Personal loans in Lewisberry, PA

Lewisberry shed about 0.3% of its population between the 2020 base and the 2023 estimate. The roughly 379 people who live in Lewisberry borrow under Pennsylvania rules; city hall sets no personal-loan rate. An estimated 379 people make their home in Lewisberry, a figure that ranks 823rd in Pennsylvania. The next larger city is Goldsboro, PA about 6 miles away. To lend to Lewisberry's 379 residents, a company must hold a Pennsylvania licence, and each sourced row below names the regulator behind it. Begin with the payment, then weigh APR and total interest across the lenders that reach Lewisberry's 379 residents.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

What the Census records for Lewisberry

Lewisberry is a small community; the notes below cover its population profile and the statewide rules that apply.

Lewisberry in state context

Within Pennsylvania, Lewisberry holds roughly 0.0% of all residents, the 823rd-largest share among 1,013 places. Its 2020-to-2023 change ranks 304th of 1,013 Pennsylvania places, putting it near the 70th percentile for growth. Its roughly 2,510 residents per square mile place it 403rd among Pennsylvania's places. The population moved by about 1 people between 2020 and 2023, a 0.3% shift.

The geography behind Lewisberry

Inside Lewisberry's boundaries lie about 0.2 square miles of land, with no significant water area recorded. With 379 residents, the land area yields roughly 2,510 people per square mile. The largest place in Pennsylvania, Philadelphia, lies about 92 miles away. Counting outward 50 miles, 146 larger communities surround Lewisberry. Within the same 50 miles lie 12 smaller Census places.

What a Lewisberry borrower is actually offered

Most loans made to Lewisberry's 379 residents are unsecured, so nothing is pledged and the lender relies on your credit history. The rate you see advertised is a range, not a promise, until a lender reviews your file in Lewisberry. Because the payment is fixed, the total cost of a Lewisberry loan is knowable in advance — unlike a revolving card balance.

How Pennsylvania law applies in Lewisberry

This table holds the Pennsylvania rate and licensing rules for consumer loans made to Lewisberry's 379 residents.

RuleDetailSource
State lending regulatorPennsylvania Department of Banking and Securities (DoBS)
Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania."
Pennsylvania Department of Banking and Securities
as of 2026-09-16
Bank rate-cap exemption (state-specific rule)Pennsylvania state-chartered banks are not subject to state interest-rate caps (Banking Code Sections 303/506 supersede the LIPL 6% cap).
Source says: "Pennsylvania law does not impose any restrictions on the interest rate that Pennsylvania state-chartered banks may charge to customers." (DoBS interpretive letter, May 11, 2023).
Pennsylvania Department of Banking and Securities
as of 2026-09-16
Maximum legal interest rate (usury cap)6% per annum maximum for loans of $50,000 or less where no lower rate is contracted (41 P.S. 201(a)).
Source says: "the maximum lawful rate of interest for the loan or use of money... shall be six per cent per annum" (Loan Interest and Protection Law, Section 201(a)).
Pennsylvania General Assembly (Laws of Pennsylvania, Act 6 of 1974)
as of 2026-09-16

What is available to Lewisberry borrowers

Lewisberry is a fairly dense community of about 379 people, with 146 larger places inside a 50-mile radius. Lenders licensed in Pennsylvania reach Lewisberry's 379 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Goldsboro, PA about 6 miles away.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Lewisberry if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Lewisberry is the same as anywhere in Pennsylvania.
What loan size can I expect in Lewisberry?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Lewisberry?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Lewisberry cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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