Personal loans in Lewisberry, PA
Lewisberry shed about 0.3% of its population between the 2020 base and the 2023 estimate. The roughly 379 people who live in Lewisberry borrow under Pennsylvania rules; city hall sets no personal-loan rate. An estimated 379 people make their home in Lewisberry, a figure that ranks 823rd in Pennsylvania. The next larger city is Goldsboro, PA about 6 miles away. To lend to Lewisberry's 379 residents, a company must hold a Pennsylvania licence, and each sourced row below names the regulator behind it. Begin with the payment, then weigh APR and total interest across the lenders that reach Lewisberry's 379 residents.
What the Census records for Lewisberry
Lewisberry is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: about 379 people live here, which puts Lewisberry 823rd of 1,013 Census places in Pennsylvania (Vintage 2023).
- Population trend: A loss of roughly 0.3% between 2020 and 2023.
- Net change: roughly 1 fewer people than the 2020 Census counted.
- Size percentile: bigger than about 19% of the places in Pennsylvania, with 379 residents in Lewisberry.
- Population density: about 2,510 people per square mile across 0.2 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area rank: Lewisberry's 0.2 square miles rank 964th of 1,013 places in Pennsylvania.
- Share of state population: Lewisberry's 379 residents are about 0.0% of Pennsylvania.
- Nationally: Lewisberry is the 14,296th-largest of 19,457 Census places in the dataset.
- Growth rank: Lewisberry's 2020-to-2023 change ranks 304th of 1,013 places in Pennsylvania.
- Versus Pennsylvania: the state average change is -0.9%, while Lewisberry moved 0.3%.
- Density rank: Lewisberry places 403rd among Pennsylvania's places by people per square mile.
- Density vs Pennsylvania: Lewisberry's 2,510 people per square mile compare with a state median of 1,990.
- Location: latitude 40.1358, longitude -76.8606 (Census Gazetteer).
- Nearest larger cities: Goldsboro (6 mi); Highspire (6 mi); New Cumberland (6 mi); Steelton (6 mi); Lemoyne (8 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Smaller communities within reach: Wellsville (7 mi); Yorkana (18 mi); Mount Gretna (22 mi).
- Smaller places within 50 miles: 12 of them.
- At 100 miles: 570 larger Census places fall inside that radius.
Lewisberry in state context
Within Pennsylvania, Lewisberry holds roughly 0.0% of all residents, the 823rd-largest share among 1,013 places. Its 2020-to-2023 change ranks 304th of 1,013 Pennsylvania places, putting it near the 70th percentile for growth. Its roughly 2,510 residents per square mile place it 403rd among Pennsylvania's places. The population moved by about 1 people between 2020 and 2023, a 0.3% shift.
The geography behind Lewisberry
Inside Lewisberry's boundaries lie about 0.2 square miles of land, with no significant water area recorded. With 379 residents, the land area yields roughly 2,510 people per square mile. The largest place in Pennsylvania, Philadelphia, lies about 92 miles away. Counting outward 50 miles, 146 larger communities surround Lewisberry. Within the same 50 miles lie 12 smaller Census places.
What a Lewisberry borrower is actually offered
Most loans made to Lewisberry's 379 residents are unsecured, so nothing is pledged and the lender relies on your credit history. The rate you see advertised is a range, not a promise, until a lender reviews your file in Lewisberry. Because the payment is fixed, the total cost of a Lewisberry loan is knowable in advance — unlike a revolving card balance.
How Pennsylvania law applies in Lewisberry
This table holds the Pennsylvania rate and licensing rules for consumer loans made to Lewisberry's 379 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Pennsylvania Department of Banking and Securities (DoBS) Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Bank rate-cap exemption (state-specific rule) | Pennsylvania state-chartered banks are not subject to state interest-rate caps (Banking Code Sections 303/506 supersede the LIPL 6% cap). Source says: "Pennsylvania law does not impose any restrictions on the interest rate that Pennsylvania state-chartered banks may charge to customers." (DoBS interpretive letter, May 11, 2023). | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 6% per annum maximum for loans of $50,000 or less where no lower rate is contracted (41 P.S. 201(a)). Source says: "the maximum lawful rate of interest for the loan or use of money... shall be six per cent per annum" (Loan Interest and Protection Law, Section 201(a)). | Pennsylvania General Assembly (Laws of Pennsylvania, Act 6 of 1974) as of 2026-09-16 |
What is available to Lewisberry borrowers
Lewisberry is a fairly dense community of about 379 people, with 146 larger places inside a 50-mile radius. Lenders licensed in Pennsylvania reach Lewisberry's 379 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Goldsboro, PA about 6 miles away.
Common questions
What are my options in Lewisberry if my credit is poor?
What loan size can I expect in Lewisberry?
Do I have to pledge anything to borrow in Lewisberry?
Does comparing loans in Lewisberry cost me credit score points?
Nearby places
- New Cumberland, PA — population 7,547
- Steelton, PA — population 6,308
- Highspire, PA — population 2,713
- Goldsboro, PA — population 928
- Lemoyne, PA — population 4,785
- Wellsville, PA — population 298
- Camp Hill, PA — population 8,163
- Shiremanstown, PA — population 1,649