Personal loans in Lyons, NE

Lyons lost roughly 1.0% of its population across the 2020-to-2023 comparison. The Census estimates 813 residents in Lyons, which ranks it 134th of 527 places in Nebraska.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

In Lyons, one of 527 Census places in Nebraska, the figure to compare across lenders is the APR, not the advertised rate. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Lyons loan. Which products a lender may offer to Lyons's 813 residents follows from the Nebraska consumer-lending framework. The closest larger city is Oakland, NE about 7 miles away.

Lyons: the sourced local profile

What follows is Lyons's place in the Census record, alongside the Nebraska rules that govern a personal loan made here.

Lyons in state context

Within Nebraska, Lyons holds roughly 0.1% of all residents, the 134th-largest share among 527 places. On the 2020-to-2023 trend, Lyons stands 275th among Nebraska's 527 places — roughly the 48th percentile. Its roughly 1,190 residents per square mile place it 141st among Nebraska's places. In land area, Lyons ranks 159th among Nebraska's 527 places.

Which Nebraska laws govern a loan in Lyons

The rows below set out what a licensed lender must follow in Nebraska, and so for Lyons's roughly 813 residents.

RuleDetailSource
State lending regulatorNebraska Department of Banking and Finance (NDBF)
Source says: "The Nebraska Department of Banking and Finance is a state agency under the direct supervision of the Governor."
Nebraska Department of Banking and Finance
as of 2026-09-16
Small-loan / installment lender licensingDelayed Deposit Services Licensing Act (Neb. Rev. Stat. 45-901 to 45-931)
Source says: "Sections 45-901 to 45-931 shall be known and may be cited as the Delayed Deposit Services Licensing Act."
Nebraska Legislature (Nebraska Revised Statutes)
as of 2026-09-16
Delayed deposit services (payday) licensing administrationNDBF publishes delayed deposit services license guidelines, statutes, and a licensed-business search
Source says: "Delayed Deposit Services (Payday Lenders)"
Nebraska Department of Banking and Finance
as of 2026-09-16

Getting a loan in Lyons

Lyons is a moderately settled community of about 813 people, with 37 larger places inside a 50-mile radius. Lenders licensed in Nebraska reach Lyons's 813 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Oakland, NE about 7 miles away.

The geography behind Lyons

Lyons covers about 0.7 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. Spread across it are roughly 1,190 residents per square mile. The largest place in Nebraska, Omaha, lies about 51 miles away. Within 50 miles of Lyons there are 37 larger Census places. The 100-mile radius contains 144 larger places.

How personal loans work in Lyons

A Lyons personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 813 residents. The APR tracks your credit score rather than Lyons's rank of 134th in Nebraska: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Because the payment is fixed, the total cost of a Lyons loan is knowable in advance — unlike a revolving card balance.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Lyons if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Lyons is the same as anywhere in Nebraska.
What loan size can I expect in Lyons?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Lyons?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Lyons cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

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