Personal loans in Loveland, OH
Personal loans in Loveland are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 13,156 population.
To lend to Loveland's 13,156 residents, a company must hold a Ohio licence, and each sourced row below names the regulator behind it. The Census estimates 13,156 residents in Loveland, which ranks it 139th of 924 places in Ohio. Price two or three terms so you can see which payment is truly affordable in Loveland. A 2020-to-2023 comparison shows Loveland down by about 1.2%. A larger market lies at Blue Ash, OH about 6 miles away.
Borrowing in Loveland: the local picture
Only a few things actually differ by place — population, area, location, and the Ohio rules a lender must follow — and they are below.
- Population: 13,156 people, a figure that places Loveland 139th among the 924 Census places in Ohio (US Census Bureau, Vintage 2023).
- Population trend: A drop of about 1.2% from 2020 to 2023.
- Net change: roughly 155 fewer people than the 2020 Census counted.
- Size percentile: roughly 85% of Ohio's places have fewer residents than Loveland's 13,156.
- Density: the Census land area of 5.3 sq mi holds about 2,482 people per square mile.
- By land area: Loveland ranks 191st among Ohio's 924 places, at 5.3 sq mi.
- Water area: Loveland has 0.08 square miles of water, ranking 170th of 924 places in Ohio.
- State share: roughly 0.2% of Ohio's residents live in Loveland (13,156 people).
- National rank: Loveland is 2,597th of 19,457 places nationwide.
- Growth rank: Loveland's 2020-to-2023 change ranks 508th of 924 places in Ohio.
- State comparison: Ohio's places average +0.9% for 2020-to-2023, against Loveland's 1.2%.
- Density rank: Loveland is the 116th most densely settled place in Ohio.
- Density vs Ohio: Loveland's 2,482 people per square mile compare with a state median of 1,289.
- Location: latitude 39.2677, longitude -84.2688 (Census Gazetteer).
- Nearest larger cities: Blue Ash (6 mi); Mason (7 mi); Sharonville (7 mi); Lebanon (11 mi); Norwood (12 mi). Online lenders reach Loveland no matter how far the nearest branch is.
- Nearest smaller places: Montgomery (4 mi); Maineville (6 mi); The Village of Indian Hill (7 mi).
- Smaller places within 50 miles: 178 of them.
- Within 100 miles: 75 places are larger than Loveland.
Loveland: area, density and distance
The Census Gazetteer records 5.3 square miles of land and 0.08 square miles of water within Loveland. With 13,156 residents, the land area yields roughly 2,482 people per square mile. Columbus, the largest place in Ohio, is about 84 miles from Loveland. Counting outward 50 miles, 35 larger communities surround Loveland. The 100-mile radius contains 75 larger places.
Loveland against the rest of Ohio
Loveland is the 139th-largest of 924 Census places in Ohio and contains about 0.2% of the state's people. For population change between 2020 and 2023, Loveland ranks 508th of 924 in Ohio (about the 45th percentile). Its roughly 2,482 residents per square mile place it 116th among Ohio's places. In land area, Loveland ranks 191st among Ohio's 924 places.
The state rulebook for Loveland
Read the table as a lender's compliance picture for Loveland: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Ohio Department of Commerce, Division of Financial Institutions (Consumer Finance Section). Source says: "The Consumer Finance Section is responsible for regulating non-depository consumer lenders and related consumer finance businesses." | Ohio Department of Commerce - Division of Financial Institutions as of 2026-09-16 |
| Payday lending status | Legal for licensed short-term lenders; interest capped at 28% per annum; total fees and charges capped at 60% of the originally contracted loan amount. Source says: "(A) Interest not exceeding a rate of twenty-eight per cent per annum" (Ohio Rev. Code 1321.40); total fees/charges capped at "a total amount of fees and charges that exceeds sixty per cent of the originally contracted loan amount" (1321.403). | Ohio Laws (Ohio Revised Code - official state publication) as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer finance licenses required for non-depository lenders, including Consumer Installment Loan Act lenders, General Loan Law lenders, short-term lenders, and small loan lenders. Source says: "We issue and manage licenses for companies and individuals under multiple Ohio statutes." (page's regulated-statutes list names Consumer Installment Loan Act lenders, General Loan Law lenders, Short-term lenders, Small loan lenders). | Ohio Department of Commerce - Division of Financial Institutions as of 2026-09-16 |
What is available to Loveland borrowers
At roughly 2,482 people per square mile, Loveland is fairly dense; 35 larger places lie within 50 miles. Distance to a branch rarely matters for Loveland's 13,156 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Blue Ash, OH about 6 miles away.
What shapes a Loveland personal loan
A Loveland personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 13,156 residents. Two numbers drive a Loveland loan: the APR, which includes fees, and the term, which decides how long you keep paying. A longer term lowers the monthly payment on a Loveland loan but raises total interest, so the smallest payment is not the cheapest loan.
Common questions
What are my options in Loveland if my credit is poor?
What loan size can I expect in Loveland?
Do I have to pledge anything to borrow in Loveland?
Does comparing loans in Loveland cost me credit score points?
Nearby places
- Montgomery, OH — population 10,801
- Mason, OH — population 35,660
- Maineville, OH — population 1,488
- Milford, OH — population 6,445
- The Village of Indian Hill, OH — population 6,018
- South Lebanon, OH — population 6,793
- Terrace Park, OH — population 2,323
- Blue Ash, OH — population 13,408