Personal loans in Mabscott, WV
A lender serving Mabscott holds a West Virginia licence and answers to a West Virginia regulator; no city office is involved for its 1,282 residents.
Read the disclosure for an origination fee and any prepayment penalty before signing in Mabscott. An estimated 1,282 people make their home in Mabscott, a figure that ranks 87th in West Virginia. A single loan can carry different costs on either side of a state line, and Mabscott sits on the West Virginia side of that line. Mabscott lost roughly 4.3% of its population across the 2020-to-2023 comparison. The closest larger city is Beckley, WV about 3 miles away.
What the Census records for Mabscott
Two layers matter for a Mabscott borrower: the local population picture and West Virginia's consumer-lending statutes.
- Population: about 1,282 people live here, which puts Mabscott 87th of 230 Census places in West Virginia (Vintage 2023).
- Population trend: A drop of about 4.3% from 2020 to 2023.
- People gained or lost: about 57 fewer since the 2020 base.
- Size percentile: about 62% of West Virginia's Census places are smaller than Mabscott.
- Land and density: 0.9 square miles of land carry roughly 1,386 residents per square mile.
- Land area rank: Mabscott's 0.9 square miles rank 111th of 230 places in West Virginia.
- Share of West Virginia: Mabscott holds about 0.2% of the state's population, some 1,282 people.
- Nationally: Mabscott is the 9,305th-largest of 19,457 Census places in the dataset.
- Growth rank: Mabscott ranks 168th among West Virginia's 230 places for the 2020-to-2023 change.
- Against the state trend: Mabscott's 4.3% change compares with a West Virginia average of -3.0% across its 230 places.
- Density rank: Mabscott is the 74th most densely settled place in West Virginia.
- Density vs West Virginia: Mabscott's 1,386 people per square mile compare with a state median of 1,021.
- Location: coordinates 37.7690, -81.2133 (US Census Bureau Gazetteer).
- Nearest larger cities: Beckley (3 mi); Oak Hill (15 mi); Mullens (16 mi); Hinton (19 mi); Fayetteville (21 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Smaller communities close by: Sophia (5 mi); Lester (6 mi); Mount Hope (9 mi), each with its own Census population profile.
- Smaller places within 50 miles: 49 of them.
- Larger places within 100 miles: 99.
Mabscott against the rest of West Virginia
Within West Virginia, Mabscott holds roughly 0.2% of all residents, the 87th-largest share among 230 places. For population change between 2020 and 2023, Mabscott ranks 168th of 230 in West Virginia (about the 27th percentile). At about 1,386 people per square mile, Mabscott is the 74th most densely settled place in West Virginia. The population moved by about 57 people between 2020 and 2023, a 4.3% shift.
How personal loans work in Mabscott
A Mabscott personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 1,282 residents. Because pricing is borrower-level, two people in Mabscott can be quoted different APRs on the same amount and term. A longer term lowers the monthly payment on a Mabscott loan but raises total interest, so the smallest payment is not the cheapest loan.
Borrowing reach in Mabscott
At roughly 1,386 people per square mile, Mabscott is moderately settled; 24 larger places lie within 50 miles. What is available to Mabscott's 1,282 borrowers is set by West Virginia licensing and your own credit, not by how many branches are nearby. The nearest larger city, Beckley, WV about 3 miles away.
How West Virginia law applies in Mabscott
For the roughly 1,282 residents of Mabscott, the rules below are West Virginia's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | West Virginia Division of Financial Institutions (WV DFI) Source says: The West Virginia Division of Financial Institutions is charged with the regulation and supervision of financial institutions chartered by the State of West Virginia. | West Virginia Division of Financial Institutions (WV DFI) as of 2026-09-16 |
| Payday lending status | Traditional payday lending is generally prohibited; check cashers are regulated under W. Va. Code ch. 32A Source says: Traditional "Payday Lenders" are generally prohibited within this state. | West Virginia Division of Financial Institutions (WV DFI) as of 2026-09-16 |
| Small-loan / installment lender licensing | Regulated consumer lender license required from the Commissioner (W. Va. Code § 46A-4-101) Source says: Unless a person has first obtained a license from the commissioner authorizing the person to make regulated consumer loans | West Virginia Legislature (West Virginia Code) as of 2026-09-16 |
Where Mabscott sits
Inside Mabscott's boundaries lie about 0.9 square miles of land, with no significant water area recorded. Spread across it are roughly 1,386 residents per square mile. Charleston, the largest place in West Virginia, is about 46 miles from Mabscott. Within 50 miles of Mabscott there are 24 larger Census places. By land area it ranks 111th of 230 West Virginia places.
Common questions
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Nearby places
- Beckley, WV — population 16,576
- Sophia, WV — population 1,082
- Lester, WV — population 326
- Mount Hope, WV — population 1,276
- Pax, WV — population 130
- Oak Hill, WV — population 7,849
- Thurmond, WV — population 2
- Mullens, WV — population 1,383