Personal loans in Little River, KS
At about 465 residents, Little River is larger than roughly 56% of the places in Kansas. Little River is a small community of about 465 residents, and a personal loan taken out here is governed by Kansas statute.
For a community of about 465, the practical step is to compare APR across at least three lenders before committing. Which products a lender may offer to Little River's 465 residents follows from the Kansas consumer-lending framework. Population in Little River dropped about 1.9% over the three years from 2020 to 2023. The closest larger place is Lyons, KS about 11 miles away.
Little River: population, trend and location
Here is the sourced Census picture for Little River, plus the Kansas lending rules that apply to a loan taken out here.
- Population: 465 residents; Little River is the 278th-largest of 625 places in Kansas (US Census Bureau, Vintage 2023).
- Population trend: Lower by roughly 1.9% since the 2020 count.
- Absolute change: 9 residents lost between 2020 and 2023.
- Size percentile: roughly 56% of Kansas places rank below Little River.
- Population density: about 1,192 people per square mile across 0.4 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area: Little River covers 0.4 square miles, the 371st-largest area among Kansas's 625 places.
- State share: roughly 0.0% of Kansas's residents live in Little River (465 people).
- National rank: Little River is the 13,472nd most populous of the 19,457 Census places covered here.
- Growth in Kansas: Little River stands 396th by percentage change from 2020 to 2023, among 625 places.
- Against the state trend: Little River's 1.9% change compares with a Kansas average of -1.0% across its 625 places.
- Density in Kansas: Little River ranks 158th by people per square mile.
- Against the state median: Little River runs about 1,192 residents per square mile, where the Kansas median is 764.
- Location: 38.3982, -98.0149 (Census Gazetteer coordinates).
- Nearest larger cities: Lyons (11 mi); Marquette (15 mi); Sterling (17 mi); Inman (17 mi); Nickerson (18 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Smaller communities within reach: Windom (6 mi); Geneseo (11 mi); Frederick (16 mi).
- Smaller places within 50 miles: 39 of them.
- At 100 miles: 111 larger Census places fall inside that radius.
Little River against the rest of Kansas
Set beside Kansas's 625 places, Little River ranks 278th by population and holds about 0.0% of the state total. For population change between 2020 and 2023, Little River ranks 396th of 625 in Kansas (about the 37th percentile). At about 1,192 people per square mile, Little River is the 158th most densely settled place in Kansas. In land area, Little River ranks 371st among Kansas's 625 places.
Land, water and location for Little River
Little River covers about 0.4 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. The resulting density is about 1,192 people per square mile. The state's population centre of gravity, Wichita, is roughly 61 miles away. Counting outward 50 miles, 38 larger communities surround Little River. Within the same 50 miles lie 39 smaller Census places.
How lenders reach Little River
At roughly 1,192 people per square mile, Little River is moderately settled; 38 larger places lie within 50 miles. What is available to Little River's 465 borrowers is set by Kansas licensing and your own credit, not by how many branches are nearby. The nearest larger city, Lyons, KS about 11 miles away.
Kansas consumer-lending rules applied in Little River
These are Kansas's sourced lending facts as they reach Little River's 465 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Kansas Office of the State Bank Commissioner (OSBC) Source says: "The Office of the State Bank Commissioner regulates all state-chartered banks, trust companies, mortgage businesses, supervised lenders, credit service organizations, earned wage access service providers, and money transmitters". | Kansas Office of the State Bank Commissioner as of 2026-09-16 |
| Payday lending status | Permitted under license (payday cash advances of $500 or less; charge capped at 15%) Source says: "a licensed or supervised lender may charge an amount not to exceed 15% of the amount of the cash advance". | Kansas Office of the Revisor of Statutes as of 2026-09-16 |
| Small-loan / installment lender licensing | Supervised lender license required (supervised loans) Source says: "Unless a person is exempt from licensing ... such person shall not engage in the business of: (a) Making supervised loans". | Kansas Office of the Revisor of Statutes as of 2026-09-16 |
The Little River borrowing checklist
For Little River's roughly 465 residents, these are the steps that most influence the offer:
- Pull your credit reports first and correct any error before a lender sees the file.
- Test your amount and term in the personal loan calculator first.
- Line up several pre-qualified offers and let the APR decide.
- Confirm the Kansas licence with the regulator named above before committing.
- Weigh a shorter term's higher payment against the interest it saves.
- Keep the amount to the expense; an approval is not a reason to take more.
- Write down the purpose of the loan and your repayment plan before you apply.
What differs between Little River and the rest of Kansas is not the process but the borrower's own file, among the 465 people here.
Common questions
What are my options in Little River if my credit is poor?
What loan size can I expect in Little River?
Do I have to pledge anything to borrow in Little River?
Does comparing loans in Little River cost me credit score points?
Nearby places
- Windom, KS — population 89
- Geneseo, KS — population 228
- Lyons, KS — population 3,498
- Marquette, KS — population 592
- The Highlands, KS — population 347
- Nickerson, KS — population 1,053
- Sterling, KS — population 2,275
- Frederick, KS — population 10