Personal loans in Livonia, MI

Begin with the payment, then weigh APR and total interest across the lenders that reach Livonia's 92,185 residents. By population, Livonia sits at 8th in Michigan, with an estimated 92,185 residents. A single loan can carry different costs on either side of a state line, and Livonia sits on the Michigan side of that line. Population in Livonia dropped about 3.5% over the three years from 2020 to 2023. The nearest larger metro is Dearborn, MI about 10 miles away.

Borrowing in Livonia: the local picture

Only a few things actually differ by place — population, area, location, and the Michigan rules a lender must follow — and they are below.

• Population: 92,185 residents; Livonia is the 8th-largest of 533 places in Michigan (US Census Bureau, Vintage 2023).
• Population trend: The 2020-to-2023 change is negative, near 3.5%.
• Change in people: the 2020-to-2023 comparison is a loss of about 3,344 residents.
• Size percentile: with 92,185 residents, Livonia is larger than about 98% of Michigan's Census places.
• Population density: about 2,583 people per square mile (Census land area 35.7 sq mi).
• By land area: Livonia ranks 6th among Michigan's 533 places, at 35.7 sq mi.
• Water area: Livonia has 0.16 square miles of water, ranking 124th of 533 places in Michigan.
• Share of state population: Livonia's 92,185 residents are about 1.8% of Michigan.
• National rank: Livonia sits 365th by population among the 19,457 places in this dataset.
• Growth in Michigan: Livonia stands 506th by percentage change from 2020 to 2023, among 533 places.
• State comparison: Michigan's places average -0.3% for 2020-to-2023, against Livonia's 3.5%.
• Density rank: Livonia is the 82nd most densely settled place in Michigan.
• Density vs Michigan: Livonia's 2,583 people per square mile compare with a state median of 1,078.
• Location: latitude 42.3972, longitude -83.3723 (Census Gazetteer).
• Nearest larger cities: Dearborn (10 mi); Detroit (14 mi); Warren (19 mi); Ann Arbor (20 mi); Sterling Heights (22 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Smaller communities within reach: Farmington (4 mi); Plymouth (5 mi); Garden City (5 mi).
• Within a 50-mile radius: 136 smaller Census places.
• Larger places within 100 miles: 7.

How a Livonia personal loan is priced

A Livonia personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 92,185 residents. Two numbers drive a Livonia loan: the APR, which includes fees, and the term, which decides how long you keep paying. A longer term lowers the monthly payment on a Livonia loan but raises total interest, so the smallest payment is not the cheapest loan.

The state rulebook for Livonia

When Michigan does not publish a figure, the row links to the source instead of inventing a number; Livonia is bound by the same rules.

Livonia in state context

Livonia is the 8th-largest of 533 Census places in Michigan and contains about 1.8% of the state's people. Its 2020-to-2023 change ranks 506th of 533 Michigan places, putting it near the 5th percentile for growth. By density, at about 2,583 people per square mile, it ranks 82nd in Michigan. Between 2020 and 2023 the count changed by roughly 3,344 residents.

Borrowing reach in Livonia

With about 2,583 residents per square mile, Livonia is fairly dense, and 5 larger Census places sit within 50 miles. Whether Livonia has a local branch or not, a Michigan-licensed lender can serve its 92,185 people online on the same terms. For a larger market, the closest option is Dearborn, MI about 10 miles away.

Where Livonia sits

Livonia's land area is about 35.7 square miles; a further 0.16 square miles is water. Spread across it are roughly 2,583 residents per square mile. The state's population centre of gravity, Detroit, is roughly 14 miles away. A 50-mile radius around Livonia takes in 5 places that are larger. The 100-mile radius contains 7 larger places.