Personal loans in Logan, UT
By population, Logan sits at 16th in Utah, with an estimated 55,250 residents. From the 2020 Census base to the 2023 estimate, the population rose by about 4.6%.
A lender serving Logan holds a Utah licence and answers to a Utah regulator; no city office is involved for its 55,250 residents. To lend to Logan's 55,250 residents, a company must hold a Utah licence, and each sourced row below names the regulator behind it. If debt is already a strain, a nonprofit credit counsellor can help Logan residents before they take on more. The next larger city is Ogden, UT about 36 miles away.
Logan: the sourced local profile
Here is the sourced Census picture for Logan, plus the Utah lending rules that apply to a loan taken out here.
- Population: about 55,250 people live here, which puts Logan 16th of 255 Census places in Utah (Vintage 2023).
- Population trend: Roughly 4.6% more residents than the 2020 Census counted.
- Net change: roughly 2,444 more people than the 2020 Census counted.
- Size percentile: about 94% of Utah's Census places are smaller than Logan.
- Population density: 3,055 people per square mile on 18.1 square miles of land.
- By land area: Logan ranks 38th among Utah's 255 places, at 18.1 sq mi.
- Water area rank: Logan ranks 8th among Utah's 255 places, with 0.59 sq mi.
- Share of state population: Logan's 55,250 residents are about 1.7% of Utah.
- Nationally: Logan is the 722nd-largest of 19,457 Census places in the dataset.
- Growth rank: Logan ranks 113th among Utah's 255 places for the 2020-to-2023 change.
- State comparison: Utah's places average +5.3% for 2020-to-2023, against Logan's 4.6%.
- Density rank: Logan places 31st among Utah's places by people per square mile.
- Density vs Utah: Logan's 3,055 people per square mile compare with a state median of 705.
- Location: latitude 41.7403, longitude -111.8418 (Census Gazetteer).
- Nearest larger cities: Ogden (36 mi); Layton (46 mi); Salt Lake City (67 mi); Millcreek (73 mi); West Valley City (73 mi). A branch is convenient; it is not what sets your APR.
- Nearest smaller towns: River Heights (2 mi); Providence (3 mi); North Logan (3 mi).
- Smaller neighbours: 74 places smaller than Logan sit within 50 miles.
- Larger places within 100 miles: 14.
How Logan compares across Utah
Among Utah's 255 places, Logan sits at 16th for population, a share of roughly 1.7% of the state. Its 2020-to-2023 change ranks 113th of 255 Utah places, putting it near the 56th percentile for growth. Its roughly 3,055 residents per square mile place it 31st among Utah's places. By land area, its 18.1 square miles rank 38th of 255 places in Utah.
What is available to Logan borrowers
Logan is fairly dense, with about 3,055 people per square mile and 2 larger places within 50 miles. Lenders licensed in Utah reach Logan's 55,250 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Ogden, UT about 36 miles away.
What shapes a Logan personal loan
Most loans made to Logan's 55,250 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Two numbers drive a Logan loan: the APR, which includes fees, and the term, which decides how long you keep paying. The term you choose in Logan decides the split between a comfortable payment and the total interest you pay.
The Utah lending rules that reach Logan
This table holds the Utah rate and licensing rules for consumer loans made to Logan's 55,250 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Utah Department of Financial Institutions (DFI) Source says: The Department of Financial Institutions regulates 19 banks, 22 credit unions, 17 industrial banks and 1 trust company. | Utah Department of Financial Institutions (DFI) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | No general cap — parties may agree to any rate; 10% per annum legal rate if no rate is specified (Utah Code § 15-1-1) Source says: The parties to a lawful written, verbal, or implied contract may agree upon any rate of interest for the contract | Utah State Legislature as of 2026-09-16 |
| Payday lending status | Legal; deferred deposit lenders must register with the Utah DFI (Utah Code Title 7, ch. 23) Source says: It is unlawful for a person to engage in the business of cashing checks or the business of deferred deposit lending in Utah | Utah State Legislature as of 2026-09-16 |
Where Logan sits
The Census Gazetteer records 18.1 square miles of land and 0.59 square miles of water within Logan. That land carries about 3,055 people per square mile. Salt Lake City, the largest place in Utah, is about 67 miles from Logan. Counting outward 50 miles, 2 larger communities surround Logan. Within the same 50 miles lie 74 smaller Census places.
Common questions
What are my options in Logan if my credit is poor?
What loan size can I expect in Logan?
Do I have to pledge anything to borrow in Logan?
Does comparing loans in Logan cost me credit score points?
Nearby places
- River Heights, UT — population 2,180
- Providence, UT — population 9,267
- North Logan, UT — population 11,711
- Millville, UT — population 2,468
- Nibley, UT — population 8,271
- Hyde Park, UT — population 5,677
- Smithfield, UT — population 14,726
- Hyrum, UT — population 10,849