Personal loans in Lodi, WI
A lender serving Lodi holds a Wisconsin licence and answers to a Wisconsin regulator; no city office is involved for its 3,199 residents. Judge Lodi offers on total cost, not on how quickly the money arrives. Lodi ranks 208th of 605 places in Wisconsin, with a population near 3,199. To lend to Lodi's 3,199 residents, a company must hold a Wisconsin licence, and each sourced row below names the regulator behind it. From the 2020 Census base to the 2023 estimate, the population rose by about 0.2%. Borrowers who want a bigger city can look to Prairie du Sac, WI about 10 miles away.
Lodi: population, trend and location
Set out below is Lodi's local context next to the state-level rules that reach every lender here.
- Population: 3,199 — Lodi ranks 208th of 605 communities in Wisconsin (US Census Bureau, Vintage 2023).
- Population trend: The 2020-to-2023 change is positive, near 0.2%.
- People gained or lost: about 5 more since the 2020 base.
- Size percentile: Lodi sits ahead of around 66% of Wisconsin places, at 3,199 people.
- Population density: 1,853 people per square mile on 1.7 square miles of land.
- Land area: Lodi covers 1.7 square miles, the 354th-largest area among Wisconsin's 605 places.
- State population share: Lodi accounts for about 0.1% of everyone in Wisconsin.
- Nationally: Lodi is the 6,073rd-largest of 19,457 Census places in the dataset.
- Growth in Wisconsin: Lodi stands 245th by percentage change from 2020 to 2023, among 605 places.
- State comparison: Wisconsin's places average +0.4% for 2020-to-2023, against Lodi's 0.2%.
- Density rank: Lodi is the 76th most densely settled place in Wisconsin.
- Against the state median: Lodi runs about 1,853 residents per square mile, where the Wisconsin median is 800.
- Location: it lies at 43.3155, -89.5399 in the Census Gazetteer.
- Nearest larger cities: Prairie du Sac (10 mi); Sauk City (10 mi); Waunakee (10 mi); DeForest (12 mi); Windsor (14 mi). Living near a larger metro rarely changes what is available in Lodi.
- Smaller communities within reach: Dane (5 mi); Merrimac (6 mi); Arlington (9 mi).
- Smaller neighbours: 80 places smaller than Lodi sit within 50 miles.
- Larger places within 100 miles: 198.
Getting a loan in Lodi
Lodi is moderately settled, with about 1,853 people per square mile and 41 larger places within 50 miles. What is available to Lodi's 3,199 borrowers is set by Wisconsin licensing and your own credit, not by how many branches are nearby. The nearest bigger place is Prairie du Sac, WI about 10 miles away.
The Wisconsin lending rules that reach Lodi
Every row below records a Wisconsin rule, its publisher and its retrieval date — the same rules a Lodi lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
| Payday lending status | Legal and licensed by the DFI Division of Banking; statewide database tracking (Wis. Stat. § 138.14) Source says: "Licensee" means a person holding a license issued by the division under sub. (5) | Wisconsin State Legislature as of 2026-09-16 |
| Small-loan / installment lender licensing | Licensed lender license required from the Division of Banking (Wis. Stat. § 138.09) Source says: Before any person may do business under this section, that person shall first obtain a license from the division. | Wisconsin State Legislature as of 2026-09-16 |
What shapes a Lodi personal loan
With roughly 3,199 residents, Lodi is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The rate you see advertised is a range, not a promise, until a lender reviews your file in Lodi. The term you choose in Lodi decides the split between a comfortable payment and the total interest you pay.
Lodi on the map
The Census Gazetteer records about 1.7 square miles of land within Lodi, with no significant water area listed. That land carries about 1,853 people per square mile. Milwaukee, the largest place in Wisconsin, is about 81 miles from Lodi. Lodi has 41 larger places within a 50-mile radius. By land area it ranks 354th of 605 Wisconsin places.
Lodi against the rest of Wisconsin
Among Wisconsin's 605 places, Lodi sits at 208th for population, a share of roughly 0.1% of the state. On the 2020-to-2023 trend, Lodi stands 245th among Wisconsin's 605 places — roughly the 60th percentile. By density, at about 1,853 people per square mile, it ranks 76th in Wisconsin. In land area, Lodi ranks 354th among Wisconsin's 605 places.
Common questions
What are my options in Lodi if my credit is poor?
What loan size can I expect in Lodi?
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Does comparing loans in Lodi cost me credit score points?
Nearby places
- Dane, WI — population 1,088
- Merrimac, WI — population 518
- Poynette, WI — population 2,558
- Waunakee, WI — population 15,152
- Arlington, WI — population 834
- Prairie du Sac, WI — population 4,370
- Sauk City, WI — population 3,475
- Middleton, WI — population 22,967