Personal loans in Luckey, OH

The trend for Luckey between 2020 and 2023 is upward by roughly 0.5%. Rate-shopping from Luckey costs nothing at pre-qualification, where a soft pull leaves your credit file alone. Which products a lender may offer to Luckey's 1,012 residents follows from the Ohio consumer-lending framework. The next larger city is Pemberville, OH about 3 miles away.

What the Census records for Luckey

Set out below is Luckey's local context next to the state-level rules that reach every lender here.

• Population: about 1,012, ranked 519th of 924 places in Ohio (Census Vintage 2023 subcounty estimate).
• Population trend: Growth of about 0.5% across the 2020-to-2023 comparison.
• People gained or lost: about 5 more since the 2020 base.
• Size percentile: roughly 44% of Ohio places rank below Luckey.
• Density: the Census land area of 0.7 sq mi holds about 1,467 people per square mile.
• Land area: Luckey covers 0.7 square miles, the 608th-largest area among Ohio's 924 places.
• Within Ohio: about 0.0% of the state's population lives in Luckey.
• National rank: Luckey is the 10,149th most populous of the 19,457 Census places covered here.
• Growth rank: Luckey's 2020-to-2023 change ranks 185th of 924 places in Ohio.
• State comparison: Ohio's places average +0.9% for 2020-to-2023, against Luckey's 0.5%.
• Density rank: Luckey is the 373rd most densely settled place in Ohio.
• Against the state median: Luckey runs about 1,467 residents per square mile, where the Ohio median is 1,289.
• Location: 41.4519 / -83.4829, per the US Census Bureau Gazetteer.
• Nearest larger cities: Pemberville (3 mi); Woodville (6 mi); Genoa (8 mi); Millbury (8 mi); Walbridge (9 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Smaller communities close by: Bradner (9 mi); Clay Center (10 mi); Wayne (10 mi), each with its own Census population profile.
• Smaller neighbours: 65 places smaller than Luckey sit within 50 miles.
• Within 100 miles: 352 places are larger than Luckey.

Luckey on the map

Inside Luckey's boundaries lie about 0.7 square miles of land, with no significant water area recorded. That land carries about 1,467 people per square mile. The state's population centre of gravity, Columbus, is roughly 105 miles away. Counting outward 50 miles, 78 larger communities surround Luckey. Within the same 50 miles lie 65 smaller Census places.

What a Luckey borrower is actually offered

In Luckey, a small community of about 1,012, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. A lender serving Luckey's 1,012 residents must disclose the APR and finance charge in writing before you sign. Because the payment is fixed, the total cost of a Luckey loan is knowable in advance — unlike a revolving card balance.

What is available to Luckey borrowers

At roughly 1,467 people per square mile, Luckey is moderately settled; 78 larger places lie within 50 miles. Whether Luckey has a local branch or not, a Ohio-licensed lender can serve its 1,012 people online on the same terms. The nearest larger city, Pemberville, OH about 3 miles away.

The state rulebook for Luckey

Below are the Ohio rules that apply to a loan made in Luckey, each with the regulator that issued it.

How Luckey compares across Ohio

Among Ohio's 924 places, Luckey sits at 519th for population, a share of roughly 0.0% of the state. For population change between 2020 and 2023, Luckey ranks 185th of 924 in Ohio (about the 80th percentile). By density, at about 1,467 people per square mile, it ranks 373rd in Ohio. The population moved by about 5 people between 2020 and 2023, a 0.5% shift.