Personal loans in Lyons, NE
Lyons lost roughly 1.0% of its population across the 2020-to-2023 comparison. The Census estimates 813 residents in Lyons, which ranks it 134th of 527 places in Nebraska.
In Lyons, one of 527 Census places in Nebraska, the figure to compare across lenders is the APR, not the advertised rate. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Lyons loan. Which products a lender may offer to Lyons's 813 residents follows from the Nebraska consumer-lending framework. The closest larger city is Oakland, NE about 7 miles away.
Lyons: the sourced local profile
What follows is Lyons's place in the Census record, alongside the Nebraska rules that govern a personal loan made here.
- Population: a Census-estimated 813, 134th among Nebraska's 527 places (Vintage 2023).
- Population trend: A drop of about 1.0% from 2020 to 2023.
- People gained or lost: about 8 fewer since the 2020 base.
- Size percentile: roughly 75% of Nebraska's places have fewer residents than Lyons's 813.
- Density: the Census land area of 0.7 sq mi holds about 1,190 people per square mile.
- Land area: Lyons covers 0.7 square miles, the 159th-largest area among Nebraska's 527 places.
- State share: roughly 0.1% of Nebraska's residents live in Lyons (813 people).
- Nationally: Lyons is the 11,116th-largest of 19,457 Census places in the dataset.
- Growth rank: Lyons's 2020-to-2023 change ranks 275th of 527 places in Nebraska.
- Versus Nebraska: the state average change is -0.6%, while Lyons moved 1.0%.
- Density rank: Lyons is the 141st most densely settled place in Nebraska.
- Against the state median: Lyons runs about 1,190 residents per square mile, where the Nebraska median is 830.
- Location: it lies at 41.9359, -96.4723 in the Census Gazetteer.
- Nearest larger cities: Oakland (7 mi); West Point (14 mi); Tekamah (17 mi); Pender (17 mi); Onawa (21 mi). A branch is convenient; it is not what sets your APR.
- Smaller places close by: Bancroft (7 mi); Rosalie (9 mi); Craig (12 mi).
- Smaller places within 50 miles: 69 of them.
- At 100 miles: 144 larger Census places fall inside that radius.
Lyons in state context
Within Nebraska, Lyons holds roughly 0.1% of all residents, the 134th-largest share among 527 places. On the 2020-to-2023 trend, Lyons stands 275th among Nebraska's 527 places — roughly the 48th percentile. Its roughly 1,190 residents per square mile place it 141st among Nebraska's places. In land area, Lyons ranks 159th among Nebraska's 527 places.
Which Nebraska laws govern a loan in Lyons
The rows below set out what a licensed lender must follow in Nebraska, and so for Lyons's roughly 813 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Nebraska Department of Banking and Finance (NDBF) Source says: "The Nebraska Department of Banking and Finance is a state agency under the direct supervision of the Governor." | Nebraska Department of Banking and Finance as of 2026-09-16 |
| Small-loan / installment lender licensing | Delayed Deposit Services Licensing Act (Neb. Rev. Stat. 45-901 to 45-931) Source says: "Sections 45-901 to 45-931 shall be known and may be cited as the Delayed Deposit Services Licensing Act." | Nebraska Legislature (Nebraska Revised Statutes) as of 2026-09-16 |
| Delayed deposit services (payday) licensing administration | NDBF publishes delayed deposit services license guidelines, statutes, and a licensed-business search Source says: "Delayed Deposit Services (Payday Lenders)" | Nebraska Department of Banking and Finance as of 2026-09-16 |
Getting a loan in Lyons
Lyons is a moderately settled community of about 813 people, with 37 larger places inside a 50-mile radius. Lenders licensed in Nebraska reach Lyons's 813 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Oakland, NE about 7 miles away.
The geography behind Lyons
Lyons covers about 0.7 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. Spread across it are roughly 1,190 residents per square mile. The largest place in Nebraska, Omaha, lies about 51 miles away. Within 50 miles of Lyons there are 37 larger Census places. The 100-mile radius contains 144 larger places.
How personal loans work in Lyons
A Lyons personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 813 residents. The APR tracks your credit score rather than Lyons's rank of 134th in Nebraska: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Because the payment is fixed, the total cost of a Lyons loan is knowable in advance — unlike a revolving card balance.
Common questions
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Nearby places
- Oakland, NE — population 1,359
- Bancroft, NE — population 493
- Rosalie, NE — population 152
- Craig, NE — population 203
- Uehling, NE — population 227
- Walthill, NE — population 682
- Decatur, NE — population 411
- West Point, NE — population 3,458