APR across at least three lenders before committing.
What the Census records for Macedonia
Most of what governs a Macedonia loan is written in Illinois law rather than in the city; the sourced notes below make that split concrete.
- Population: a Census-estimated 29, 1,288th among Illinois's 1,294 places (Vintage 2023).
- Population trend: Little measurable movement between 2020 and 2023.
- Size percentile: with 29 residents, Macedonia is larger than about 0% of Illinois's Census places.
- Population density: about 107 people per square mile across 0.3 square miles of land (Census Gazetteer area, Vintage 2023 population).
- By land area: Macedonia ranks 1,189th among Illinois's 1,294 places, at 0.3 sq mi.
- Share of state population: Macedonia's 29 residents are about 0.0% of Illinois.
- National rank: Macedonia is 19,243rd of 19,457 places nationwide.
- Growth rank: Macedonia ranks 140th among Illinois's 1,294 places for the 2020-to-2023 change.
- State comparison: Illinois's places average -2.0% for 2020-to-2023, against Macedonia's 0.0%.
- Density rank: Macedonia places 1,262nd among Illinois's places by people per square mile.
- Against the state median: Macedonia runs about 107 residents per square mile, where the Illinois median is 993.
- Location: 38.0543, -88.7033 (US Census Bureau Gazetteer).
- Nearest larger cities: Ewing (8 mi); McLeansboro (9 mi); Hanaford (10 mi); Dahlgren (10 mi); Thompsonville (10 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Smaller places nearby: Kaskaskia (67 mi); Fults (82 mi); Champ (106 mi).
- Within a 50-mile radius: 0 smaller Census places.
- At 100 miles: 561 larger Census places fall inside that radius.
Macedonia on the map
Macedonia covers about 0.3 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. The resulting density is about 107 people per square mile. Chicago, the largest place in Illinois, is about 267 miles from Macedonia. Macedonia has 141 larger places within a 50-mile radius. The 100-mile radius contains 561 larger places.
How Macedonia compares across Illinois
Macedonia is the 1,288th-largest of 1,294 Census places in Illinois and contains about 0.0% of the state's people. Its 2020-to-2023 change ranks 140th of 1,294 Illinois places, putting it near the 89th percentile for growth. Its roughly 107 residents per square mile place it 1,262nd among Illinois's places. Within 50 miles sit 0 smaller Census places, alongside the 141 that are larger.
What shapes a Macedonia personal loan
With roughly 29 residents, Macedonia is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Because pricing is borrower-level, two people in Macedonia can be quoted different APRs on the same amount and term. A longer term lowers the monthly payment on a Macedonia loan but raises total interest, so the smallest payment is not the cheapest loan.
The state rulebook for Macedonia
Every row below records a Illinois rule, its publisher and its retrieval date — the same rules a Macedonia lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Illinois Department of Financial and Professional Regulation (IDFPR), Division of Financial Institutions Source says: "DFI licenses, charters, and examines a wide variety of financial products and services including: Consumer and Sales Finance and Collection Agencies". | Illinois Department of Financial and Professional Regulation as of 2026-09-16 |
| Installment lender net-worth requirement | $30,000 minimum positive net worth (plus $25,000 surety bond) Source says: "every applicant shall prove ... that the applicant has and will maintain a positive net worth of a minimum of $30,000". | Illinois General Assembly (Illinois Compiled Statutes) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 9% annual percentage rate (general written-contract interest cap) Source says: "it shall be lawful for the parties to stipulate or agree that an annual percentage rate of 9%, or any less sum". | Illinois General Assembly (Illinois Compiled Statutes) as of 2026-09-16 |
How lenders reach Macedonia
At roughly 107 people per square mile, Macedonia is lightly settled; 141 larger places lie within 50 miles. What is available to Macedonia's 29 borrowers is set by Illinois licensing and your own credit, not by how many branches are nearby. The nearest bigger place is Ewing, IL about 8 miles away.
Common questions
What are my options in Macedonia if my credit is poor?
What loan size can I expect in Macedonia?
Do I have to pledge anything to borrow in Macedonia?
Does comparing loans in Macedonia cost me credit score points?
Nearby places
- Dahlgren, IL — population 500
- Ewing, IL — population 295
- Thompsonville, IL — population 480
- Hanaford, IL — population 315
- McLeansboro, IL — population 2,610
- Belle Rive, IL — population 302
- Benton, IL — population 6,598
- Ina, IL — population 1,653