Personal loans in Lordstown, OH

Work out your debt-to-income ratio first; lenders weigh it heavily, and Lordstown's 3,321 residents are no exception. A single loan can carry different costs on either side of a state line, and Lordstown sits on the Ohio side of that line. Population in Lordstown dropped about 0.2% over the three years from 2020 to 2023. For a bigger market, look to Warren, OH about 5 miles away.

Local context for Lordstown

Two layers matter for a Lordstown borrower: the local population picture and Ohio's consumer-lending statutes.

• Population: 3,321 residents; Lordstown is the 316th-largest of 924 places in Ohio (US Census Bureau, Vintage 2023).
• Population trend: A decline of about 0.2% across the 2020-to-2023 comparison.
• Change in people: the 2020-to-2023 comparison is a loss of about 8 residents.
• Size percentile: bigger than about 66% of the places in Ohio, with 3,321 residents in Lordstown.
• Population density: 143 people per square mile on 23.2 square miles of land.
• By land area: Lordstown ranks 27th among Ohio's 924 places, at 23.2 sq mi.
• Within Ohio: about 0.0% of the state's population lives in Lordstown.
• National rank: Lordstown sits 5,971st by population among the 19,457 places in this dataset.
• Growth rank: Lordstown's 2020-to-2023 change ranks 295th of 924 places in Ohio.
• Versus Ohio: the state average change is +0.9%, while Lordstown moved 0.2%.
• Density rank: Lordstown places 909th among Ohio's places by people per square mile.
• Density in context: Lordstown's 143 people per square mile sit against a Ohio median of 1,289.
• Location: mapped by the US Census Bureau at 41.1710, -80.8663.
• Nearest larger cities: Warren (5 mi); Newton Falls (5 mi); Niles (6 mi); Girard (9 mi); Canfield (11 mi). Online lenders reach Lordstown no matter how far the nearest branch is.
• Smaller towns nearby: Craig Beach (7 mi); McDonald (7 mi); Windham (10 mi).
• Smaller neighbours: 131 places smaller than Lordstown sit within 50 miles.
• Larger places within 100 miles: 237.

How personal loans work in Lordstown

A Lordstown personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 3,321 residents. The APR tracks your credit score rather than Lordstown's rank of 316th in Ohio: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Shortening the term on a Lordstown loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

What to do before borrowing in Lordstown

Before you hand your details to a lender in Lordstown, where the population is near 3,321:

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Gather at least three pre-qualified offers and line up the APR, not the headline rate.
4. Check the Ohio regulator's records to confirm the lender is licensed here.
5. If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
6. Read the disclosure for an origination fee and any prepayment penalty before signing.
7. Make sure the new payment leaves room in a budget you already keep.

None of these steps is Lordstown-specific: the same Ohio licensing and disclosure rules reach all 3,321 residents.

Lordstown: area, density and distance

Inside Lordstown's boundaries lie about 23.2 square miles of land, with no significant water area recorded. The resulting density is about 143 people per square mile. For the state's biggest city, Columbus, the distance is roughly 138 miles. Counting outward 50 miles, 110 larger communities surround Lordstown. The 100-mile radius contains 237 larger places.

The state rulebook for Lordstown

Every row below records a Ohio rule, its publisher and its retrieval date — the same rules a Lordstown lender must follow.

How Lordstown compares across Ohio

Within Ohio, Lordstown holds roughly 0.0% of all residents, the 316th-largest share among 924 places. On the 2020-to-2023 trend, Lordstown stands 295th among Ohio's 924 places — roughly the 68th percentile. Its roughly 143 residents per square mile place it 909th among Ohio's places. Within 50 miles sit 131 smaller Census places, alongside the 110 that are larger.