Personal loans in Linn Grove, IA
At about 154 residents, Linn Grove is larger than roughly 22% of the places in Iowa. A 2020-to-2023 comparison shows Linn Grove down by about 4.9%.
A lender serving Linn Grove holds a Iowa licence and answers to a Iowa regulator; no city office is involved for its 154 residents. Lenders active in Linn Grove report to a Iowa supervisor, identified in the sourced rows below. Pull your credit reports and line up at least three offers before you apply from Linn Grove. For a bigger market, look to Sioux Rapids, IA about 5 miles away.
Where Linn Grove stands
Here is the sourced Census picture for Linn Grove, plus the Iowa lending rules that apply to a loan taken out here.
- Population: a Census-estimated 154, 731st among Iowa's 940 places (Vintage 2023).
- Population trend: A loss of roughly 4.9% between 2020 and 2023.
- Absolute change: 8 residents lost between 2020 and 2023.
- Size percentile: Linn Grove sits ahead of around 22% of Iowa places, at 154 people.
- Density: the Census land area of 0.6 sq mi holds about 276 people per square mile.
- Land area: Linn Grove covers 0.6 square miles, the 616th-largest area among Iowa's 940 places.
- Water area: Linn Grove has 0.03 square miles of water, ranking 114th of 940 places in Iowa.
- Share of Iowa: Linn Grove holds about 0.0% of the state's population, some 154 people.
- National standing: Linn Grove ranks 17,235th of 19,457 US places.
- Growth rank: Linn Grove ranks 929th among Iowa's 940 places for the 2020-to-2023 change.
- Versus Iowa: the state average change is -0.7%, while Linn Grove moved 4.9%.
- Density in Iowa: Linn Grove ranks 756th by people per square mile.
- Density vs Iowa: Linn Grove's 276 people per square mile compare with a state median of 672.
- Location: 42.8939 / -95.2436, per the US Census Bureau Gazetteer.
- Nearest larger cities: Sioux Rapids (5 mi); Peterson (5 mi); Rembrandt (6 mi); Royal (12 mi); Marathon (13 mi). Larger metros often have more branches, but online lenders reach Linn Grove on the same terms.
- Smaller communities within reach: Rossie (9 mi); Greenville (10 mi); Truesdale (12 mi).
- Smaller places within 50 miles: 29 of them.
- At 100 miles: 369 larger Census places fall inside that radius.
Where Linn Grove sits
Linn Grove's land area is about 0.6 square miles; a further 0.03 square miles is water. The resulting density is about 276 people per square mile. The state's population centre of gravity, Des Moines, is roughly 124 miles away. Within 50 miles of Linn Grove there are 91 larger Census places. By land area it ranks 616th of 940 Iowa places.
Where Linn Grove sits in Iowa
Against Iowa's other places, Linn Grove accounts for about 0.0% of the state's population and ranks 731st of 940 by size. On the 2020-to-2023 trend, Linn Grove stands 929th among Iowa's 940 places — roughly the 1th percentile. Its roughly 276 residents per square mile place it 756th among Iowa's places. By land area, its 0.6 square miles rank 616th of 940 places in Iowa.
How lenders reach Linn Grove
Linn Grove is a lightly settled community of about 154 people, with 91 larger places inside a 50-mile radius. Lenders licensed in Iowa reach Linn Grove's 154 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Sioux Rapids, IA about 5 miles away.
Iowa rules behind a Linn Grove personal loan
This table holds the Iowa rate and licensing rules for consumer loans made to Linn Grove's 154 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Iowa Division of Banking (IDOB), Iowa Department of Insurance and Financial Services Source says: "As part of the 2023 state government realignment, the IDOB became part of a new Department of Insurance and Financial Services". | Iowa Division of Banking as of 2026-09-16 |
| Payday lending status | Permitted under license (delayed deposit services; must be physically located in Iowa) Source says: "A person shall not operate a delayed deposit services business in this state unless the person is physically located in this state and licensed by the superintendent". | Iowa Legislature (Iowa Code) as of 2026-09-16 |
| Small-loan / installment lender licensing | Regulated Loan Act license required (superintendent of banking) Source says: "shall not engage in the business of making loans ... without first obtaining a license from the superintendent of banking". | Iowa Legislature (Iowa Code) as of 2026-09-16 |
How personal loans work in Linn Grove
In Linn Grove, a small community of about 154, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Federal Truth in Lending rules require a Linn Grove lender to disclose the APR and finance charge before you sign. Because the payment is fixed, the total cost of a Linn Grove loan is knowable in advance — unlike a revolving card balance.
Common questions
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Nearby places
- Sioux Rapids, IA — population 718
- Peterson, IA — population 319
- Rembrandt, IA — population 201
- Rossie, IA — population 47
- Greenville, IA — population 68
- Royal, IA — population 380
- Truesdale, IA — population 63
- Alta, IA — population 2,018