Personal loans in Lewiston Woodville, NC
Which products a lender may offer to Lewiston Woodville's 407 residents follows from the North Carolina consumer-lending framework. Roughly 407 residents live in Lewiston Woodville, the 442nd-largest community in North Carolina.
Lewiston Woodville counts about 407 people, and what is genuinely local about borrowing here is limited — North Carolina law does the governing. The trend for Lewiston Woodville between 2020 and 2023 is downward by roughly 5.3%. Read the disclosure for an origination fee and any prepayment penalty before signing in Lewiston Woodville. For a bigger market, look to Aulander, NC about 9 miles away.
Lewiston Woodville by the numbers
Here is the sourced Census picture for Lewiston Woodville, plus the North Carolina lending rules that apply to a loan taken out here.
- Population: about 407 people live here, which puts Lewiston Woodville 442nd of 549 Census places in North Carolina (Vintage 2023).
- Population trend: About 5.3% below the 2020 Census base.
- People gained or lost: about 23 fewer since the 2020 base.
- Size percentile: with 407 residents, Lewiston Woodville is larger than about 19% of North Carolina's Census places.
- Population density: about 208 people per square mile across 2.0 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area: Lewiston Woodville covers 2.0 square miles, the 334th-largest area among North Carolina's 549 places.
- Water area rank: Lewiston Woodville ranks 235th among North Carolina's 549 places, with 0.01 sq mi.
- Share of North Carolina: Lewiston Woodville holds about 0.0% of the state's population, some 407 people.
- National rank: Lewiston Woodville is the 14,027th most populous of the 19,457 Census places covered here.
- Growth rank: Lewiston Woodville's 2020-to-2023 change ranks 540th of 549 places in North Carolina.
- Versus North Carolina: the state average change is +2.9%, while Lewiston Woodville moved 5.3%.
- Density rank: Lewiston Woodville places 490th among North Carolina's places by people per square mile.
- Against the state median: Lewiston Woodville runs about 208 residents per square mile, where the North Carolina median is 758.
- Location: 36.1149, -77.1796 (US Census Bureau Gazetteer).
- Nearest larger cities: Aulander (9 mi); Rich Square (12 mi); Scotland Neck (14 mi); Woodland (15 mi); Ahoskie (16 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Nearest smaller places: Kelford (5 mi); Roxobel (7 mi); Hamilton (12 mi).
- Smaller neighbours: 38 places smaller than Lewiston Woodville sit within 50 miles.
- Within 100 miles: 171 places are larger than Lewiston Woodville.
Before you apply in Lewiston Woodville
A sensible order of operations for a loan in Lewiston Woodville, home to about 407 people:
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Use the loan calculator to test the payment on your intended amount and term.
- Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
- Verify the lender's North Carolina licence with the regulator listed on this page.
- If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
- Look for an origination fee or prepayment penalty in the written disclosure.
- Check that the monthly payment fits your budget next to your existing obligations.
What differs between Lewiston Woodville and the rest of North Carolina is not the process but the borrower's own file, among the 407 people here.
What is available to Lewiston Woodville borrowers
At roughly 208 people per square mile, Lewiston Woodville is lightly settled; 47 larger places lie within 50 miles. Distance to a branch rarely matters for Lewiston Woodville's 407 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Aulander, NC about 9 miles away.
Land, water and location for Lewiston Woodville
Lewiston Woodville's land area is about 2.0 square miles; a further 0.01 square miles is water. Spread across it are roughly 208 residents per square mile. For the state's biggest city, Charlotte, the distance is roughly 214 miles. Lewiston Woodville has 47 larger places within a 50-mile radius. The 100-mile radius contains 171 larger places.
How Lewiston Woodville compares across North Carolina
Set beside North Carolina's 549 places, Lewiston Woodville ranks 442nd by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, Lewiston Woodville stands 540th among North Carolina's 549 places — roughly the 2th percentile. Its roughly 208 residents per square mile place it 490th among North Carolina's places. Within 50 miles sit 38 smaller Census places, alongside the 47 that are larger.
What North Carolina law requires in Lewiston Woodville
For the roughly 407 residents of Lewiston Woodville, the rules below are North Carolina's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | North Carolina Office of the Commissioner of Banks (NCCOB) Source says: "Lenders operating under the CFA must be licensed by and are subject to regulation by the NCCOB." | North Carolina Office of the Commissioner of Banks as of 2026-09-16 |
| Payday lending status | Payday lenders shut down in North Carolina; online payday lending remains an enforcement target Source says: "Payday Lenders: Shut Down In NC, But Still Victimizing Borrowers Online" | North Carolina Department of Justice (Office of the Attorney General) as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Finance Act license from the Commissioner of Banks required for loans of $25,000 or less charging more than Chapter 24 rates Source says: "Direct lenders seeking to charge rates higher than allowed under Chapter 24 on consumer term loans of twenty-five thousand dollars ($25,000) or less" | North Carolina Office of the Commissioner of Banks as of 2026-09-16 |
Common questions
What are my options in Lewiston Woodville if my credit is poor?
What loan size can I expect in Lewiston Woodville?
Do I have to pledge anything to borrow in Lewiston Woodville?
Does comparing loans in Lewiston Woodville cost me credit score points?
Nearby places
- Kelford, NC — population 202
- Roxobel, NC — population 174
- Aulander, NC — population 717
- Hamilton, NC — population 295
- Rich Square, NC — population 855
- Oak City, NC — population 262
- Woodland, NC — population 530
- Hassell, NC — population 47