Personal loans in Lynden, WA

Lynden is a small town in Washington, with an estimated 16,551 residents, and every licensed lender here follows the same state rulebook. From the 2020 Census base to the 2023 estimate, the population rose by about 5.0%. Price two or three terms so you can see which payment is truly affordable in Lynden. The nearest larger metro is Bellingham, WA about 14 miles away.

Lynden: population, trend and location

What follows is Lynden's place in the Census record, alongside the Washington rules that govern a personal loan made here.

• Population: about 16,551, ranked 66th of 281 places in Washington (Census Vintage 2023 subcounty estimate).
• Population trend: Roughly 5.0% more residents than the 2020 Census counted.
• Change in people: the 2020-to-2023 comparison is a gain of about 795 residents.
• Size percentile: about 77% of Washington's Census places are smaller than Lynden.
• Population density: 3,014 people per square mile on 5.5 square miles of land.
• Land area rank: Lynden's 5.5 square miles rank 94th of 281 places in Washington.
• Water area rank: Lynden ranks 162nd among Washington's 281 places, with 0.01 sq mi.
• State share: roughly 0.3% of Washington's residents live in Lynden (16,551 people).
• National standing: Lynden ranks 2,203rd of 19,457 US places.
• Growth rank: Lynden's 2020-to-2023 change ranks 57th of 281 places in Washington.
• Against the state trend: Lynden's 5.0% change compares with a Washington average of +2.8% across its 281 places.
• Density in Washington: Lynden ranks 53rd by people per square mile.
• Against the state median: Lynden runs about 3,014 residents per square mile, where the Washington median is 1,518.
• Location: 48.9499, -122.4548 (US Census Bureau Gazetteer).
• Nearest larger cities: Bellingham (14 mi); Anacortes (33 mi); Mount Vernon (37 mi); Oak Harbor (46 mi); Arlington (56 mi). Living near a larger metro rarely changes what is available in Lynden.
• Smaller communities close by: Everson (5 mi); Nooksack (6 mi); Sumas (9 mi), each with its own Census population profile.
• Within a 50-mile radius: 13 smaller Census places.
• At 100 miles: 28 larger Census places fall inside that radius.

Lynden's place among Washington's 281 places

Within Washington, Lynden holds roughly 0.3% of all residents, the 66th-largest share among 281 places. For population change between 2020 and 2023, Lynden ranks 57th of 281 in Washington (about the 80th percentile). Its roughly 3,014 residents per square mile place it 53rd among Washington's places. Within 50 miles sit 13 smaller Census places, alongside the 4 that are larger.

Land, water and location for Lynden

Inside Lynden's boundaries lie roughly 5.5 square miles of land and 0.01 square miles of water. That land carries about 3,014 people per square mile. The largest place in Washington, Seattle, lies about 92 miles away. A 50-mile radius around Lynden takes in 4 places that are larger. By land area it ranks 94th of 281 Washington places.

What is available to Lynden borrowers

Lynden is fairly dense, with about 3,014 people per square mile and 4 larger places within 50 miles. What is available to Lynden's 16,551 borrowers is set by Washington licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Bellingham, WA about 14 miles away.

Washington consumer-lending rules applied in Lynden

Read the table as a lender's compliance picture for Lynden: the rule, the sourced figure, the publisher and the date.

How a Lynden personal loan is priced

Most loans made to Lynden's 16,551 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Federal Truth in Lending rules require a Lynden lender to disclose the APR and finance charge before you sign. A longer term lowers the monthly payment on a Lynden loan but raises total interest, so the smallest payment is not the cheapest loan.