Personal loans in Lorraine, KS

With roughly 134 residents, Lorraine is a small community, and the lending rules its borrowers live under are written in Kansas, not by the city. Work out your debt-to-income ratio first; lenders weigh it heavily, and Lorraine's 134 residents are no exception. When Kansas caps or restricts a product, lenders either change the terms or withdraw it from Lorraine as from the rest of the state. Borrowers who want a bigger city can look to Holyrood, KS about 5 miles away.

Where Lorraine stands

Lorraine is a small community; the notes below cover its population profile and the statewide rules that apply.

• Population: 134 residents; Lorraine is the 462nd-largest of 625 places in Kansas (US Census Bureau, Vintage 2023).
• Population trend: Down about 2.9% from the 2020 Census base to the 2023 estimate.
• Change in people: the 2020-to-2023 comparison is a loss of about 4 residents.
• Size percentile: Lorraine's 134 people outrank roughly 26% of the places in Kansas.
• Population density: 530 people per square mile on 0.3 square miles of land.
• By land area: Lorraine ranks 474th among Kansas's 625 places, at 0.3 sq mi.
• Share of Kansas: Lorraine holds about 0.0% of the state's population, some 134 people.
• National standing: Lorraine ranks 17,540th of 19,457 US places.
• Growth rank: Lorraine ranks 509th among Kansas's 625 places for the 2020-to-2023 change.
• Versus Kansas: the state average change is -1.0%, while Lorraine moved 2.9%.
• Density rank: Lorraine is the 421st most densely settled place in Kansas.
• Density vs Kansas: Lorraine's 530 people per square mile compare with a state median of 764.
• Location: it lies at 38.5690, -98.3173 in the Census Gazetteer.
• Nearest larger cities: Holyrood (5 mi); Bushton (6 mi); Geneseo (10 mi); Claflin (12 mi); Ellsworth (12 mi). Online lenders reach Lorraine no matter how far the nearest branch is.
• Nearest smaller towns: Frederick (5 mi); Raymond (21 mi); Alden (22 mi).
• Smaller neighbours: 23 places smaller than Lorraine sit within 50 miles.
• At 100 miles: 184 larger Census places fall inside that radius.

The Kansas lending rules that reach Lorraine

Read the table as a lender's compliance picture for Lorraine: the rule, the sourced figure, the publisher and the date.

Lorraine on the map

Lorraine's land area is roughly 0.3 square miles, and the Gazetteer records no significant water area within it. With 134 residents, the land area yields roughly 530 people per square mile. For the state's biggest city, Wichita, the distance is roughly 80 miles. A 50-mile radius around Lorraine takes in 47 places that are larger. The 100-mile radius contains 184 larger places.

How a Lorraine personal loan is priced

With roughly 134 residents, Lorraine is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Two numbers drive a Lorraine loan: the APR, which includes fees, and the term, which decides how long you keep paying. The term you choose in Lorraine decides the split between a comfortable payment and the total interest you pay.

Getting a loan in Lorraine

Lorraine is moderately settled, with about 530 people per square mile and 47 larger places within 50 miles. Distance to a branch rarely matters for Lorraine's 134 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Holyrood, KS about 5 miles away.

Lorraine's place among Kansas's 625 places

Among Kansas's 625 places, Lorraine sits at 462nd for population, a share of roughly 0.0% of the state. Its 2020-to-2023 change ranks 509th of 625 Kansas places, putting it near the 19th percentile for growth. By density, at about 530 people per square mile, it ranks 421st in Kansas. Between 2020 and 2023 the count changed by roughly 4 residents.