Personal loans in Los Indios, TX
To lend to Los Indios's 1,009 residents, a company must hold a Texas licence, and each sourced row below names the regulator behind it. About 1,009 people live in Los Indios, placing it 794th of 1,224 Census places in Texas.
Personal loans in Los Indios are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 1,009 population. From the 2020 Census base to the 2023 estimate, the population declined by about 0.7%. Price two or three terms so you can see which payment is truly affordable in Los Indios. The next larger city is San Benito, TX about 8 miles away.
Los Indios by the numbers
Most of what governs a Los Indios loan is written in Texas law rather than in the city; the sourced notes below make that split concrete.
- Population: the Census counts 1,009 residents in Los Indios (Vintage 2023 subcounty estimate), the 794th-largest figure among Texas's 1,224 places.
- Population trend: Down about 0.7% from the 2020 Census base to the 2023 estimate.
- Net change: roughly 7 fewer people than the 2020 Census counted.
- Size percentile: bigger than about 35% of the places in Texas, with 1,009 residents in Los Indios.
- Density: roughly 538 residents per square mile, spread over 1.9 sq mi of land.
- By land area: Los Indios ranks 754th among Texas's 1,224 places, at 1.9 sq mi.
- Share of Texas: Los Indios holds about 0.0% of the state's population, some 1,009 people.
- National rank: Los Indios is the 10,159th most populous of the 19,457 Census places covered here.
- Growth rank: Los Indios ranks 942nd among Texas's 1,224 places for the 2020-to-2023 change.
- State comparison: Texas's places average +6.5% for 2020-to-2023, against Los Indios's 0.7%.
- Density rank: Los Indios places 858th among Texas's places by people per square mile.
- Against the state median: Los Indios runs about 538 residents per square mile, where the Texas median is 840.
- Location: latitude 26.0499, longitude -97.7348 (Census Gazetteer).
- Nearest larger cities: San Benito (8 mi); La Feria (9 mi); Harlingen (10 mi); Palm Valley (11 mi); Rancho Viejo (11 mi). Larger metros often have more branches, but online lenders reach Los Indios on the same terms.
- Smaller places nearby: Progreso Lakes (14 mi); Indian Lake (15 mi); Bayview (22 mi).
- Within a 50-mile radius: 5 smaller Census places.
- Within 100 miles: 42 places are larger than Los Indios.
Los Indios in state context
Within Texas, Los Indios holds roughly 0.0% of all residents, the 794th-largest share among 1,224 places. Its 2020-to-2023 change ranks 942nd of 1,224 Texas places, putting it near the 23th percentile for growth. At about 538 people per square mile, Los Indios is the 858th most densely settled place in Texas. The population moved by about 7 people between 2020 and 2023, a 0.7% shift.
What a Los Indios borrower is actually offered
Most loans made to Los Indios's 1,009 residents are unsecured, so nothing is pledged and the lender relies on your credit history. The rate you see advertised is a range, not a promise, until a lender reviews your file in Los Indios. Because the payment is fixed, the total cost of a Los Indios loan is knowable in advance — unlike a revolving card balance.
Before you apply in Los Indios
Before you apply in Los Indios, a community of about 1,009, work through these steps:
- Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
- Model the payment on the calculator before a lender models it for you.
- Collect three or more offers and compare them on APR, not on the advertised rate.
- Confirm the Texas licence with the regulator named above before committing.
- Weigh a shorter term's higher payment against the interest it saves.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
- Write down the purpose of the loan and your repayment plan before you apply.
In Los Indios as elsewhere in Texas, the written terms — not the advertisement — are what count for its 1,009 residents.
What is available to Los Indios borrowers
At roughly 538 people per square mile, Los Indios is moderately settled; 35 larger places lie within 50 miles. Lenders licensed in Texas reach Los Indios's 1,009 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is San Benito, TX about 8 miles away.
The state rulebook for Los Indios
These are Texas's sourced lending facts as they reach Los Indios's 1,009 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Texas Office of Consumer Credit Commissioner (OCCC) Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Payday lending status | Legal via licensed credit access businesses (payday/title-loan brokers); the third-party lender itself is not licensed (Tex. Fin. Code ch. 393) Source says: the credit access business that serves as the broker is the licensee in this regulated industry | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Small-loan / installment lender licensing | License required for non-depository lenders charging more than 10% interest; Chapter 342 governs consumer loans (Tex. Fin. Code § 342.051) Source says: Non-depository lenders who engage in making, transacting, or collecting loans with a rate of interest greater than 10% must be licensed by the OCCC. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
Common questions
What are my options in Los Indios if my credit is poor?
What loan size can I expect in Los Indios?
Do I have to pledge anything to borrow in Los Indios?
Does comparing loans in Los Indios cost me credit score points?
Nearby places
- San Benito, TX — population 24,493
- La Feria, TX — population 6,758
- Harlingen, TX — population 71,510
- Palm Valley, TX — population 1,358
- Primera, TX — population 5,371
- Rancho Viejo, TX — population 2,848
- Combes, TX — population 3,171
- Mercedes, TX — population 16,732