Personal loans in Lewis, IA

The roughly 362 people who live in Lewis borrow under Iowa rules; city hall sets no personal-loan rate. Census figures put the 2020-to-2023 increase in Lewis at about 0.8%. Compare APR, not the interest rate, because the APR folds in most fees on a Lewis loan. The closest larger place is Griswold, IA about 6 miles away.

Lewis by the numbers

Lewis is a small community; the notes below cover its population profile and the statewide rules that apply.

• Population: a Census-estimated 362, 518th among Iowa's 940 places (Vintage 2023).
• Population trend: Higher by roughly 0.8% since the 2020 count.
• Absolute change: 3 residents added between 2020 and 2023.
• Size percentile: Lewis's 362 people outrank roughly 45% of the places in Iowa.
• Land and density: 0.5 square miles of land carry roughly 717 residents per square mile.
• By land area: Lewis ranks 649th among Iowa's 940 places, at 0.5 sq mi.
• Within Iowa: about 0.0% of the state's population lives in Lewis.
• National standing: Lewis ranks 14,495th of 19,457 US places.
• Growth rank: Lewis ranks 161st among Iowa's 940 places for the 2020-to-2023 change.
• Against the state trend: Lewis's 0.8% change compares with a Iowa average of -0.7% across its 940 places.
• Density in Iowa: Lewis ranks 437th by people per square mile.
• Density in context: Lewis's 717 people per square mile sit against a Iowa median of 672.
• Location: 41.3064 / -95.0843, per the US Census Bureau Gazetteer.
• Nearest larger cities: Griswold (6 mi); Atlantic (7 mi); Walnut (14 mi); Oakland (16 mi); Avoca (18 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Smaller towns nearby: Marne (10 mi); Cumberland (11 mi); Elliott (12 mi).
• Smaller neighbours: 56 places smaller than Lewis sit within 50 miles.
• At 100 miles: 247 larger Census places fall inside that radius.

Before you apply in Lewis

Before you hand your details to a lender in Lewis, where the population is near 362:

1. Pull your credit reports first and correct any error before a lender sees the file.
2. Test your amount and term in the personal loan calculator first.
3. Gather at least three pre-qualified offers and line up the APR, not the headline rate.
4. Check the Iowa regulator's records to confirm the lender is licensed here.
5. Test the payment against your current bills before you commit.
6. Pick the shortest term whose payment you can comfortably afford.
7. Do not borrow more than the expense calls for, even if a lender approves a larger amount.

The process is identical across Iowa; what changes is your credit file, not the fact that Lewis holds 362 people.

Iowa consumer-lending rules applied in Lewis

When Iowa does not publish a figure, the row links to the source instead of inventing a number; Lewis is bound by the same rules.

Lewis on the map

The Census Gazetteer records about 0.5 square miles of land within Lewis, with no significant water area listed. The resulting density is about 717 people per square mile. Des Moines, the largest place in Iowa, is about 79 miles from Lewis. A 50-mile radius around Lewis takes in 57 places that are larger. Within the same 50 miles lie 56 smaller Census places.

Lewis in state context

Against Iowa's other places, Lewis accounts for about 0.0% of the state's population and ranks 518th of 940 by size. For population change between 2020 and 2023, Lewis ranks 161st of 940 in Iowa (about the 83th percentile). By density, at about 717 people per square mile, it ranks 437th in Iowa. In land area, Lewis ranks 649th among Iowa's 940 places.

What shapes a Lewis personal loan

With roughly 362 residents, Lewis is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The rate you see advertised is a range, not a promise, until a lender reviews your file in Lewis. A longer term lowers the monthly payment on a Lewis loan but raises total interest, so the smallest payment is not the cheapest loan.