Personal loans in Lillie, LA
A lender serving Lillie holds a Louisiana licence and answers to a Louisiana regulator; no city office is involved for its 108 residents.
If debt is already a strain, a nonprofit credit counsellor can help Lillie residents before they take on more. Lillie is one of 302 Census places in Louisiana; its 108 residents put it at 296th. For the 108 people in Lillie, Louisiana runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. The 2020 count to the 2023 estimate shows about 1.8% decline in Lillie. The nearest larger city is Spearsville, LA about 4 miles away.
Local context for Lillie
Only a few things actually differ by place — population, area, location, and the Louisiana rules a lender must follow — and they are below.
- Population: the Census counts 108 residents in Lillie (Vintage 2023 subcounty estimate), the 296th-largest figure among Louisiana's 302 places.
- Population trend: A decline of about 1.8% across the 2020-to-2023 comparison.
- Net change: roughly 2 fewer people than the 2020 Census counted.
- Size percentile: about 2% of Louisiana communities are smaller than Lillie (108 residents).
- Density: the Census land area of 1.9 sq mi holds about 56 people per square mile.
- Land area: Lillie covers 1.9 square miles, the 186th-largest area among Louisiana's 302 places.
- Water: Lillie holds about 0.01 square miles, the 141st-largest water area in Louisiana.
- Within Louisiana: about 0.0% of the state's population lives in Lillie.
- National rank: Lillie is the 17,996th most populous of the 19,457 Census places covered here.
- Growth rank: Lillie ranks 102nd among Louisiana's 302 places for the 2020-to-2023 change.
- Against the state trend: Lillie's 1.8% change compares with a Louisiana average of -2.1% across its 302 places.
- Density in Louisiana: Lillie ranks 286th by people per square mile.
- Density vs Louisiana: Lillie's 56 people per square mile compare with a state median of 534.
- Location: it lies at 32.9200, -92.6613 in the Census Gazetteer.
- Nearest larger cities: Spearsville (4 mi); Bernice (6 mi); Junction City (7 mi); Junction City (8 mi); Dubach (15 mi). Larger metros often have more branches, but online lenders reach Lillie on the same terms.
- Smaller communities within reach: Felsenthal (31 mi); Mount Lebanon (36 mi); Bryceland (38 mi).
- Smaller places within 50 miles: 3 of them.
- At 100 miles: 222 larger Census places fall inside that radius.
Louisiana rules behind a Lillie personal loan
Every row below records a Louisiana rule, its publisher and its retrieval date — the same rules a Lillie lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Louisiana Office of Financial Institutions (OFI), Non-Depository Division Source says: "OFI is responsible for the supervision of various entities which provide financial services to the citizens of the State of Louisiana." | Louisiana Office of Financial Institutions as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per annum maximum conventional interest (La. R.S. 9:3500(C)(1)) Source says: "The amount of the conventional interest cannot exceed twelve percent per annum." | Louisiana State Legislature as of 2026-09-16 |
| Payday lending status | Legal and licensed — deferred presentment and small loans ($350 or less, 60 days or less) under OFI-issued licenses Source says: "Persons who make loans of $350 or less for a term of 60 days or less." | Louisiana Office of Financial Institutions as of 2026-09-16 |
Where Lillie sits in Louisiana
Set beside Louisiana's 302 places, Lillie ranks 296th by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, Lillie stands 102nd among Louisiana's 302 places — roughly the 66th percentile. At about 56 people per square mile, Lillie is the 286th most densely settled place in Louisiana. Between 2020 and 2023 the count changed by roughly 2 residents.
Steps to take before a Lillie loan
For Lillie's roughly 108 residents, these are the steps that most influence the offer:
- Pull your credit reports first and correct any error before a lender sees the file.
- Use the loan calculator to test the payment on your intended amount and term.
- Gather at least three pre-qualified offers and line up the APR, not the headline rate.
- Confirm the Louisiana licence with the regulator named above before committing.
- Be clear on what the loan is for and how it gets repaid.
- If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
- Read the disclosure for an origination fee and any prepayment penalty before signing.
None of these steps is Lillie-specific: the same Louisiana licensing and disclosure rules reach all 108 residents.
The geography behind Lillie
Lillie's land area is about 1.9 square miles; a further 0.01 square miles is water. Spread across it are roughly 56 residents per square mile. The state's population centre of gravity, New Orleans, is roughly 255 miles away. Within 50 miles of Lillie there are 62 larger Census places. By land area it ranks 186th of 302 Louisiana places.
What shapes a Lillie personal loan
A Lillie personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 108 residents. Two numbers drive a Lillie loan: the APR, which includes fees, and the term, which decides how long you keep paying. A longer term lowers the monthly payment on a Lillie loan but raises total interest, so the smallest payment is not the cheapest loan.
Common questions
What are my options in Lillie if my credit is poor?
What loan size can I expect in Lillie?
Do I have to pledge anything to borrow in Lillie?
Does comparing loans in Lillie cost me credit score points?
Nearby places
- Spearsville, LA — population 120
- Bernice, LA — population 1,310
- Junction City, LA — population 420
- Junction City, AR — population 480
- Dubach, LA — population 890
- Lisbon, LA — population 167
- Farmerville, LA — population 3,286
- El Dorado, AR — population 16,869