Personal loans in Lime Ridge, WI

At about 155 residents, Lime Ridge is larger than roughly 3% of the places in Wisconsin. For a borrower among the roughly 155 residents of Lime Ridge, a personal loan is a tool whose cost turns on the terms, not the address.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

A 2020-to-2023 comparison shows Lime Ridge down by about 2.5%. Decide the purpose of the loan and your repayment plan before sharing any details with a Lime Ridge lender. When Wisconsin caps or restricts a product, lenders either change the terms or withdraw it from Lime Ridge as from the rest of the state. The nearest larger metro is Cazenovia, WI about 5 miles away.

Borrowing in Lime Ridge: the local picture

What follows is Lime Ridge's place in the Census record, alongside the Wisconsin rules that govern a personal loan made here.

A practical checklist for Lime Ridge borrowers

A sensible order of operations for a loan in Lime Ridge, home to about 155 people:

  1. Get your credit reports, dispute what is wrong, and only then start shopping.
  2. Test your amount and term in the personal loan calculator first.
  3. Line up several pre-qualified offers and let the APR decide.
  4. Confirm the lender holds a Wisconsin licence by checking the regulator named above.
  5. Keep the amount to the expense; an approval is not a reason to take more.
  6. Be clear on what the loan is for and how it gets repaid.
  7. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.

In Lime Ridge as elsewhere in Wisconsin, the written terms — not the advertisement — are what count for its 155 residents.

Lender access in Lime Ridge

Lime Ridge is a lightly settled community of about 155 people, with 98 larger places inside a 50-mile radius. What is available to Lime Ridge's 155 borrowers is set by Wisconsin licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Cazenovia, WI about 5 miles away.

Where Lime Ridge sits

Inside Lime Ridge's boundaries lie about 1.0 square miles of land, with no significant water area recorded. That land carries about 155 people per square mile. Milwaukee, the largest place in Wisconsin, is about 114 miles from Lime Ridge. A 50-mile radius around Lime Ridge takes in 98 places that are larger. Within the same 50 miles lie 8 smaller Census places.

The state rulebook for Lime Ridge

This table holds the Wisconsin rate and licensing rules for consumer loans made to Lime Ridge's 155 residents.

RuleDetailSource
State lending regulatorWisconsin Department of Financial Institutions (DFI), Division of Banking
Source says: "Department" means the department of financial institutions
Wisconsin State Legislature
as of 2026-09-16
Small-loan / installment lender licensingLicensed lender license required from the Division of Banking (Wis. Stat. § 138.09)
Source says: Before any person may do business under this section, that person shall first obtain a license from the division.
Wisconsin State Legislature
as of 2026-09-16
Maximum legal interest rate (usury cap)12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a))
Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance
Wisconsin State Legislature
as of 2026-09-16

How Lime Ridge compares across Wisconsin

Set beside Wisconsin's 605 places, Lime Ridge ranks 584th by population and holds about 0.0% of the state total. For population change between 2020 and 2023, Lime Ridge ranks 542nd of 605 in Wisconsin (about the 10th percentile). At about 155 people per square mile, Lime Ridge is the 567th most densely settled place in Wisconsin. The population moved by about 4 people between 2020 and 2023, a 2.5% shift.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Lime Ridge if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Lime Ridge is the same as anywhere in Wisconsin.
What loan size can I expect in Lime Ridge?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Lime Ridge?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Lime Ridge cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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