Personal loans in Lyons, MI
Lenders active in Lyons report to a Michigan supervisor, identified in the sourced rows below. Lyons is one of 533 Census places in Michigan; its 787 residents put it at 388th.
Lyons counts about 787 people, and what is genuinely local about borrowing here is limited — Michigan law does the governing. A 2020-to-2023 comparison shows Lyons up by about 1.8%. Rate-shopping from Lyons costs nothing at pre-qualification, where a soft pull leaves your credit file alone. A larger market lies at Ionia, MI about 7 miles away.
Borrowing in Lyons: the local picture
Most of what governs a Lyons loan is written in Michigan law rather than in the city; the sourced notes below make that split concrete.
- Population: an estimated 787 residents, 388th of 533 places in Michigan (Census Vintage 2023 subcounty estimate).
- Population trend: A rise of about 1.8% from 2020 to 2023.
- Net change: roughly 14 more people than the 2020 Census counted.
- Size percentile: Lyons's 787 people outrank roughly 27% of the places in Michigan.
- Density: the Census land area of 1.2 sq mi holds about 647 people per square mile.
- Land area rank: Lyons's 1.2 square miles rank 339th of 533 places in Michigan.
- Water area: Lyons has 0.13 square miles of water, ranking 144th of 533 places in Michigan.
- State share: roughly 0.0% of Michigan's residents live in Lyons (787 people).
- National rank: Lyons is the 11,259th most populous of the 19,457 Census places covered here.
- Growth rank: Lyons's 2020-to-2023 change ranks 77th of 533 places in Michigan.
- Versus Michigan: the state average change is -0.3%, while Lyons moved 1.8%.
- Density rank: Lyons is the 404th most densely settled place in Michigan.
- Density in context: Lyons's 647 people per square mile sit against a Michigan median of 1,078.
- Location: 42.9865 / -84.9442, per the US Census Bureau Gazetteer.
- Nearest larger cities: Ionia (7 mi); Westphalia (8 mi); Portland (8 mi); Fowler (10 mi); Saranac (14 mi). Larger metros often have more branches, but online lenders reach Lyons on the same terms.
- Smaller towns nearby: Muir (1 mi); Pewamo (5 mi); Hubbardston (9 mi).
- Within a 50-mile radius: 28 smaller Census places.
- Larger places within 100 miles: 275.
Inside a Lyons personal loan
Most loans made to Lyons's 787 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Two numbers drive a Lyons loan: the APR, which includes fees, and the term, which decides how long you keep paying. Shortening the term on a Lyons loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Lyons against the rest of Michigan
Set beside Michigan's 533 places, Lyons ranks 388th by population and holds about 0.0% of the state total. Its 2020-to-2023 change ranks 77th of 533 Michigan places, putting it near the 86th percentile for growth. At about 647 people per square mile, Lyons is the 404th most densely settled place in Michigan. Within 50 miles sit 28 smaller Census places, alongside the 69 that are larger.
What is available to Lyons borrowers
Lyons is a moderately settled community of about 787 people, with 69 larger places inside a 50-mile radius. A Michigan licence lets a lender serve Lyons without a local office, so branch density does not change what its 787 residents are offered. The nearest larger city, Ionia, MI about 7 miles away.
The state rulebook for Lyons
When Michigan does not publish a figure, the row links to the source instead of inventing a number; Lyons is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Michigan Department of Insurance and Financial Services (DIFS) Source says: ""Department" means the department of insurance and financial services" | Michigan Legislature as of 2026-09-16 |
| Small-loan / installment lender licensing | License required from the commissioner to make regulated loans (Regulatory Loan Act, MCL 493.1 et seq.) Source says: "a person shall not engage in the business of making loans of money ... without first obtaining a license from the commissioner" | Michigan Legislature as of 2026-09-16 |
| Regulated lender interest/finance charge cap | 25% per annum (Credit Reform Act, MCL 445.1854(1)) Source says: "may charge, collect, and receive any rate of interest or finance charge for an extension of credit not to exceed 25% per annum" | Michigan Legislature as of 2026-09-16 |
Land, water and location for Lyons
Lyons's land area is about 1.2 square miles; a further 0.13 square miles is water. With 787 residents, the land area yields roughly 647 people per square mile. For the state's biggest city, Detroit, the distance is roughly 102 miles. Counting outward 50 miles, 69 larger communities surround Lyons. The 100-mile radius contains 275 larger places.
Common questions
What are my options in Lyons if my credit is poor?
What loan size can I expect in Lyons?
Do I have to pledge anything to borrow in Lyons?
Does comparing loans in Lyons cost me credit score points?
Nearby places
- Muir, MI — population 646
- Pewamo, MI — population 518
- Portland, MI — population 3,797
- Ionia, MI — population 12,249
- Hubbardston, MI — population 343
- Westphalia, MI — population 941
- Fowler, MI — population 1,230
- Carson City, MI — population 1,123