Personal loans in Lisbon, ND

From the 2020 Census base to the 2023 estimate, the population declined by about 1.3%. Lisbon ranks 23rd of 355 places in North Dakota, with a population near 2,173. Decide the purpose of the loan and your repayment plan before sharing any details with a Lisbon lender. Rate ceilings, licensing requirements and product limits for Lisbon are all set at the North Dakota level. The nearest larger city is Valley City, ND about 37 miles away.

What the Census records for Lisbon

Most of what governs a Lisbon loan is written in North Dakota law rather than in the city; the sourced notes below make that split concrete.

• Population: 2,173 people, a figure that places Lisbon 23rd among the 355 Census places in North Dakota (US Census Bureau, Vintage 2023).
• Population trend: A decline of about 1.3% across the 2020-to-2023 comparison.
• Change in people: the 2020-to-2023 comparison is a loss of about 29 residents.
• Size percentile: roughly 94% of North Dakota's places have fewer residents than Lisbon's 2,173.
• Population density: about 948 people per square mile across 2.3 square miles of land (Census Gazetteer area, Vintage 2023 population).
• By land area: Lisbon ranks 33rd among North Dakota's 355 places, at 2.3 sq mi.
• Share of North Dakota: Lisbon holds about 0.4% of the state's population, some 2,173 people.
• National rank: Lisbon is 7,331st of 19,457 places nationwide.
• Growth rank: Lisbon ranks 135th among North Dakota's 355 places for the 2020-to-2023 change.
• State comparison: North Dakota's places average -1.2% for 2020-to-2023, against Lisbon's 1.3%.
• Density rank: Lisbon places 59th among North Dakota's places by people per square mile.
• Density vs North Dakota: Lisbon's 948 people per square mile compare with a state median of 352.
• Location: 46.4390, -97.6844 (US Census Bureau Gazetteer).
• Nearest larger cities: Valley City (37 mi); Casselton (39 mi); Horace (43 mi); West Fargo (47 mi); Fargo (50 mi). A branch is convenient; it is not what sets your APR.
• Smaller places close by: Elliott (7 mi); Fort Ransom (13 mi); Enderlin (13 mi).
• Smaller neighbours: 60 places smaller than Lisbon sit within 50 miles.
• Larger places within 100 miles: 18.

Lisbon in state context

Among North Dakota's 355 places, Lisbon sits at 23rd for population, a share of roughly 0.4% of the state. On the 2020-to-2023 trend, Lisbon stands 135th among North Dakota's 355 places — roughly the 62th percentile. At about 948 people per square mile, Lisbon is the 59th most densely settled place in North Dakota. Between 2020 and 2023 the count changed by roughly 29 residents.

The geography behind Lisbon

The Census Gazetteer records about 2.3 square miles of land within Lisbon, with no significant water area listed. That land carries about 948 people per square mile. The state's population centre of gravity, Fargo, is roughly 50 miles away. Within 50 miles of Lisbon there are 4 larger Census places. The 100-mile radius contains 18 larger places.

North Dakota consumer-lending rules applied in Lisbon

When North Dakota does not publish a figure, the row links to the source instead of inventing a number; Lisbon is bound by the same rules.

Borrowing reach in Lisbon

With about 948 residents per square mile, Lisbon is moderately settled, and 4 larger Census places sit within 50 miles. What is available to Lisbon's 2,173 borrowers is set by North Dakota licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Valley City, ND about 37 miles away.

What shapes a Lisbon personal loan

A Lisbon personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 2,173 residents. The APR tracks your credit score rather than Lisbon's rank of 23rd in North Dakota: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Because the payment is fixed, the total cost of a Lisbon loan is knowable in advance — unlike a revolving card balance.