Personal loans in Lone Tree, IA

The Lone Tree data picture

Two layers matter for a Lone Tree borrower: the local population picture and Iowa's consumer-lending statutes.

• Population: the Census counts 1,336 residents in Lone Tree (Vintage 2023 subcounty estimate), the 226th-largest figure among Iowa's 940 places.
• Population trend: The 2020-to-2023 change is negative, near 1.3%.
• Absolute change: 17 residents lost between 2020 and 2023.
• Size percentile: with 1,336 residents, Lone Tree is larger than about 76% of Iowa's Census places.
• Population density: 1,252 people per square mile on 1.1 square miles of land.
• Land area: Lone Tree covers 1.1 square miles, the 362nd-largest area among Iowa's 940 places.
• Share of Iowa: Lone Tree holds about 0.1% of the state's population, some 1,336 people.
• National standing: Lone Tree ranks 9,146th of 19,457 US places.
• Growth rank: Lone Tree's 2020-to-2023 change ranks 472nd of 940 places in Iowa.
• State comparison: Iowa's places average -0.7% for 2020-to-2023, against Lone Tree's 1.3%.
• Density in Iowa: Lone Tree ranks 144th by people per square mile.
• Against the state median: Lone Tree runs about 1,252 residents per square mile, where the Iowa median is 672.
• Location: latitude 41.4859, longitude -91.4267 (Census Gazetteer).
• Nearest larger cities: West Liberty (10 mi); Iowa City (13 mi); West Branch (13 mi); Kalona (14 mi); Columbus Junction (15 mi). For most borrowers the comparison happens online, not at a branch.
• Smaller towns nearby: Nichols (6 mi); Hills (7 mi); Riverside (8 mi).
• Smaller neighbours: 109 places smaller than Lone Tree sit within 50 miles.
• At 100 miles: 142 larger Census places fall inside that radius.

Lone Tree in state context

Lone Tree is the 226th-largest of 940 Census places in Iowa and contains about 0.1% of the state's people. On the 2020-to-2023 trend, Lone Tree stands 472nd among Iowa's 940 places — roughly the 50th percentile. At about 1,252 people per square mile, Lone Tree is the 144th most densely settled place in Iowa. Between 2020 and 2023 the count changed by roughly 17 residents.

The anatomy of a Lone Tree personal loan

In Lone Tree, a small community of about 1,336, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The APR tracks your credit score rather than Lone Tree's rank of 226th in Iowa: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Because the payment is fixed, the total cost of a Lone Tree loan is knowable in advance — unlike a revolving card balance.

Where Lone Tree sits

Lone Tree's land area is roughly 1.1 square miles, and the Gazetteer records no significant water area within it. The resulting density is about 1,252 people per square mile. For the state's biggest city, Des Moines, the distance is roughly 113 miles. Within 50 miles of Lone Tree there are 46 larger Census places. Within the same 50 miles lie 109 smaller Census places.

What is available to Lone Tree borrowers

Lone Tree is moderately settled, with about 1,252 people per square mile and 46 larger places within 50 miles. Whether Lone Tree has a local branch or not, a Iowa-licensed lender can serve its 1,336 people online on the same terms. For a larger market, the closest option is West Liberty, IA about 10 miles away.

The Iowa lending rules that reach Lone Tree

The rows below set out what a licensed lender must follow in Iowa, and so for Lone Tree's roughly 1,336 residents.