Personal loans in Lost Creek, WV
If you are weighing a personal loan in Lost Creek, start from the payment you can carry; its 348 residents face the same statewide rules. About 348 people live in Lost Creek, placing it 172nd of 230 Census places in West Virginia.
The trend for Lost Creek between 2020 and 2023 is downward by roughly 3.1%. Use the calculator on this page to price an amount and term before you commit in Lost Creek. The nearest larger metro is West Milford, WV about 4 miles away. Which products a lender may offer to Lost Creek's 348 residents follows from the West Virginia consumer-lending framework.
Lost Creek: population, trend and location
Read the local figures below as context; read the sourced West Virginia table as the rulebook a lender here must follow.
- Population: about 348, ranked 172nd of 230 places in West Virginia (Census Vintage 2023 subcounty estimate).
- Population trend: The 2020-to-2023 change is negative, near 3.1%.
- Change in people: the 2020-to-2023 comparison is a loss of about 11 residents.
- Size percentile: roughly 25% of West Virginia's places have fewer residents than Lost Creek's 348.
- Land and density: 1.0 square miles of land carry roughly 358 residents per square mile.
- Land area rank: Lost Creek's 1.0 square miles rank 106th of 230 places in West Virginia.
- State population share: Lost Creek accounts for about 0.1% of everyone in West Virginia.
- National rank: Lost Creek is 14,611th of 19,457 places nationwide.
- Growth in West Virginia: Lost Creek stands 116th by percentage change from 2020 to 2023, among 230 places.
- State comparison: West Virginia's places average -3.0% for 2020-to-2023, against Lost Creek's 3.1%.
- Density in West Virginia: Lost Creek ranks 207th by people per square mile.
- Density in context: Lost Creek's 358 people per square mile sit against a West Virginia median of 1,021.
- Location: 39.1627 / -80.3484, per the US Census Bureau Gazetteer.
- Nearest larger cities: West Milford (4 mi); Jane Lew (5 mi); Stonewood (6 mi); Nutter Fort (7 mi); Anmoore (7 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Smaller communities close by: Flemington (14 mi); Worthington (21 mi); Smithfield (26 mi), each with its own Census population profile.
- Smaller neighbours: 23 places smaller than Lost Creek sit within 50 miles.
- Within 100 miles: 376 places are larger than Lost Creek.
Where Lost Creek sits
Lost Creek covers about 1.0 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. The resulting density is about 358 people per square mile. Charleston, the largest place in West Virginia, is about 89 miles from Lost Creek. Within 50 miles of Lost Creek there are 58 larger Census places. The 100-mile radius contains 376 larger places.
Where Lost Creek sits in West Virginia
Set beside West Virginia's 230 places, Lost Creek ranks 172nd by population and holds about 0.1% of the state total. For population change between 2020 and 2023, Lost Creek ranks 116th of 230 in West Virginia (about the 50th percentile). Its roughly 358 residents per square mile place it 207th among West Virginia's places. In land area, Lost Creek ranks 106th among West Virginia's 230 places.
West Virginia consumer-lending rules applied in Lost Creek
Read the table as a lender's compliance picture for Lost Creek: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | West Virginia Division of Financial Institutions (WV DFI) Source says: The West Virginia Division of Financial Institutions is charged with the regulation and supervision of financial institutions chartered by the State of West Virginia. | West Virginia Division of Financial Institutions (WV DFI) as of 2026-09-16 |
| Small-loan / installment lender licensing | Regulated consumer lender license required from the Commissioner (W. Va. Code § 46A-4-101) Source says: Unless a person has first obtained a license from the commissioner authorizing the person to make regulated consumer loans | West Virginia Legislature (West Virginia Code) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 31% per year on unsecured loans of $3,500 or less; 27% on $3,500–$15,000; 18% above $15,000 (W. Va. Code § 46A-4-107) Source says: the loan finance charge, calculated according to the actuarial method, may not exceed 31 percent per year | West Virginia Legislature (West Virginia Code) as of 2026-09-16 |
What is available to Lost Creek borrowers
Lost Creek is lightly settled, with about 358 people per square mile and 58 larger places within 50 miles. Lenders licensed in West Virginia reach Lost Creek's 348 residents online, so the nearest branch is not what sets your APR. The nearest larger city, West Milford, WV about 4 miles away.
What shapes a Lost Creek personal loan
Lost Creek is a small community of about 348 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The rate you see advertised is a range, not a promise, until a lender reviews your file in Lost Creek. Shortening the term on a Lost Creek loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Common questions
What are my options in Lost Creek if my credit is poor?
What loan size can I expect in Lost Creek?
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Does comparing loans in Lost Creek cost me credit score points?
Nearby places
- West Milford, WV — population 442
- Jane Lew, WV — population 388
- Stonewood, WV — population 1,759
- Nutter Fort, WV — population 1,454
- Anmoore, WV — population 501
- Clarksburg, WV — population 15,489
- Weston, WV — population 3,776
- Bridgeport, WV — population 9,377